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    1. Business News
    2. Authors
    3. saikat neogi

    Saikat Neogi

    debt mutual funds, risk,investor, IL&FS, debt, Credit risk,Interest rate risk
    Turmoil in debt market: Tread with caution while investing in mutual funds

    Analysts say if an individual is planning to invest in debt mutual funds, then he should do in those funds…

    By Saikat Neogi
    May 7, 2019 00:46 IST
    National Pension System, fintech apps, PFRDA, KYC norms, Blockchain technology, pension funds, artificial intelligence
    National Pension System looks to fintech apps for improved services

    PFRDA has constituted a group to identify areas under NPS which can utilise fintech through a regulatory sandbox approach

    By Saikat Neogi
    April 29, 2019 04:08 IST
    In case of cancelled flights or delay, a valid travel insurance can help the passenger. (Illustration: SHYAM Kumar Prasad)
    In this season of flight cancellations, remember to buy travel insurance

    In case of cancelled flights or delay, a valid travel insurance will enable the passenger to get compensation like refunds…

    By Saikat Neogi
    April 17, 2019 00:13 IST
    Steps that will make your insurance claim hassle-free

    Policyholders can track the status of their claims at various stages of processing and may even receive claims payout in…

    By Saikat Neogi
    April 15, 2019 02:40 IST
    Why arbitrage funds are popular with high risk-taking mutual fund investors

    Before the new norms came into place from April 1 this year, only securities beyond 60 days were subjected to…

    By Saikat Neogi
    April 10, 2019 00:53 IST
    Post office deposits still offer higher returns than other small savings schemes

    The tenure of the deposit is 21 years from the date of opening of the account. Maximum period up to…

    By Saikat Neogi
    April 2, 2019 01:10 IST
    National Pension Scheme, PFRDA, NPS contributions, SBI ePay, BillDesk, pension fund, NPS account
    National Pension System: Online contributions to get smoother

    Points of presence (PoP) using services of aggregators or payment gateways such as SBI ePay or BillDesk for processing NPS…

    By Saikat Neogi
    Updated: March 27, 2019 07:36 IST
    Employees stock option plans are the most-preferred incentive plan

    In corporate India, ESOPs are offered as incentives or rewards by employers to their employees.

    By Saikat Neogi
    March 25, 2019 03:25 IST
    Non-convertible debentures: Are you looking at NCDs to earn higher returns? (Illustration: SHYAM Kumar Prasad)
    Investing in NCDs? Here are some tips for better returns

    In NCDs, the investor’s exposure is to a single company and any default may wipe out the entire capital invested.…

    By Saikat Neogi
    Updated: March 20, 2019 07:13 IST
    equity investment, retail investment, retail investors
    Don’t exit equity investments in a tough year: Sanctum Wealth Management CIO INTERVIEW

    The macro-economic scenario has improved considerably since last year, he said.

    By Saikat Neogi
    March 15, 2019 06:56 IST
    How to revive dormant PPF, Sukanya Samriddhi accounts

    Here are the various rules investors should follow if any of their small savings accounts like PPF and Sukanya Samriddhi…

    By Saikat Neogi
    Updated: March 6, 2019 11:22 IST
    Smart investing: Four ways to ride out volatility in the market

    While most investment options have lock-ins and limits on withdrawals, barring ELSS, there is no such bar in mutual funds.…

    By Saikat Neogi
    March 5, 2019 02:22 IST
    insurance policyholder, Insurance Ombudsman, IRDAI, insurance companies, grievance
    Health insurance: Call for plain vanilla product to attract youngsters

    The standard product, which will have to be offered by all general and health insurers, will incentivise young policyholders

    By Saikat Neogi
    Updated: February 26, 2019 07:26 IST
    Income tax hack: Four tax-saving deductions beyond 80C

    Section 80C offers a tax deduction of Rs 1.5 lakh for investment in five-year bank/post office deposits, contribution to PPP,…

    By Saikat Neogi
    Updated: February 14, 2019 10:12 IST
    Mutual funds, stock markets, STP, equity scheme, bank fixed deposits
    Money matters: Use systematic transfer plans to ride out market volatility

    Systematic transfer plans are a smart way to stagger equity investments, reduce short-term risks and gain high returns in the…

    By Saikat Neogi
    Updated: February 5, 2019 07:06 IST
    Budget 2019-20: Bank depositors to gain from rise in TDS threshold

    Banks will not deduct TDS from fixed deposits interest income for up to `40,000. However, the interest income will still…

    By Saikat Neogi
    February 4, 2019 03:01 IST
    etf, insurance
    Exchange Traded Funds: Why ETFs are a good investment bet

    For retail investors, ETFs are a low-cost investment option as they have lower operating cost, including the management fees

    By Saikat Neogi
    January 18, 2019 01:52 IST
    Investment planning: Align tax saving investments with your asset allocation strategy

    Lay down your investment goals, the time horizon and anticipated returns from different equity-linked and debt-related investments, then reap the…

    By Saikat Neogi
    January 16, 2019 01:38 IST
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