Ideally, one should withdraw money from equity to fulfil specific investment goals and not just due to accumulation of a…
Investors should diversify their holdings across two or more funds and/or fund-houses, to avoid concentration to the interest rate /…
The target level would be based on one’s post retirement income needs and risk appetite. Some allocation to equity can…
The remainder can be allocated to short-term funds.
Hence, it is advisable to consider other pure-play equity and debt funds to have better control over the desired asset…
Domestic equities (S&P BSE 500 Index) witnessed a drawdown of 17.10% in the YTD period amid significant FPI selling, while…
Be mindful of the costs as well in the case of two very similar funds.
To gain better control over asset allocation in line with the recommended asset allocation, you can consider investing in pure-play…
The exit load and expense ratio details for all funds can be found on the respective AMC websites.
One could also have 5-10% exposure to gold, from a diversification perspective as gold has a low correlation with other…
It is advisable to diversify investments across 2-3 funds to mitigate concentration to a particular asset management company or fund…
Equities are more volatile than most asset classes with even the possibility of a capital loss over the short term.
It is advisable to consider other pure-play equity and debt funds to have better control over the desired asset allocation…
Cash needed for near-term expenses is typically parked into liquid and ultra-short-term funds.
For allocation to international funds, you can consider allocation to NAVI US Total Market FoF, given SEBI-imposed restrictions in place…
For those investing for a long horizon, follow a core and satellite approach for the fixed-income portion of the portfolio.
The bulk of the equity allocation in a portfolio should be into large-cap equities (70-75%) as they are less risky…
The redeemed proceeds are subject to capital gains tax (short-term or long-term) depending on the holding period and asset-class orientation…
