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    1. Business News
    2. Authors
    3. saikat neogi

    Saikat Neogi

    As ELSS is a market-linked product, there is no guarantee of any assured returns.
    Equity investments: ELSS MFs now are a better bet than Ulips

    ELSS mutual funds have the shortest lock-in of 3 years, lower expense ratio and give higher returns. They also score…

    By Saikat Neogi
    February 8, 2021 00:15 IST
    Union Budget 2021: Ulips lose sheen with tax on maturity proceeds

    Union Budget 2021 India: Maturity proceeds of Ulips with annual aggregate premium above `2.5 lakh will now be liable for…

    By Saikat Neogi
    February 3, 2021 01:35 IST
    pf tax budget 2021, new PF contribution rules , Calculator, Rs 2.5 lakh, pf interest taxable , contribution rate,
    Union Budget 2021: Tax axe on big-ticket PF

    Interest accrued on PF contributions by employees of more than `2.5 lakh annually to be taxed

    By Saikat Neogi
    February 2, 2021 03:30 IST
    Annuity or regular pension is received from schemes such as NPS, Pradhan Mantri Vaya Vandana Yojana, National Pension Scheme and even pension received after superannuation.
    Budget 2021: Individual taxpayers look for tax relief

    Union Budget 2021 India: An increase in standard deduction for the salaried, higher deduction for health insurance premium and tax-free…

    By Saikat Neogi
    February 1, 2021 00:30 IST
    The panel says that there are certain aspects of cyber insurance that require a consensus and Common Reference Framework to bring about clarity in coverage.
    Cyber risks: Need to popularise cyber insurance

    Irdai panel suggests that insurers should offer cyber insurance as a part of package policies such as Householders Package policy

    By Saikat Neogi
    January 25, 2021 02:15 IST
    Individuals are investing through SIP in large, mid and small cap funds and also in certain thematic funds.
    Mutual Funds: Reaping benefits of SIP in a market rally

    As the Nifty-50 has risen by 90% since its March 23 lows, investors are seeing a steady rise in SIP…

    By Saikat Neogi
    January 18, 2021 01:00 IST
    The regulator has taken a lot of digital initiatives for on-boarding, contributions and servicing.
    National Pension System: Now, you can exit NPS via online mode

    After allowing digital on-boarding, servicing, contributions and video customer identification process, now the pension fund regulator has permitted paperless exit

    By Saikat Neogi
    January 11, 2021 02:00 IST
    With Sebi and the industry’s focus to penetrate the hinterland coupled with low yield from traditional fixed instruments, the share of B30 cities could rise.
    Longer holding period, more chance of alpha: Piyush Gupta, Director, Funds Research, CRISIL

    The Reserve Bank of India (RBI) has proactively cut interest rates in the past couple of years to aid economic…

    By Saikat Neogi
    January 4, 2021 01:15 IST
    The insurance regulator had allowed all life insurance companies to get customer’s consent without requiring a wet signature on the hard copy of the proposal form.
    The Year 2020 – Insurance: Ironing out the kinks in the insurance armour

    From standardisation of insurance products to digitisation of onboarding policyholders, Irdai has made it easier to select and purchase the…

    By Saikat Neogi
    December 30, 2020 03:00 IST
    Priya Deshmukh Gilbile, Chief Operating Officer, ManipalCigna Health Insurance
    Comprehensive health cover a necessity: Priya Deshmukh Gilbile, Chief Operating Officer, ManipalCigna Health Insurance

    The pandemic has led to digital acceleration and social distancing is making customers adapt to online purchase and service.

    By Saikat Neogi
    December 28, 2020 00:15 IST
    Income tax: How debt and equity investments are taxed

    Taxation rules for debt and equity investments are different. So look at the tax implications on each instrument before investing

    By Saikat Neogi
    December 21, 2020 00:15 IST
    Insurance: Now get a standard personal accident cover

    From April, general and standalone health insurers will mandatorily offer a standard personal accident insurance policy which will cover death,…

    By Saikat Neogi
    December 16, 2020 01:30 IST
    Bank Fixed Deposit: Looking for higher interest rates on FDs? Check options

    Check out the higher rates at small finance banks or company deposits. But do keep in mind the higher risks…

    By Saikat Neogi
    December 14, 2020 06:30 IST
    Senior citizens are offered a higher tax deduction of Rs 50,000 and can also claim tax deduction of Rs 1 lakh for medical expenses for specific critical illnesses.
    Income Tax: Invest in the name of family members

    Buying a health insurance policy for your parents or opening a PPF account in your child’s name can help you…

    By Saikat Neogi
    December 7, 2020 03:30 IST
    Retirement planning: Annuity plans can ensure regular cash flow

    Annuity products from life insurers cover an individual for life, remove reinvestment risks and are not vulnerable to market volatility

    By Saikat Neogi
    November 30, 2020 00:15 IST
    How to get unclaimed insurance payouts

    Policyholders or their beneficiaries can claim the dues under their policies up to 25 years from the date of transfer…

    By Saikat Neogi
    November 25, 2020 01:30 IST
    Two optional covers—hospital cash benefit and diagnosis cover—can be offered along with the standard product.
    Health Insurance: A standard plan for vector-borne diseases

    The maximum sum assured under this indemnity-based standard health insurance policy will be 2 lakh

    By Saikat Neogi
    November 23, 2020 00:15 IST
    Analysts say the flexi-cap category will help fund managers to invest freely across market capitalisation.
    Mutual funds: Know all about the new flexi-cap category

    The new category will bring stability to retail investors’ portfolio as multi-cap funds can now be just rebranded as flexi-cap…

    By Saikat Neogi
    November 16, 2020 00:15 IST
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