personal finance

How India’s Gen Z is beating the market without buying stocks

“Gen Z is addicted to high-risk crypto” is a common belief these days. But fresh data exposes a trillion-rupee secret…

Updated: November 20, 2025 07:07 IST

home loan, home loan interest, SIP investment, SIP calculator, mutual fund SIP, EMI planning, home loan tips, interest-free home loan, financial planning, personal finance, 50 lakh home loan, smart SIP strategy, home loan EMI, long-term investment, SIP returns

Turn your Rs 50 lakh home loan interest-free with this smart SIP strategy — here’s how

Buying a home often means paying nearly double the loan amount over time due to heavy interest. But what if…

November 11, 2025 09:29 IST

Too informed to invest: The confidence crash no one talks about

You wanted financial freedom. What you got was anxiety disguised as financial education. Too much information destroys conviction faster than…

November 9, 2025 05:30 IST

Top 5 mutual funds that beat Nifty 50 over 10 years

How Rs 1,000 SIP in HDFC Flexi Cap Fund became Rs 2 crore — Check 30-year return on lump sum investment

The fund currently manages assets worth Rs 85,559 crore, making it the second-largest scheme under HDFC Mutual Fund and the…

October 31, 2025 18:39 IST

Saving is the new lifestyle statement for Gen Z – a guide to generation that believes in financial literacy

Gen Z in India is redefining financial independence, balancing smart budgeting, mindful spending, and investing as their new lifestyle statement.

Updated: October 29, 2025 13:16 IST

Is your 12% return fantasy wrecking your portfolio?

When I set a fixed target, I thought it was discipline. It turned into self-sabotage. Learn why your “return goals”…

October 27, 2025 05:30 IST

Mount Everest vs. market peaks: The surprising reason investors crowd at the top

Markets attract investors at peaks like Everest summits – driven by emotion, not logic. Learn why discipline outperforms hype.

October 27, 2025 05:30 IST

Warning: Over 60% of Indian Finfluencers are hiding the truth. Are you a victim?

India’s youth is increasingly becoming impatient as their FOMO dictates terms in most situations. With social media doom scrolling becoming…

October 14, 2025 05:30 IST

My journey beyond a Rs 75 lakh CTC. And the surprising truths I learned

Beyond a yearly pay cheque of ₹50L or ₹75L, life does not really transform but it just shifts in certain…

October 7, 2025 05:30 IST

Kotak Mid Cap Fund: Striking the right risk-reward balance

Should you consider Kotak Mid Cap Fund? Read on…

September 23, 2025 11:34 IST

The rise of 'EMI Retirement': How debt is changing life after work for Indians . (Image Source: Gemini)

The tragic rise of the ‘EMI Retirement’ – Everything you need to know to avoid it

Retirement in India is no longer debt-free for many. With rising healthcare costs, inflation, inadequate savings, and cultural obligations, a…

September 1, 2025 05:30 IST

Senior Citizens Savings Scheme: Earn Rs 12.30 lakh interest on Rs 30 lakh deposit — Full Post Office SCSS guide (Image: Canva)

The new paycheck trap: Why earning more doesn’t mean saving more in India

Earning more does not always mean saving more in India. Rising taxes, EMI burdens, and lifestyle inflation trap many professionals.…

August 29, 2025 05:30 IST

The shocking math of your daily Zomato order (and how to reclaim your money)

“It is just a coffee, just a ride, just a snack.” You must have said this, and I have said…

August 12, 2025 09:48 IST

Sovereign Gold Bonds, sgb redemption date, SGB premature redemption date, Sovereign Gold Bonds, RBI, gold bond return, premature redemption price, SGB interest rate, gold price calculation, investing in gold bonds

Sovereign Gold Bonds 147% returns: RBI announces premature redemption date for two SGB tranches

According to the calculation, investors in the 2019-20 Series-IX, issued in September 2019 at Rs 4,070 per gram, will see…

Updated: August 11, 2025 17:54 IST

Credit card EMI and outstanding attract the same interest rate

The interest on the outstanding amount in your credit card typically kicks in after about 21 days of credit credit-free period.

August 9, 2025 13:44 IST

FDs Aren't Useless, ULIPs Aren't a Scam: Why the Right Tool Matters for the Right Job. (Image Source: Canva)

FDs aren’t the villain. ULIPs aren’t a scam. The real problem is you don’t know when to use them.

Heard someone say FDs are useless and ULIPs make no sense. Maybe for them. But some people just want safety.…

August 7, 2025 05:30 IST

Money is only 1 of Goddess Lakshmi’s 8 blessings. Here are the other 7

Money is just one kind of wealth. From knowledge and courage to peace and family, Goddess Lakshmi’s eight forms offer…

Updated: July 26, 2025 08:20 IST

Capital gain tax on mutual funds: Here’s what you need to know

The STCG is taxed at a rate of 20% for resident individuals, with effect from 23 July 2024, i.e. the…

July 22, 2025 10:19 IST

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Dhurandhar box office Day 1: Ranveer Singh’s film breaks multiple records, beats Saiyaara

Life2 hr ago

Ranveer Singh’s much-awaited film, Dhurandhar, has exceeded all expectations by opening near the Rs 30 crore mark on its first day. It has even surpassed the first-day collections of Ahaan Panday and Aneet Padda’s Saiyaara. The film has also become Ranveer Singh’s highest opener of his career, beating the records of his previous blockbusters like Padmaavat and Simmba.

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