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    1. Business News
    2. Authors
    3. saikat neogi

    Saikat Neogi

    Interest rate bonanza! New, latest rates for PPF, FDs, small savings; here’s what risk-averse investors should do

    Risk-averse investors can look at investing in these instruments with the government raising interest rates for small savings schemes.

    By Saikat Neogi
    September 24, 2018 01:30 IST
    Giving credit to one who cannot repay will create misery for all, says head of capital markets of Home Credit BV

    Home Credit India, a non-banking financial company, focuses on small-ticket loans for purchase of mobile phones, home appliances, etc., primarily…

    By Saikat Neogi
    September 21, 2018 00:16 IST
    National Pension System: PFRDA caps equity mutual funds investment by NPS

    The PFRDA guideline on 5% cap on equity mutual fund investment by pension funds will be applicable to all NPS…

    By Saikat Neogi
    September 19, 2018 00:44 IST
    Mutual funds, Debt mutual funds, net asset value, ELSS, GST dislocation, Bajaj Capital, BSE-30 Index, Nifty-50 Index stocks
    Mutual funds: Stick to SIPs even if market remains volatile

    While market volatility remains the most important risk in equity investment either directly or through mutual funds, one should look…

    By Saikat Neogi
    September 12, 2018 03:48 IST
    Home Credit India likely to turn profitable in FY19

    On the back of strong growth in retail consumer finance, simpler lending procedures and rapid expansion of its network, Home…

    By Saikat Neogi
    September 11, 2018 06:16 IST
    money, insurance setor
    IRDAI recommends that individuals be allowed to shift from being insurance agents to insurance service providers

    An Irdai panel has suggested that list of products to be sold via an insurance marketing firm should include group…

    By Saikat Neogi
    September 7, 2018 01:37 IST
    stock, stock markets
    Stock markets: How long-term investors can navigate volatile markets

    Investors should not react too much to price movements when the markets are volatile as it will harm their portfolios…

    By Saikat Neogi
    August 24, 2018 01:24 IST
    nps, pop
    National Pension System: NPS goes subscriber-friendly with new PoP norms

    In order to expand the reach of National Pension System (NPS) and encourage independent and effective distribution channels, the pension…

    By Saikat Neogi
    August 22, 2018 01:32 IST
    Your medical insurance plan will now cover mental illness, similar to those offered for treatment of physical illness

    The insurance regulator has directed insurance companies offering health insurance to cover treatment for mental illness.

    By Saikat Neogi
    August 20, 2018 00:56 IST
    Tax planning: Four tips for selecting tax-savings investments

    For tax-savings related investments, look at the tenure, returns offered and the taxability of the returns.

    By Saikat Neogi
    August 14, 2018 00:58 IST
    insurance, life insurance premium,  Artificial Intelligence, Internet of Things, pre fixed health metric
    Explained: How technology can help make buying insurance easier

    From purchasing a policy to raising a claim to assessing risks more accurately, technologies such as Artificial Intelligence, Internet of…

    By Saikat Neogi
    August 8, 2018 03:23 IST
    Two months, two rate hikes: FDs, small savings to become attractive post RBI rate hike

    Given the hike in repo rate, if you are looking at locking money in bank deposits for a longer tenure,…

    By Saikat Neogi
    August 3, 2018 01:31 IST
    Understand the power of compounding – Why starting early is the key to building wealth

    Early investors always gain from the power of compounding. Investing in a systematic investment plan in equity mutual fund, PPF…

    By Saikat Neogi
    August 1, 2018 00:08 IST
    how to get a loan, how to get a loan against property, loan against property, LAP, personal loan, business loan, gold loan, starting business, home loan, how to get a loan,
    Borrowings: How to get a loan against property

    Public and private sector banks and even housing finance companies offer loans against property, usually providing around 60% of the…

    By Saikat Neogi
    July 31, 2018 01:05 IST
    Top three ways to reduce your home loan burden

    Most banks have increased the interest rate for home loan for both new and existing borrowers.

    By Saikat Neogi
    July 18, 2018 01:52 IST
    Investment planning: Asset allocation key to achieving goals

    Asset allocation helps an investor to build well-diversified investment portfolios that aim to deliver higher risk- and inflation-adjusted returns.

    By Saikat Neogi
    Updated: July 17, 2018 06:51 IST
    Cigna 360° Well-Being Survey: Work & finances top reasons for stress

    For most Indians, work and finances are the reasons for stress and one in two respondents in India plan to…

    By Saikat Neogi
    July 16, 2018 02:15 IST
    Financial Express/ Auto Insurance
    Motor insurance: You need a PUC certificate to renew insurance

    After last year’s Supreme Court order, Irdai has now mandated that every vehicle must have a valid PUC certificate on…

    By Saikat Neogi
    July 11, 2018 03:34 IST
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