Rs 25 lakh salary & Rs 50 lakh home loan can save you Rs 11,461 per month: BankBazaar Repo rate cut coupled with the recent tax rate cuts provides a dual advantage for salaried individuals and the middle… 10 months ago
RBI Cuts Repo Rate by 25 bps: What should homebuyers do now? The repo rate cut is expected to lower interest rates on loans, particularly benefiting homebuyers and other borrowers. 10 months ago
Home loan EMI burden to ease as RBI most likely to cut rates A repo rate cut would provide relief to borrowers, especially those with floating-rate home loans, personal loans, and business loans. 10 months ago
Budget 2025: Govt to bring Rs 2.67 lakh credit-linked subsidy back under Pradhan Mantri Awas Yojana for all? Budget 2025: Home loan borrowers are hoping for significant policy changes in Budget 2025 to ease financial burdens, with expectations… 11 months ago
Interview| Interest rate cut will spur demand for home loans, says Girish Kousgi, MD and CEO, PNB Housing Finance The focus is more on smaller cities than the metros as the housing finance company has exited super prime segments,… 11 months agoJanuary 23, 2025
Budget 2025: Home loan tax benefits to be included in New Tax Regime? Here’s what tax experts say Budget 2025: Under the old tax regime, salaried employees can claim a deduction of up to Rs 2 lakh on… 11 months ago
Taking a joint home loan? Consider these things first A joint home loan can be particularly beneficial when you need additional funds to purchase your home. However, before taking… 11 months agoJanuary 13, 2025
Can you change current loan from floating rate to fixed interest rate and vice versa? RBI issues guidelines The RBI’s recent FAQs clarify whether borrowers can switch between fixed and floating interest rates on EMI-based personal loans, providing… 11 months agoJanuary 12, 2025
Your queries: You can get home loan to buy flat from a family member The bank will get the property’s valuation and title search to finalise the loan amount. 12 months agoDecember 27, 2024
Can you take a home loan from a co-operative bank? All you need to know about RBI guidelines In the recently concluded Parliament session, parliamentarian Baburam Nishan raised some queries with the government, seeking details of home loan… 12 months ago
Who bears the burden of a loan after the borrower’s death? If a borrower passes away during the loan term, who is responsible for settling the remaining loan balance? 12 months agoDecember 19, 2024
Mutual Fund Returns Soar: Should you stay invested or pay off your home loan? The decision to redeem mutual funds and prepay a home loan depends on your financial goals, risk appetite, and loan… 1 year ago
Good News for Home Loan Borrowers: EMI on Rs 50 lakh loan may drop by Rs 3,190 in 2025, feel experts Expect EMI relief on home loans as experts predict RBI rate cuts in 2025. Find out how much you could… 1 year ago
No Change in Repo Rate: What it means for your home loan EMIs When the RBI keeps the repo rate unchanged, it signals stability. Borrowers and lenders can expect consistent interest rates, at… 1 year ago
RBI to maintain repo rate at 6.5%: What should borrowers do now? The RBI’s steadfast policy approach demonstrates its efforts to strike a balance between controlling inflation and fostering economic growth. 1 year ago
SBI hikes lending rates for THESE tenors – Check new rates under MCLR This hike in lending rates across these tenors will be effective from today, November 15. With this revision, the MCLR… 1 year ago
What to do if your home loan tenure extends beyond your retirement? Navigating a longer home loan tenure can be difficult, particularly if it surpasses your retirement age. However, there are strategies… 1 year ago
Loan against property is costlier than home loan Applicants with 800 and above credit score will have to ask for a lower interest with the bank where they… 1 year agoNovember 8, 2024
‘Buy Now Pay Later’ trap: How even a Rs 1,000 default can damage your credit score more than a missed EMI
