Retail credit growth slowed to 12% in January 2025, down from 29% last year, with unsecured loans growing 9%, consumer…
Experts say OMOs provide an additional opportunity to sell securities from the HTM portfolio without the risk of breaching the…
On Wednesday, the Reserve Bank of India (RBI) announced open market operation (OMO) purchases and a $10-billion dollar-rupee swap auction,…
The credit enhancement facility contributes to the overall development of the corporate bond market by encouraging more issuers to raise…
With the Reserve Bank of India (RBI) expected to cut the repo rate by 50- 75 basis points in the…
Over the past one year, banks have seen the CASA ratio declining as depositors moved their funds to high-yield fixed…
The RBI on Tuesday announced reduction in risk weights on bank credit to non-banking financial companies and microfinance sector to…
According to the RBI, microfinance loans considered as part of consumer credit will not be subject to these higher risk…
The revised norms will allow UCBs to classify larger loans under the category of small-value advances, giving them more flexibility.
Currently, retail borrowers face a penalty of 4-5% on the outstanding principal for prepaying personal loans, while MSMEs are required…
Banks have intensified their efforts to enhance their liability franchises by offering higher rates on term deposits in the current…
The RBI’s draft guidelines propose removing prepayment penalties on floating-rate loans for retail and MSME borrowers, offering more flexibility to…
RBI Governor Sanjay Malhotra suggested a lower policy rate, citing expected alignment of inflation with the RBI’s target. He noted…
NBFCs have increasingly turned to the domestic capital market, raising funds through bonds, as well as the overseas market, tapping…
Banking is a cyclical industry and we are at the most benevolent asset quality cycles. All of us are making…
To safeguard borrowers from excessive interest rates and coercive recovery tactics, the Karnataka government has promulgated the Karnataka Micro Loan…
The total issuances of security receipts (SR) in the first nine months of FY25 stood at Rs 3.02 lakh crore…
The governor asked the NBFCs to further their contribution towards financial inclusion, urged them to become part of unified lending…
