UPI drives 85% of India’s digital payments, transaction value jumps to Rs 246.8 lakh crore
UPI has emerged as the most popular retail fast payment system in India, with a significant increase in transaction volumes and values over the years. It accounted for 84.8% of total payment transactions in the first half of 2025. While RTGS still has the highest transaction value, UPI is preferred for its ease of use and availability.