personal finance

The rise of 'EMI Retirement': How debt is changing life after work for Indians . (Image Source: Gemini)

The tragic rise of the ‘EMI Retirement’ – Everything you need to know to avoid it

Retirement in India is no longer debt-free for many. With rising healthcare costs, inflation, inadequate savings, and cultural obligations, a…

September 1, 2025 05:30 IST

Don't get trapped: How a pay raise can lead to stagnant savings. (Image Source: Canva)

The new paycheck trap: Why earning more doesn’t mean saving more in India

Earning more does not always mean saving more in India. Rising taxes, EMI burdens, and lifestyle inflation trap many professionals.…

August 29, 2025 05:30 IST

The shocking math of your daily Zomato order (and how to reclaim your money)

“It is just a coffee, just a ride, just a snack.” You must have said this, and I have said…

August 12, 2025 09:48 IST

Sovereign Gold Bonds, sgb redemption date, SGB premature redemption date, Sovereign Gold Bonds, RBI, gold bond return, premature redemption price, SGB interest rate, gold price calculation, investing in gold bonds

Sovereign Gold Bonds 147% returns: RBI announces premature redemption date for two SGB tranches

According to the calculation, investors in the 2019-20 Series-IX, issued in September 2019 at Rs 4,070 per gram, will see…

Updated: August 11, 2025 17:54 IST

Credit card EMI and outstanding attract the same interest rate

The interest on the outstanding amount in your credit card typically kicks in after about 21 days of credit credit-free period.

August 9, 2025 13:44 IST

FDs Aren't Useless, ULIPs Aren't a Scam: Why the Right Tool Matters for the Right Job. (Image Source: Canva)

FDs aren’t the villain. ULIPs aren’t a scam. The real problem is you don’t know when to use them.

Heard someone say FDs are useless and ULIPs make no sense. Maybe for them. But some people just want safety.…

August 7, 2025 05:30 IST

Money is only 1 of Goddess Lakshmi’s 8 blessings. Here are the other 7

Money is just one kind of wealth. From knowledge and courage to peace and family, Goddess Lakshmi’s eight forms offer…

Updated: July 26, 2025 08:20 IST

Capital gain tax on mutual funds: Here’s what you need to know

The STCG is taxed at a rate of 20% for resident individuals, with effect from 23 July 2024, i.e. the…

July 22, 2025 10:19 IST

SEBI, IT Department, Nuvama Wealth, Jane Street, raid, office premise, financial irregularities, capital markets

Income Tax Dept cracks down on fake ITR refunds: Bogus deductions, exemptions under scanner

To identify such irregularities, the tax department has leveraged technology tools, including data analytics, third-party sources, conduct intelligence and advanced…

July 14, 2025 21:58 IST

8 budget-friendly cities to retire early without sacrificing comfort

Want to retire early without draining your savings? Discover India’s most affordable cities—like Mysore, Coimbatore, and Siliguri—offering clean air, quality…

July 13, 2025 05:30 IST

7 Timeless Finance Lessons from Akbar and Birbal Stories

What can a 16th-century court jester teach you about modern money? A lot, actually. Hidden in the witty tales of…

July 12, 2025 05:30 IST

‘I am fired and here’s my financial situation’ – This Delhi Man’s Finances Are a Masterclass in Freedom

Fired at 36, a Delhi man rejects the rat race, breaks down his finances, and chooses peace over pressure, offering…

Updated: July 19, 2025 08:06 IST

What Jagjit Singh’s most famous ghazal can teach you about investing

Investing in equities can be immensely rewarding, but it comes with its share of uncertainties. The key is not to…

July 10, 2025 05:30 IST

Money insights personal finance rules panchayat season 4

Forget finance gurus, watch Panchayat: The unexpected money guide we all need

Panchayat Season 4 isn’t just good drama. It’s a quick guide to desi money management. From careful living to high-stakes…

July 7, 2025 20:00 IST

The hidden financial wisdom in Krishna – Sudama story

The classical tale of Sudama and Krishna is generally regarded as a tale of friend and divine grace, but it…

Updated: July 7, 2025 15:33 IST

6 Money Secrets Every 9-to-5 Worker Should Know

Most people believe getting rich means escaping the 9-to-5 grind, but what if that’s not true? What if your regular…

July 2, 2025 06:00 IST

Tenali Raman’s survival guide to today’s financial FOMO

Step into the world of Tenali Raman and uncover six timeless tales that teach clever money-saving habits. From dodging scams…

Updated: July 7, 2025 15:36 IST

Viral Reddit Post Ignites Debate: Is "Enough" the New "Rich" in India's Middle Class? / Representatioal Photo (Image Source: GettyImages)

“You don’t need a huge salary to be happy”: Gurgaon man redefines what financial success really means

A thought-provoking viral Reddit thread challenges the notion that a high income leads to high happiness. It epitomises the stories…

June 28, 2025 05:50 IST

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DA Hike 2025: Central government employees, pensioners to get 3% hike from September — last increase under 7th Pay Commission

Last DA hike in 7th Pay Commission: Central govt employees set for salary boost ahead of Diwali – Check likely increase

‘It’s a very important change, because it’s an attitude’-Trump signs War Department order

World News38 min ago

President Trump renamed the Department of Defense to the “Department of War” to highlight its role in preventing conflict. The Pentagon quickly changed signs and titles, receiving praise from Defense Secretary Hegseth. The costly and criticized process is seen as a tribute to the department’s history and heritage.

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