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    1. Business News
    2. Authors
    3. saikat neogi

    Saikat Neogi

    Most investors expect market volatility due to lockdowns in various states, demand slowdown and wholesale price inflation and manufacturing PMI showing stress.
    Mutual funds: What’s making arbitrage funds a hot buy

    With volatility in the markets, savvy investors are putting money in hybrid schemes, especially arbitrage funds, as they can give…

    By Saikat Neogi
    May 24, 2021 01:30 IST
    The panel has suggested synchronised efforts to popularise the new insurance products so there is demand for the title insurance product from individual buyers, banks and lending institutions.
    Insurance & real estate: Panel moots cover for allottees & successors

    A few general insurance firms offer title insurance to developers, housing societies and their shareholders

    By Saikat Neogi
    May 17, 2021 06:15 IST
    Sovereign Gold Bonds are a better way of investing in the metal as they pay annual interest and are tax-efficient.
    Yellow Metal: How to optimise your gold purchase

    Most savvy investors prefer to invest in digital gold, gold ETFs, gold funds and Sovereign Gold Bonds, which can be…

    By Saikat Neogi
    May 14, 2021 00:30 IST
    A health insurance policy, including short-term Covid specific covers—Corona Kavach and Corona Rakshak—will not only ensure financial protection in case of a medical emergency due to Covid but will also give peace of mind to the policyholder and his dependents.
    Health Insurance: Do you have health cover for Covid treatment?

    While it is ideal to have comprehensive health insurance, you can opt for standard health insurance policy or a short-term…

    By Saikat Neogi
    May 10, 2021 01:00 IST
    Health Insurance: Get cashless Covid-19 claims within one hour

    Irdai has ordered health insurance companies to settle cashless claims of Covid-19 patients within an hour of receipt

    By Saikat Neogi
    May 3, 2021 02:00 IST
    The ombudsman acts as a counsellor and mediator and arrives at a fair recommendation based on the facts of the dispute.
    Health insurance: Network hospitals have to give cashless services

    Irdai has directed insurers to ensure availability of cashless facilities with all network hospitals for treatment of Covid-19

    By Saikat Neogi
    April 27, 2021 01:15 IST
    Experts suggest that investors stick to their asset allocation plan, remain focused on the long-term goals, diversify their portfolio, and stay away from panic in the markets.
    Equity investing: Safeguard your portfolio against a downturn

    In volatile times, do not sell equity investments. Stick to your asset allocation plan and use the correction to buy…

    By Saikat Neogi
    April 26, 2021 01:45 IST
    However, an insurance agent will not have to take written approval of the company if the advertisements are developed by the insurer and provided to them.
    Insurance: Irdai cracks down on misleading ads

    An advertisement will be labeled as misleading if it omits to disclose or discloses insufficiently, important exclusions, limitations and conditions…

    By Saikat Neogi
    April 19, 2021 01:45 IST
    Debt mutual funds: Corporate bond funds find favour with investors

    Corporate bond funds can be ideal for those investors having a longer-term investment horizon

    By Saikat Neogi
    April 13, 2021 00:15 IST
    The premium rates will neither be excessive nor inadequate and should aim at ensuring that the product or add-on is viable, generating a reasonable margin without any cross subsidisation from any other product or add-on.
    General insurance: No differential rates for similar risks, says Irdai

    Premiums should ensure the product or add-on is viable, generating a reasonable margin without any cross-subsidisation from any other product…

    By Saikat Neogi
    April 12, 2021 00:15 IST
    The regulator had clarified that the increase in premium due to the change in norms would not be more than 5% of the originally approved premium rates.
    Health insurance: Stopping arbitrary hikes in premium

    Irdai steps in at a time when several insurers have hiked premium of health insurance policies citing regulations for wider…

    By Saikat Neogi
    March 29, 2021 00:45 IST
    Buying an insurance cover is protecting one’s family in the long run.
    Life insurance: Know what type of life insurance to buy

    The total sum assured of all life policies put together must adequately cover one’s dependents in the long run, should…

    By Saikat Neogi
    March 22, 2021 00:15 IST
    However, with economic recovery gaining pace and vaccination picking up, the uncertainty is gradually reducing, dragging down gold prices.
    Yellow Metal: Use drop in gold prices to build portfolio

    Those with a significantly higher allocation can wait for a rebound in prices to rebalance their portfolio, considering that current…

    By Saikat Neogi
    March 15, 2021 04:45 IST
    The ombudsman acts as a counsellor and mediator and arrives at a fair recommendation based on the facts of the dispute.
    Insurance: Better resolution of policyholders’ complaints

    Insurance ombudsman rules have been amended to allow policyholders to lodge complaints digitally and ensure faster resolution

    By Saikat Neogi
    March 8, 2021 02:00 IST
    Floating rate funds invest in AAA-rated instruments.
    Mutual Funds: Why floater funds are showing promise

    With interest rates expected to go up, investors are flocking to floater funds. But keep in mind the credit risk

    By Saikat Neogi
    March 1, 2021 01:45 IST
    So, given the elevated index levels and stretched valuations investors should look at ways to protect the downside to their portfolio in case of any short-term market correction.
    Smart investing: Time to rebalance your investment portfolio

    In the current scenario, multi-asset funds of mutual funds can be a good option for asset allocation mix

    By Saikat Neogi
    February 22, 2021 00:45 IST
    Mutual funds: Arbitrage funds find more takers amid volatility

    Market volatility helped arbitrage funds & dynamic asset allocation funds deliver better returns compared to liquid funds as risk-averse investors…

    By Saikat Neogi
    February 17, 2021 01:45 IST
    The design of ILIP should fit into one of the existing categories of products such as participating, non-participating, unit-linked, annuities or pure protection plans.
    Life insurance: Get ready for index-linked insurance plans

    Irdai panel says index-linked insurance plans can be an alternative to or complement conventional guaranteed products and Ulips, given the…

    By Saikat Neogi
    February 15, 2021 00:30 IST
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