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    1. Business News
    2. Authors
    3. saikat neogi

    Saikat Neogi

    Gilt funds are taxed like debt mutual funds. Short-term capital gains are taxed as per the investor’s income tax slab if the units are redeemed before three years.
    Low-risk mutual funds investment: Long-term gilt funds a good choice now

    Gilt funds are attractive to buy in a falling interest rate regime as bond prices are inversely proportional to the…

    By Saikat Neogi
    May 27, 2020 00:10 IST
    Employees Provident Fund calculation: How much more you will take-home after PF rules change for COVID-19

    EPF calculation: In the CTC salary model, take-home pay goes up by 4% of wages before tax, but for others…

    By Saikat Neogi
    Updated: May 25, 2020 09:30 IST
    health insurance plans, family floater plan, critical illness plan, COVID-19, insurance policy, policy premium
    Covid-19: What changed for health insurance before and after pandemic

    Given the gravity of the current situation and the worldwide panic surrounding it, people now, more than ever before, are…

    By Saikat Neogi
    May 22, 2020 01:00 IST
    For one to three years tenure, the rate has been cut to 5.5% from 5.7%.
    Grappling with fear of Covid-19: Flight to safety as investors move to FDs

    While the higher interest rates on company deposits are tempting, remember these are unsecured loans. Repayment of principal and interest…

    By Saikat Neogi
    May 20, 2020 03:00 IST
    This is required to ensure that the bank account number uploaded in the KYC is correct and erroneous payments are avoided.
    Employees Provident Fund withdrawal: How to withdraw non-refundable advance from EPF account

    To avoid delay or rejection of claims, an EPF member must ensure that his UAN is validated with Aadhaar and…

    By Saikat Neogi
    Updated: May 13, 2020 08:25 IST
    Covid-19 survival package: Cash crunch? Take loan against investments

    As a salaried employee, go for non-refundable advance from EPF or take loan against your PPF account. You can also…

    By Saikat Neogi
    May 11, 2020 00:10 IST
    Motor insurance: Making third-party cover more equitable

    The motor third-party obligation of each insurer should be linked to the number of vehicles insured instead of premium derived…

    By Saikat Neogi
    May 4, 2020 03:30 IST
    COVID-19 effect: Debt funds in turmoil, check credit risks

    As credit risk funds may see redemption pressure because there are no takers for lower-rated paper, investors can opt for…

    By Saikat Neogi
    April 28, 2020 03:30 IST
    “This is unique amongst most hedges in the marketplace, because it ensures investors get the best of both worlds,” it underlines.
    Akshaya Tritiya: Apply online to buy sovereign gold bonds this season

    The first tranche of Sovereign Gold Bond (SGB) this financial year is on till April 24, and investors who apply…

    By Saikat Neogi
    April 22, 2020 02:45 IST
    Mutual fund investment: Why index funds can be a good bet now

    Index funds are better for those unable to select quality stocks or bear the risk of near term under-performance from…

    By Saikat Neogi
    April 20, 2020 06:30 IST
    investment strategy during coronavirus, investments, financial goals, managing your finances, financial literacy, online mutual fund, debt mutual fund, bank fd, fixed deposit, bank rd, best mutual fund to invest now, best mutual funds to invest in 2020, best mutual fund to invest in 2020, best sip to invest in 2020, best stocks to invest in 2020, top mutual funds to invest in 2020, best shares to invest now, best mutual fund to invest today, is it right time to invest in share market, is it right time to invest in mutual funds,
    Smart investing: Asset allocation in the time of Coronavirus crisis

    Multi-asset funds of mutual funds can be a good option for asset allocation mix even as gold is a good…

    By Saikat Neogi
    April 15, 2020 03:30 IST
    Mutual funds: Continue SIP to create wealth in long run

    If you are facing cash flow issues due to pay cuts, layoffs or delay in salary, you can pause the…

    By Saikat Neogi
    April 13, 2020 01:30 IST
    Arogya Sanjeevani is a good choice for first-time health insurance buyers, and especially for those living in smaller towns.
    Health insurance: No health cover? Go for Arogya Sanjeevani

    This new standard health insurance policy available with every general and standalone health insurer takes care of basic health needs,…

    By Saikat Neogi
    April 7, 2020 01:25 IST
    Fixed income: Falling interest rates? Ways to reduce re-investment risks

    Investors should continue to invest in small savings schemes as the interest rates are still higher than that of bank…

    By Saikat Neogi
    April 6, 2020 04:01 IST
    It will also help borrowers to have liquidity, avoid the defaulter tag and give them the much-needed buffer time to understand their income status.
    Covid-19: RBI relief on loan repayment: Should you avail of the 3-month moratorium?

    Borrowers who opt for the moratorium on repayments will have to pay an additional interest charged on simple interest basis.…

    By Saikat Neogi
    March 31, 2020 01:40 IST
    Health insurance: Irdai for redefining sub-limit rules in policies

    Draft exposure aims to restrict proportionate deduction which would lead to, in most cases, the insured being able to get…

    By Saikat Neogi
    March 25, 2020 00:40 IST
    COVID-19 impact on equity investments: Continue SIP and diversify your portfolio

    Retail investors should stay away from small and mid-cap stocks until the volatility settles. Instead, they should look at value…

    By Saikat Neogi
    March 18, 2020 05:00 IST
    In case of quarantine cases, if the policyholder is quarantined in a government or military hospital for at least 14 consecutive days, the company will pay 50% lumpsum of the sum insured.
    Irdai asks insurers to design health plans for COVID-19 treatment costs

    Go Digit General Insurance has launched a fixed-benefit cover of up to Rs 2 lakh for coronavirus.

    By Saikat Neogi
    March 9, 2020 04:30 IST
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