National Pension System

New NPS rules 2025: How exit norms differ for govt and private sector employees

Both government and private NPS subscribers can exit the scheme at 60 years of age. Under the new rules, both…

December 19, 2025 18:34 IST

Old Pension Scheme to be restored for central govt employees? Finance Ministry replies as R’sthan, Punjab, Chhattisgarh back on OPS

The Centre has ruled out bringing back the Old Pension Scheme for its employees, even as the Unified Pension Scheme…

December 19, 2025 09:07 IST

NPS withdrawal rules changed for govt employees: What has changed and how it affects your retirement

NPS withdrawal rules changed for govt employees: What has changed and how it impacts retirement corpus

The government has notified key changes to NPS withdrawal rules for government employees, raising the full-withdrawal limit to Rs 8…

December 17, 2025 12:55 IST

NPS withdrawal rules changed: 100% exit allowed in some cases; 80% lump sum for corpus above Rs 12 lakh

PFRDA allows 80% NPS corpus withdrawal for private subscribers

In premature exit before eligibility, at least 80% of the corpus must be annuitised; only 20% can be withdrawn as…

December 17, 2025 00:40 IST

NPS withdrawal rules changed: 100% exit allowed in some cases; 80% lump sum for corpus above Rs 12 lakh

In certain cases—such as when the total retirement corpus is up to Rs 8 lakh—the subscriber will have the option…

Updated: December 16, 2025 21:17 IST

UPS latest update: Deadline extension, NPS switch-back option and family pension rules explained

UPS deadline extension: Has the Centre given more time to central govt employees? Key update on switch option and family pension

The Unified Pension Scheme (UPS) has seen a limited response so far, with just 1.22 lakh central government employees and…

December 15, 2025 19:28 IST

PFRDA NPS gold silver ETFs investment India 2025

PFRDA allows NPS funds to invest in new assets including gold, silver; Here’s what you need to know

PFRDA allows NPS funds to invest in gold, silver ETFs, AIFs, REITs, and bonds adding diversification options for pension subscribers.

December 11, 2025 12:50 IST

Big changes in NPS investment rules for central govt employees — here’s what NPS and UPS subscribers must know

PFRDA has introduced two new Auto Choice options under NPS and UPS for central government employees, increasing the total choices…

December 2, 2025 13:19 IST

3 major NPS changes that make it a strong rival to mutual funds in 2025

3 new NPS rules that transform it into a mutual fund competitor

The National Pension System (NPS) has undergone three major upgrades in 2025—100% equity access via Tier 2, ultra-low fund management…

November 25, 2025 16:27 IST

NPS rules revised: New norms for employees to choose pension funds and investment options – Details here

The corporate NPS model allows employers to extend NPS benefits to their employees. Both the employer and employee can contribute…

November 13, 2025 12:51 IST

8th pay commission has its task cut out

Though this might have been needed to adequately compensate them and provide incentive for performance, the burden on the exchequer…

Updated: October 30, 2025 13:56 IST

NPS guidelines revised for new members onboarding: Check step-by-step process, KYC rules and new registration form

NPS guidelines revised for new members: Check step-by-step onboarding process, KYC rules and new registration form

The subscriber onboarding journey involves selecting either ‘all-citizen model’ or ‘corporate model’ or any scheme under the Multiple Scheme Framework…

October 24, 2025 12:55 IST

NPS and APY subscribers alert: PFRDA proposes new ‘dual valuation’ rule for your pension wealth – Details here

The move aims to make your pension wealth more transparent and stable, reduce the impact of short-term market fluctuations on…

October 22, 2025 12:11 IST

Sivasubramanian Ramann, , chairman, PFRDA. (Image Source: PIB)

‘Inflation-linked payouts under NPS in the works’: Sivasubramanian Ramann

PFRDA Chairman S. Ramann confirms the authority is exploring alternatives to mandatory annuities for NPS, including step-up Systematic Withdrawal Plans…

Updated: October 13, 2025 08:57 IST

NPS set for biggest overhaul ever: Fixed monthly payouts with inflation protection – Key proposals you must know

The Consultation Paper, dated September 30, 2025, proposes three distinct schemes under the NPS framework, each catering to different subscriber…

October 3, 2025 14:50 IST

NPS Set for Major Overhaul: PFRDA Proposes Flexible.

Government plans major reforms of National Pension System

Despite the Unified Pension Scheme’s poor uptake, the government is enhancing the market-linked National Pension System (NPS) with new options…

October 2, 2025 17:55 IST

Key NPS rules change from October 1 – How it affects your investment

Big changes in NPS rules from October 1 – Know how new guidelines affect your investment

The National Pension System (NPS) is set for major reforms from October 1, 2025. Investors may see new options and…

Updated: September 30, 2025 08:52 IST

H2 borrowing plan may prune longer G-Secs

India plans H2 FY26 borrowings of Rs 6.8 lakh crore, with a possible shift to shorter-tenure G-Secs as demand weakens…

September 23, 2025 20:09 IST

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