savings

I was my own boss and I still got laid off

I assumed being my own boss meant I was immune to job loss. Then clients paused, EMIs kept coming, and…

September 14, 2025 05:00 IST

Don't get trapped: How a pay raise can lead to stagnant savings. (Image Source: Canva)

The new paycheck trap: Why earning more doesn’t mean saving more in India

Earning more does not always mean saving more in India. Rising taxes, EMI burdens, and lifestyle inflation trap many professionals.…

August 29, 2025 05:30 IST

Beyond bank approval: The real test of loan affordability. (Image Source: Gemini)

If your EMI kills your savings, you cannot afford it

Owning a house or a car should not mean giving up your future. If an EMI leaves no space for…

August 25, 2025 05:30 IST

Union Bank of India waives minimum balance charges for savings accounts from THIS date

In the last couple of months, several other banks like Bank of India, Indian Bank, Punjab National Bank and Canara…

July 25, 2025 16:34 IST

Warren Buffett’s golden rule: Never waste your money on these 5 things

Warren Buffett, known for his simple yet powerful financial wisdom, advises against wasting money on things like new cars, credit…

July 16, 2025 16:02 IST

Post Office schemes vs bank FDs: THESE govt schemes offer higher interest than most major banks – Check rates

Looking for safe investment options with better returns than banks? Government-backed post office savings schemes like NSC, POTD, and SCSS…

July 4, 2025 12:54 IST

Punjab National Bank waives minimum balance requirement in savings accounts - Check details

Punjab National Bank waives penalty charges for not maintaining minimum balance in savings accounts

In a move to promote financial inclusion and ease banking for millions, Punjab National Bank (PNB) has waived penalties for…

July 1, 2025 20:53 IST

Savings account returns still attractive in THESE 5 private banks – know where you can earn more

THESE 5 private banks offering highest savings account interest rates in 2025

Despite RBI cutting repo rates by 100 basis points over the last three policy meetings since February 2025, some private…

June 19, 2025 13:47 IST

Google Trends: Canara Bank among top searched keywords this week

Canara Bank emerged as one of the top-searched keywords on Google Trends this week. The PSU lender scrapped the minimum…

June 19, 2025 06:22 IST

Savings interest down! SBI, HDFC, ICICI cut rates in June 2025 – Know what you’ll earn now

Savings account rates cut: Check new interest rates of SBI, HDFC, ICICI, Canara Bank and others

Top banks like SBI, HDFC, and ICICI have slashed their interest rates in June 2025 following the RBI’s 100 basis…

June 18, 2025 15:40 IST

Retirement corpus: What will be the real value of Rs 1 crore after 30 years? Know the harsh truth

Many young investors in their 20s and 30s believe that saving Rs 1 crore is a solid retirement goal. But…

June 17, 2025 13:15 IST

Canara Bank waives minimum balance requirement on all savings accounts

With this move, the bank becomes the first major public sector bank to remove AMB-related charges. It means all savings…

Updated: May 31, 2025 19:37 IST

Best Savings Scheme: Invest Rs 15 lakh and get Rs 22 lakh — This govt scheme beats FDs

There is no maximum limit set for investment in the NSC scheme but the tax benefit is available on only…

May 27, 2025 15:32 IST

Are your life savings safe in the bank? Here’s what govt plans to do with deposit insurance

The DICGC insures all deposits such as savings, fixed, current, recurring, and more up to a maximum of Rs 5…

May 26, 2025 18:19 IST

If passed, the USA Act would allow individuals to contribute up to $10,000 annually into a Universal Savings Account.

What is ‘Universal Savings Account’ proposed for all Americans? Here’s what you need to know

The core idea behind the USA is to avoid “double taxation” on savings. Supporters argue that income is already taxed…

May 13, 2025 15:59 IST

funds, invest, money, market, debt, Systematic Transfer Plans, STPs

Shift surplus money to liquid funds now

As banks reduce savings account interest rates, liquid funds offer higher returns with low risk. These funds invest in short-term…

April 18, 2025 20:02 IST

Which bank is paying highest interest rate on savings account post RBI rate cut?

Which banks are paying highest savings account interest rates post RBI rate cut?

Most of the public sector banks are currently giving interest rates ranging from 2.7% to a maximum of 2.9% on…

April 15, 2025 13:42 IST

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Who is Jashanpreet Singh? Another Punjabi truck driver arrested in US after Ontario crash

World News26 min ago

A fatal crash on the 10 Freeway in Ontario involving a semitruck and SUV leads to the arrest of a Punjabi driver for driving under the influence and vehicular manslaughter. Shocking dashcam footage reveals the semitruck’s failure to brake, resulting in 3 deaths and injuries of 4. The incident also raises concerns about corruption in the issuance of commercial driver licenses in California.

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