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    1. Business News
    2. Authors
    3. aanya desai

    Aanya Desai

    Introduction

    Please Note: The author uses a pen name “Aanya Desai” to protect her privacy. This profile portrays the author’s real expertise and work. Aanya Desai has had five-plus years of professional financial journalism and content writing experience as a personal finance writer. Her work mainly focuses on making complex financial…Read More

    Author's image

    Please Note: The author uses a pen name “Aanya Desai” to protect her privacy. This profile portrays the author’s real expertise and work.

    Aanya Desai has had five-plus years of professional financial journalism and content writing experience as a personal finance writer. Her work mainly focuses on making complex financial subjects simple with writing about personal budgeting, tax planning, mutual funds, and long-term wealth management specifically for the Indian readership.

    During her time as a writer, Aanya has contributed to many quality financial writing outlets and publications successfully.Including, Moneycontrol.com.

    Aanya has shown herself to be great at taking technical financial ideas and making them in straightforward terms for ordinary readers to understand and act on. She often incorporates ordinary-day scenarios, traditional Indian folktales, and relatable life experiences to share financial ideas in an interesting manner.

    Aanya does not have formal financial credentials, yet her many years of experience in writing locally, has created a practical knowledge, in selected personal financial strategies. Aanya represents a consistent, credible and pragmatic approach to personal finance decision making.

    Aanya’s goal is to improve financial literacy and empower them to make confident, informed financial decisions.

    Disclosure: Aanya Desai is a real person and a human writer. The content is personally researched and written and is not generated by artificial intelligence.

    Author's image
    By Aanya Desai
    The DINK dilemma: Why Rs 50 lakh income couples are delaying homeownership and prioritising financial flexibility. (Image Source: Gemini)
    We’re a DINK couple earning Rs 50 lakh a year. Here’s why we still can’t afford a home

    Even with a Rs 50 lakh combined income, being a DINK couple today does not guarantee home-ownership. Rising property prices,…

    By Aanya Desai
    October 9, 2025 05:25 IST
    Is Rs 10 crore enough for financial independence in India?
    Is Rs 10 crore enough for financial independence in India?

    How much money guarantees a life without financial stress? For many Indian millionaires, the surprising answer is just Rs 10…

    By Aanya Desai
    September 25, 2025 05:10 IST
    Can India's youth afford to retire at 40? The math behind an aspirational dream. (Image Source: Canva)
    Early retirement in India: Dream or financial illusion?

    India’s young workforce dreams of financial freedom at 40, but harsh economic realities stand in the way. Rising costs, high…

    By Aanya Desai
    September 20, 2025 05:25 IST
    The "work longer" fallacy: Why it's a dangerous retirement mistake for Indians. (Image Source: Gemini)
    The retirement mistake millions of Indians are making (and why it’s so dangerous)

    Many Indians assume they can simply “work longer” instead of saving early for retirement. But in a country facing rising…

    By Aanya Desai
    September 13, 2025 05:10 IST
    The rise of 'EMI Retirement': How debt is changing life after work for Indians . (Image Source: Gemini)
    The tragic rise of the ‘EMI Retirement’ – Everything you need to know to avoid it

    Retirement in India is no longer debt-free for many. With rising healthcare costs, inflation, inadequate savings, and cultural obligations, a…

    By Aanya Desai
    September 1, 2025 05:30 IST
    Don't get trapped: How a pay raise can lead to stagnant savings. (Image Source: Canva)
    The new paycheck trap: Why earning more doesn’t mean saving more in India

    Earning more does not always mean saving more in India. Rising taxes, EMI burdens, and lifestyle inflation trap many professionals.…

    By Aanya Desai
    August 29, 2025 05:30 IST
    Retirement traps: Why old financial rules no longer work. (Image Source: Gemini)
    7 retirement planning sins you need to unlearn right now

    What worked for retirement in the 90s can quietly ruin your future today. Depending on pensions, piling into property, trusting…

    By Aanya Desai
    August 24, 2025 05:33 IST
    Retirement planning
    Why retiring on Rs 1 crore could be your biggest financial mistake

    Retirement once felt secure with Rs 1 crore, but rising costs, longer lifespans, and inflation have changed the picture. Today,…

    By Aanya Desai
    Updated: August 23, 2025 08:09 IST
    Amedabad, Chennai, Pune, Jaipur, Kochi, Indore, Chandigarh, lifestyle
    More savings, better lifestyle: 7 Indian cities where your salary goes further than Mumbai

    Choosing where to live is not just about lifestyle, it’s a financial strategy. Some Indian cities quietly let you save…

    By Aanya Desai
    August 14, 2025 06:40 IST
    Why a Six-Figure Income Is No Longer Enough in Urban India. (Image Source: Canva)
    The Rs 1 lakh salary trap: Why high earners in India still feel broke

    Earning ₹1 lakh a month was once a symbol of success. Today, it barely covers rent, groceries, and a few…

    By Aanya Desai
    August 9, 2025 05:30 IST
    best indian cities to live in low rent
    Tired of high rents and no savings? These 8 Indian cities offer a better life

    Looking for a city that balances comfort, career, and cost? Discover 7 Indian cities where you can live well without…

    By Aanya Desai
    August 3, 2025 05:30 IST
    Retirement reality check: The hidden costs of your first five years and how to thrive. (Image Source: Canva)
    The single biggest mistake people make in their first 5 years of retirement

    Retirement may seem like a financial break, but the first five years can be surprisingly expensive. From rising healthcare costs…

    By Aanya Desai
    August 2, 2025 05:30 IST
    Why Planning for 60 Is Not Enough in a 90-Year Lifespan. (Image Source: Canva)
    Retiring at 60? The real risk isn’t a market crash. It’s living too long

    Retiring at 60 sounds ideal—until you realise you might live till 90. That’s 30 years with no steady income. Are…

    By Aanya Desai
    July 31, 2025 05:30 IST
    retirement, money, Financial Planner, Emergency Funds, Education Funds
    Your age-by-age retirement playbook: The right moves for your 30s, 40s, and 50s

    What if the way you save for retirement in your 30s could make you a crorepati, but the same strategy…

    By Aanya Desai
    July 27, 2025 05:00 IST
    Money insights personal finance
    Money is only 1 of Goddess Lakshmi’s 8 blessings. Here are the other 7

    Money is just one kind of wealth. From knowledge and courage to peace and family, Goddess Lakshmi’s eight forms offer…

    By Aanya Desai
    Updated: July 26, 2025 08:20 IST
    parental financial support india retirement planning
    No retirement plan? How to support your parents without sacrificing your future

    What if your parents did not plan for retirement—and now it’s up to you? This article explores how to manage…

    By Aanya Desai
    July 25, 2025 05:37 IST
    Retirement planning for all ages: SIP, NPS, and EPF explained. (Image Source: Canva)
    Your age-by-age guide to retirement: When to choose SIP, NPS, or EPF

    SIP, NPS, or EPF—which one truly secures your golden years? While EPF offers safety, NPS brings structure, and SIPs deliver…

    By Aanya Desai
    July 21, 2025 05:30 IST
    money, personal finance, Ramayana, early retirement, finance, financial goals,
    The Ramayana: The ultimate guide to personal finance you never knew you had

    What if the Ramayana was also a guide to managing your money? From royal riches to jungle scarcity, epic battles…

    By Aanya Desai
    July 19, 2025 05:30 IST
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