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    1. Business News
    2. Authors
    3. aanya desai

    Aanya Desai

    Introduction

    Please Note: The author uses a pen name “Aanya Desai” to protect her privacy. This profile portrays the author’s real expertise and work. Aanya Desai has had five-plus years of professional financial journalism and content writing experience as a personal finance writer. Her work mainly focuses on making complex financial…Read More

    Author's image

    Please Note: The author uses a pen name “Aanya Desai” to protect her privacy. This profile portrays the author’s real expertise and work.

    Aanya Desai has had five-plus years of professional financial journalism and content writing experience as a personal finance writer. Her work mainly focuses on making complex financial subjects simple with writing about personal budgeting, tax planning, mutual funds, and long-term wealth management specifically for the Indian readership.

    During her time as a writer, Aanya has contributed to many quality financial writing outlets and publications successfully.Including, Moneycontrol.com.

    Aanya has shown herself to be great at taking technical financial ideas and making them in straightforward terms for ordinary readers to understand and act on. She often incorporates ordinary-day scenarios, traditional Indian folktales, and relatable life experiences to share financial ideas in an interesting manner.

    Aanya does not have formal financial credentials, yet her many years of experience in writing locally, has created a practical knowledge, in selected personal financial strategies. Aanya represents a consistent, credible and pragmatic approach to personal finance decision making.

    Aanya’s goal is to improve financial literacy and empower them to make confident, informed financial decisions.

    Disclosure: Aanya Desai is a real person and a human writer. The content is personally researched and written and is not generated by artificial intelligence.

    Author's image
    By Aanya Desai
    Why 90% of investors quit just before they get rich (the ‘7-year rule’)

    There’s a reason the rich keep saying “stay invested,” but they never explain why. The real magic of compounding doesn’t…

    By Aanya Desai
    December 3, 2025 05:30 IST
    The Rs 50 lakh mistake: Why your ‘flat’ SIP is costing you a fortune

    Most people think a SIP grows simply because they started early. But the real compounding boost doesn’t come from time…

    By Aanya Desai
    December 2, 2025 05:30 IST
    The high cost of pausing your SIP: Why one year off can cost you Rs 28 lakh. (This is an AI generated image)
    The Rs 25 lakh mistake: The true cost of pausing your SIP for just 1 year

    One year. That’s all it takes to shift your financial future onto a completely different path. Not because of how…

    By Aanya Desai
    November 29, 2025 05:30 IST
    The ‘boring middle’: Why most investors quit right before they get rich

    There’s a mysterious stretch in every wealth journey where progress is real but invisible. It tests your patience, rewires your…

    By Aanya Desai
    November 26, 2025 05:30 IST
    Welcome to ‘FOMO finance’: Why millennials are investing out of fear, not ambition

    Financial freedom is not a number in a savings account. It’s the moment you stop seeing money as the goal,…

    By Aanya Desai
    Updated: November 28, 2025 22:03 IST
    financial freedom
    Forget Rs 1 crore: Why Rs 50 lakh is the only number that matters for financial freedom

    Everyone thinks wealth begins at ₹1 crore. But there’s a much earlier number that quietly flips the script — where…

    By Aanya Desai
    Updated: November 22, 2025 08:09 IST
    The corpus you need and how to get there. (Image Souce: Canva)
    How much you really need to earn Rs 1 lakh a month after retirement

    Everyone dreams of a peaceful retirement with ₹1 lakh coming in every month — but few realise what it truly…

    By Aanya Desai
    November 7, 2025 05:15 IST
    Want to save Rs 10 lakh without feeling broke? Here’s how

    What if saving ₹10 lakh didn’t mean giving up your favourite meals, trips, or weekend indulgences? This article reveals how…

    By Aanya Desai
    Updated: November 5, 2025 05:53 IST
    Stop saving, start investing: Why your Rs 10,000/month Is not making you rich. (This is an AI generated image)
    Why saving Rs 10,000 a month won’t make you rich — But doing this will

    Saving ₹10,000 a month sounds smart — but what if it’s secretly keeping you poor? Most people think discipline means…

    By Aanya Desai
    November 3, 2025 05:20 IST
    From EMIs to experiences: The financial trend changing how we live and spend

    For today’s young generation, being rich isn’t about owning more — it’s about living more. They are choosing concerts, travel,…

    By Aanya Desai
    October 30, 2025 05:30 IST
    Stop trying to ‘time the market,’ start ‘timing your life’ instead

    Most investors obsess over finding the “right time” to invest — but markets are unpredictable. This article argues that true…

    By Aanya Desai
    October 28, 2025 05:30 IST
    Start early, win big: Why Rs 15,000 SIP for 20 years beats Rs 25,000 for 15 years. (Image Source: Canva)
    The SIP showdown: Investing Rs 15,000 for 20 years vs. Rs 20,000 for 15 years — The winner will surprise you

    Two investors, same total amount — but wildly different outcomes. What happens when one invests Rs 15,000 for 20 years…

    By Aanya Desai
    Updated: October 27, 2025 11:49 IST
    The DINK dilemma: Why Rs 50 lakh income couples are delaying homeownership and prioritising financial flexibility. (Image Source: Gemini)
    We’re a DINK couple earning Rs 50 lakh a year. Here’s why we still can’t afford a home

    Even with a Rs 50 lakh combined income, being a DINK couple today does not guarantee home-ownership. Rising property prices,…

    By Aanya Desai
    October 9, 2025 05:25 IST
    Is Rs 10 crore enough for financial independence in India?
    Is Rs 10 crore enough for financial independence in India?

    How much money guarantees a life without financial stress? For many Indian millionaires, the surprising answer is just Rs 10…

    By Aanya Desai
    September 25, 2025 05:10 IST
    Can India's youth afford to retire at 40? The math behind an aspirational dream. (Image Source: Canva)
    Early retirement in India: Dream or financial illusion?

    India’s young workforce dreams of financial freedom at 40, but harsh economic realities stand in the way. Rising costs, high…

    By Aanya Desai
    September 20, 2025 05:25 IST
    The "work longer" fallacy: Why it's a dangerous retirement mistake for Indians. (Image Source: Gemini)
    The retirement mistake millions of Indians are making (and why it’s so dangerous)

    Many Indians assume they can simply “work longer” instead of saving early for retirement. But in a country facing rising…

    By Aanya Desai
    September 13, 2025 05:10 IST
    The rise of 'EMI Retirement': How debt is changing life after work for Indians . (Image Source: Gemini)
    The tragic rise of the ‘EMI Retirement’ – Everything you need to know to avoid it

    Retirement in India is no longer debt-free for many. With rising healthcare costs, inflation, inadequate savings, and cultural obligations, a…

    By Aanya Desai
    September 1, 2025 05:30 IST
    Senior Citizens Savings Scheme: Earn Rs 12.30 lakh interest on Rs 30 lakh deposit — Full Post Office SCSS guide (Image: Canva)
    The new paycheck trap: Why earning more doesn’t mean saving more in India

    Earning more does not always mean saving more in India. Rising taxes, EMI burdens, and lifestyle inflation trap many professionals.…

    By Aanya Desai
    August 29, 2025 05:30 IST
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