Retirement

8th Pay Commission minimum salary: How the staff side's proposal differs from 7th CPC and what employees expect next

8th Pay Commission minimum salary: How the staff side’s proposal differs from 7th pay panel

The 8th Pay Commission has reignited the debate on minimum salary and fitment factor for central government employees. Staff unions…

December 20, 2025 20:57 IST

Gratuity rules change in 2025: 5 major updates for all salaried employees

5 big gratuity rule changes every salaried employee must know in 2025

India’s new labour codes, implemented in November 2025, have triggered the biggest transformation in gratuity rules in decades. From reduced…

November 26, 2025 19:01 IST

IRS raises 401(k) catch-up contribution limit for 2026 – check out all the details here

IRS raises 401(k) and IRA contribution limits for 2026, helping Americans, especially those 50 and older, boost retirement savings amid…

November 13, 2025 23:06 IST

best retirement mutual funds India 2025 top performers

These ‘boring’ funds did the opposite of chasing momentum and delivered up to 15% CAGR over a decade

These ‘boring’ retirement funds quietly outperformed flashy peers, compounding wealth up to 15% CAGR over a decade through steady investing,…

Updated: November 7, 2025 18:44 IST

India ranks last in Global Pension Index 2025 with D grade, lags behind even Indonesia, Thailand

This year, India ranked last out of 104 countries in the Global Pension Index. India’s overall score was 43.8 —…

October 23, 2025 13:31 IST

IRS Changes Retirement Rules for Workers Over 50

IRS changes 401(k) rules: High earners may lose tax breaks in 2026

IRS rule changes for 2026 will require top earners to make 401(k) catch-up contributions to Roth accounts.

October 12, 2025 09:02 IST

DA Hike 2025: Central government employees, pensioners to get 3% hike from September — last increase under 7th Pay Commission

Last DA hike in 7th Pay Commission: Central govt employees set for salary boost ahead of Diwali – Check likely increase

The Centre hikes DA twice every year – first revision before the Holi festival for January-June cycle and the second…

September 5, 2025 16:30 IST

healthcare, financial planning, retirement, retire, money, fixed deposits

The ₹1 crore illusion: Why your retirement number is a myth

Inflation at 1.55% feels safe. But don’t be fooled. The ‘magic number’ retirement myth is broken – here’s how to…

September 2, 2025 05:30 IST

The rise of 'EMI Retirement': How debt is changing life after work for Indians . (Image Source: Gemini)

The tragic rise of the ‘EMI Retirement’ – Everything you need to know to avoid it

Retirement in India is no longer debt-free for many. With rising healthcare costs, inflation, inadequate savings, and cultural obligations, a…

September 1, 2025 05:30 IST

NPS, UPS, unified pension scheme, pension, national pensions system

Centre allows one-time switch to NPS from UPS

The Centre has allowed a one-time switch from the Unified Pension Scheme (UPS) to the market-linked National Pension System (NPS)…

August 26, 2025 09:19 IST

8th Pay Commission to recommend changing pension commutation period to 12 years from 15 years? Demand back in focus ahead of ToR

8th Pay Commission to recommend changing pension commutation period to 12 years? Demand back in focus ahead of ToR

The 5th Pay Commission allowed employees to commute their pension from one-third to 40%. Also, it recommended that the commuted…

August 18, 2025 17:29 IST

EPF calculator: Rs 5,000 monthly investment can help you build a Rs 3.5 crore retirement corpus - Know how

EPF calculator: Rs 5,000 monthly investment can build a Rs 3.5 crore retirement corpus – Know how

A small but disciplined investment in the Employees’ Provident Fund (EPF) can create a massive retirement corpus. With just Rs…

August 18, 2025 12:49 IST

Big relief for pensioners: Income Tax Bill 2025 brings full exemption on commuted pension

The Income Tax Bill 2025, passed in the Lok Sabha, brings major relief for pensioners by granting full tax exemption…

August 12, 2025 15:21 IST

Major changes in CGHS guidelines: Relief in THESE rules for beneficiaries

Major changes in CGHS guidelines: Relief in THESE rules for central govt employees, pensioners

The Health Ministry has updated several key rules under the Central Government Health Scheme (CGHS), easing procedures like geo-tagged photo…

August 4, 2025 22:35 IST

Is early retirement your real goal? Dark side of retiring at 40. (Image Source: Canva)

The dark side of retiring at 40 that no one talks about

Explore the hidden psychological challenges of the FIRE movement. This article goes beyond the financial calculations, asking if early retirement…

August 3, 2025 05:30 IST

mutual funds, retirement, retirement planning

Best mutual Fund types for retirement planning

A well-planned retirement requires disciplined investing in avenues that generate inflation-beating returns.

August 2, 2025 07:39 IST

IRS to offer extra $6,000 tax deduction for seniors starting next year

The Internal Revenue Service will allow individuals aged 65 and older to claim an additional $6,000 deduction on top of…

July 31, 2025 22:48 IST

Why Planning for 60 Is Not Enough in a 90-Year Lifespan. (Image Source: Canva)

Retiring at 60? The real risk isn’t a market crash. It’s living too long

Retiring at 60 sounds ideal—until you realise you might live till 90. That’s 30 years with no steady income. Are…

July 31, 2025 05:30 IST

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IIM Bangalore remains the top B-school in India, but trails IIM Ahmedabad in national rankings. Director U Dinesh Kumar explains the disparity, emphasizing the institute’s focus on interdisciplinary and impactful research. The new campus in Jigani, free land from the Karnataka government, is a major investment.

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