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    1. Business News
    2. Authors
    3. saikat neogi

    Saikat Neogi

    TERM INSURANCE, HNIs, High net-worth individuals, term insurance customised plans, money news
    TERM INSURANCE : HNIs look for customised plans

    The most preferred term cover amount for HNIs is Rs 1.75 crore

    By Saikat Neogi
    November 25, 2023 03:00 IST
    unsecured loans, tightening norms, RBI, NBFCs, growth, AUM, banking sector, retail loans, credit demand, risk weights, regulatory changes, personal loan, smaller ticket-size loans
    Get ready to pay higher EMIs on unsecured personal loans

    At present, the interest rate on personal loans is 10.5% to 17% and that of credit cards between 36% to…

    By Saikat Neogi
    Updated: November 18, 2023 12:21 IST
    money market, money, personal finance, finance, investment, Alpha Capital
    Money market funds best for interim

    These enable investors to navigate the current market uncertainties.

    By Saikat Neogi
    November 18, 2023 01:45 IST
    Large-cap funds investment Diversify portfolio with large-cap stocks Benefits of large-cap investments Large-cap vs mid-cap vs small-cap Allocation strategy for investors SIP in large-cap funds
    Making the most of market volatility: Stagger investments in large-caps

    Large-cap stocks tend to be more stable in the long-run, which ensures that the overall portfolio of investors becomes better…

    By Saikat Neogi
    Updated: November 13, 2023 09:54 IST
    Overseas medical insurance, Global medical coverage, Frequent flyers insurance, International health insurance, Health coverage for travelers, US and Canada medical treatment, High premium for treatment abroad, International healthcare coverage, Medical insurance for frequent travelers
    OVERSEAS MEDICAL INSURANCE: Frequent flyers need global cover; for treatment in US or Canada, be ready to fork out higher premium

    Health insurance policies with international coverage offer emergency treatments, in and outpatient treatment, prescription medications, air ambulance and some elective…

    By Saikat Neogi
    November 6, 2023 01:00 IST
    Kotak Mahindra Bank, management team, reshuffle, appointment, banking sector, private sector bank
    BETTING ON THE CONSUMPTION STORY: Higher returns with lesser drawdown

    The last two years have seen the consumption sector lagging significantly.

    By Saikat Neogi
    October 30, 2023 05:15 IST
    mutual fund
    MUTUAL FUNDS: Make the most of changing market trends with flexi-caps

    Fund manager’s ability to take smart allocation decisions is crucial

    By Saikat Neogi
    October 23, 2023 00:30 IST
    home loan
    LIGHTENING THE HOME LOAN BURDEN: Pay one extra EMI to lessen the pain

    Small prepayments done consistently can reduce the overall interest outgo

    By Saikat Neogi
    October 9, 2023 00:30 IST
    Mutual Fund
    MUTUAL FUNDS: Target maturity funds a good bet now

    These funds offer the advantage of securing higher yields

    By Saikat Neogi
    October 2, 2023 00:30 IST
    funds
    Spread your risks across sector funds

    Allocate 10% of overall portfolio in these funds as alpha-seeking strategy

    By Saikat Neogi
    September 25, 2023 00:30 IST
    credit card
    CREDIT CARD OUTSTANDING: Balance transfer can reduce interest outgo

    If you need more time to repay the debt, opt for a personal loan.

    By Saikat Neogi
    September 23, 2023 02:30 IST
    MUTUAL FUNDS
    MUTUAL FUNDS: Hedge rate risks with floater funds

    Such funds are best for those who want to invest for a very short term

    By Saikat Neogi
    September 18, 2023 00:30 IST
    MUTUAL FUNDS
    MUTUAL FUNDS: Multi-asset funds for lower drawdowns

    These offer a more stable investment journey for retail investors

    By Saikat Neogi
    September 11, 2023 01:00 IST
    mutual fund
    Mutual funds: Invest in small-cap funds via STP, SIP

    As valuations are turning expensive, avoid any lumpsum investments

    By Saikat Neogi
    September 4, 2023 00:30 IST
    trade, economy
    Global trade tepid: Export contraction hurts

    As per UNCTAD’s nowcast, global trade volume in April-to June rose just 0.2%, led by a contraction in goods trade.

    By Saikat Neogi
    August 29, 2023 04:30 IST
    home loan
    HOME LOAN PROTECTION: Prefer term plan over mortgage cover

    Mortgage insurance is costlier & can’t be ported in case of balance transfer

    By Saikat Neogi
    August 28, 2023 00:44 IST
    mutual funds
    MUTUAL FUNDS: Lower costs drive passive funds; the lower the tracking error, the higher are the index fund’s returns

    While the investment objective of an index fund is to replicate the underlying index, it is important to ensure that…

    By Saikat Neogi
    August 21, 2023 01:40 IST
    mutual funds. momey
    MUTUAL FUNDS: Go for systematic withdrawals now

    With markets rising, fewer units will have to be redeemed

    By Saikat Neogi
    June 23, 2023 00:30 IST
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