RBI’s draft gold loan guidelines aim to curb risks amid a surge in gold-backed lending. Tighter norms on LTV, ownership,…
India’s household debt has risen, but deeper analysis reveals it’s driven by more people accessing credit, especially super-prime borrowers using…
Pramerica Life Insurance aims to achieve Rs 3,000 crore in gross written premium (GWP) by FY26. CEO Pankaj Gupta discusses…
India’s credit growth is expected to slow further in FY26, with banks taking a cautious approach on unsecured loans and…
India’s NBFCs, as a sector, have been relatively insulated from global economic uncertainties. The NBFC sector has maintained double digit…
RBI’s exclusion of gold loans originated by NBFCs from priority sector lending hurts gold loan companies, increasing their cost of…
Morgan Stanley is betting big on Aditya Birla Capital and sees the stock delivering better returns than the Benchmark Indices.…
A lower risk weight will mean that lenders need to set aside less funds as a safety net for consumer…
The easing of risk weights is a timely move; need of the hour is more affordable loans to businesses, individuals.
The NBFCs are dealing with alarming levels of attrition rates — 96% in FY25 — which are driven by low…
Highlighting the collaborative efforts required between the Reserve Bank and the NBFCs, Governor Sanjay Malhotra stressed upon balancing growth aspirations…
Bajaj Housing Finance was listed on the stock exchanges last year, while HDB Financial Services is currently preparing for its…
The adoption of the Expected Credit Loss (ECL) framework, under Ind AS 109, is proving to be a transformative step…
The RBI’s decision in November last year to increase risk weights on bank funding to NBFCs prompted them to diversify…
On October 17, the apex bank had issued directions to the aforementioned microfinance institutions to cease the business of sanctioning…
Taking approval from existing customers poses a major challenge, particularly in semi-urban and rural areas, where many customers do not…
Overall, the NBFC sector remains healthy with sizable capital buffers with capital to risk weighted capital ratio (CRAR) at 26.1%…
The RBI has maintained its outlook that NBFCs are a vital catalyst for development of the Indian economy. However, it…