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    1. Business News
    2. Authors
    3. saikat neogi

    Saikat Neogi

    Model tenancy bill: Rental incomes may get a fillip

    The archaic tenancy laws keep rents low, which then prevents owners from spending money on maintenance of buildings.

    By Saikat Neogi
    July 31, 2019 01:44 IST
    Looking at liquid funds? Read the fine print

    While the markets regulator has put safety net around liquid funds after a few defaults, retail investors need to take…

    By Saikat Neogi
    July 22, 2019 01:10 IST
    guaranteed returns on life insurance, guaranteed returns on investment, term insurance with return of premium, best life insurance plans, life insurance, insurance cover, adequate insurance cover, amount of term insurance, earning life, earning replacement, savings, investment, traditional life insurance, Life insurance, death covered, death covered in life insurance, individual premium, private insurer, LIC, APE, insurance news, money, ICICI Prudential Life, ICICI, HDFC Life, APE growth, 
    Life Insurance: Surrender and annuity norms made customer-friendly

    The regulator has made some changes to insurance pension products on the lines of the National Pension System. All individual…

    By Saikat Neogi
    July 19, 2019 00:58 IST
    Motor insurance, car insurance, standalone damage, Insurance Regulatory and Development Authority of India, Irdai, money, insurance news, policy holder, Motor Vehicles Act,
    Motor insurance: Now buy standalone own damage cover

    Policyholders will have the option to renew the own damage component of a bundled cover on or after September 1,…

    By Saikat Neogi
    July 15, 2019 03:26 IST
    tax for super rich, China, US,  South Africa , individual tax rate, Nirmala Sitharaman, budget 2019, ITR, Income Tax, Budget 2019, electricity consume, electricity bill, foreign trip, bank statement, cash transaction, income tax return, income tax calculation after budget announcements, Income Tax Calculator, Income Tax Calculator 2019, Budget Income Tax Calculator
    Mutual Funds: Now invest in CPSE ETF to save tax under Section 80C

    Experts say with tax benefits like ELSS, CPSE ETFs will be attractive for individual investors for creating long-term wealth.

    By Saikat Neogi
    Updated: July 9, 2019 07:55 IST
    Union Budget 2019 India, Budget 2019-20, itr filing, income tax return filing, income tax efiling, itr filing 2018
    Budget 2019: How govt plans to make tax evasion tough with pre-filled ITR

    Union Budget 2019: The government has taken this a step further by providing pre-populated tax forms to taxpayers with information…

    By Saikat Neogi
    July 6, 2019 02:53 IST
    Budget 2019: Will government reduce your tax burden?

    Union Budget 2019 India: While the tax rate for lower income bracket has been reduced, the top tax rate of…

    By Saikat Neogi
    July 5, 2019 01:40 IST
    gold, gold bond, gold prices, gold bond scheme, commodities
    Fix gold bond scheme to save precious forex

    While gold is fully liquid, buyers can redeem the bond with the government only after five years; they can sell…

    By Saikat Neogi
    July 4, 2019 04:07 IST
    Around 160 debt mutual fund schemes had exposure to the debt papers of DHFL worth Rs 5,236 crore as on April 30, 2019. (Illustration: Rohnit Phore)
    Investor alert! Some lessons from current crisis in debt funds

    The spate of defaults and rating downgrades has made it clear about credit risk in debt mutual funds. Investors should…

    By Saikat Neogi
    June 11, 2019 01:02 IST
    Reserve Bank of India, Bank FD interest rate, Monetary Policy Committee, Kotak Institutional Equities, fixed deposit rates, CARE Ratings, DHFL
    Attention depositors! Bank FD interest rates may be cut

    Following the repo rate cut, depositors may be hit with falling FD rates. Individuals should lock-in at current fixed deposit…

    By Saikat Neogi
    Updated: June 10, 2019 06:45 IST
    Motor insurance, Irdai, Bajaj Allianz General Insurance, Electric vehicles, long term premiums
    Motor insurance: Third-party cover gets costlier; new rates come into effect from June 16

    The new rates come into effect from June 16. However, premium for long-term cover remains unchanged

    By Saikat Neogi
    Updated: June 7, 2019 07:03 IST
    income tax, senior citizens, tds, exemption, tds
    Income tax: Senior citizens to get higher TDS exemption on interest income

    Senior citizens with a taxable income of up to Rs 5 lakh can now seek exemption from TDS by banks…

    By Saikat Neogi
    Updated: May 28, 2019 08:01 IST
    Modi 2.0: Markets see continuity in policies; Here’s what you need to do now

    With a majority government at the Centre, investors may increase their equity exposure in a phased manner.

    By Saikat Neogi
    Updated: May 27, 2019 08:00 IST
    Good News! Health insurance plans likely to have fewer exclusions

    Health insurance policies will have less exclusions as the insurance regulator has come out with a draft exposure to rationalise…

    By Saikat Neogi
    Updated: May 24, 2019 08:37 IST
    Third party car insurance, Third party motor insurance, car insurance, TP car insurance, car insurance premium, TP, OD, long term car insurance,
    Motor insurance: Get ready for hike in third-party premium

    For private cars, the proposed increase is around 15% for engine capacity up to 1500 cc and for two-wheelers, the…

    By Saikat Neogi
    May 22, 2019 08:33 IST
    A group health plan offers healthcare coverage to the employee, spouse, dependent parents and dependent children up to a certain age. (Illustration: Shyam Kumar Prasad)
    Covered by group insurance? You still need an individual health plan

    If you are relying on your group health insurance and plan to buy a cover after retirement, it will not…

    By Saikat Neogi
    May 17, 2019 00:09 IST
    SIP holds steady, arbitrage funds gain in volatile equity markets

    While net equity inflows in MFs have hit a 31-month low in April, retail investors have stayed steady with SIPs…

    By Saikat Neogi
    May 14, 2019 01:33 IST
    How to pick up the right home insurance policy

    Even a Lloyd’s Underinsurance Report last year had estimated that India has the second-largest global underinsurance. In the last two…

    By Saikat Neogi
    Updated: May 8, 2019 07:03 IST
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