credit score

Explained: Why are Gen Z’s credit scores in the US falling?

Gen Z faces the sharpest credit score declines, driven by student loans, rising delinquencies, and higher debt. Learn why scores…

September 19, 2025 01:09 IST

Is CIBIL score mandatory for bank loan? Centre issues key clarification

Not just loans, low CIBIL score can also deny you a job

If you think CIBIL score only affects your loan or credit card approval, think again. A recent Parliament reply revealed…

August 19, 2025 17:13 IST

Got a high CIBIL score? You might still be denied a loan — here's why

Got a high credit score? You might still be denied a loan — here’s why

Thinking your credit score is enough to get a loan? Think again. Lenders also check your job stability, EMI burden…

July 24, 2025 16:49 IST

‘I paid my bills on time and never paid interest. Here’s why I quit credit cards anyway.’

Without credit cards, I was no longer thinking about hitting milestones, collecting points, or chasing free gifts. The constant mental…

Updated: July 17, 2025 19:15 IST

Does paying only the minimum due on your credit card affect your credit score?

Nowadays, credit cards have become an important part of our daily lives. But it is the right use that maintains…

July 15, 2025 16:42 IST

The silent money killers: Are you making these 3 mistakes?

Not all horror stories involve monsters. These involve money lost to hype, EMIs, and inaction. Meet three ordinary investors and…

June 7, 2025 06:00 IST

Do you use a credit card? These 7 simple habits can improve your credit score quickly

Nowadays, a credit card is not just a payment tool, it is the key to your financial health and future…

June 6, 2025 17:16 IST

Your home loan experience just got an AI boost. And it’s great news all around

Banks and fintech companies are gradually making the loan approval process easier for borrowers with the help of AI. Experts,…

May 31, 2025 18:48 IST

Home Loan Hacks: Your monthly EMI can drop if you follow THESE 4 tips

Most home loans are nowadays given at floating rates, which are linked to the RBI’s repo rate. As soon as…

Updated: April 11, 2025 17:26 IST

Hard inquiry on your credit report? Here’s how it spoils your score

When you apply for any type of loan or credit card, you allow the bank or financial institution to check…

Updated: March 7, 2025 12:42 IST

Faster Credit Score Updates: Why timely payments matter more than ever

Starting January 2025, lenders must update credit records every 15 days instead of once a month. As a result, financial…

March 3, 2025 11:33 IST

What factors affect your credit score the most? Ways to improve it

How to improve credit score? Understanding the key factors like credit mix, utilisation, and errors on your credit report can…

January 29, 2025 11:46 IST

Credit Score and CIBIL Score not the same - Know why

CIBIL Score Vs Credit Score: There is a difference – Explained

Credit score is a measure of a person’s ability to repay a loan. This means that when you take a…

October 1, 2024 11:48 IST

Soft vs Hard Credit Enquiries: What should you know before applying for a loan?

Credit enquiries play a crucial role in determining your credit score and can influence your ability to secure loans, credit…

September 28, 2024 10:38 IST

Boost your Credit Score through timely Credit Card payments

One of the most feasible ways of improving your credit score is to make on-time repayment of your credit card…

July 27, 2024 09:30 IST

Loan recovery agents harassing borrowers, RBI guidelines on loan defaults

Loan recovery agents harassing you? Know legal rights and steps you can take

To deal with instances of loan recovery agents harassing borrowers, the RBI has put in place a set of guidelines…

July 18, 2024 15:12 IST

Unable to pay your loan EMIs? know these legal protections you have as a borrower

If you default on a loan, remember you are entitled to certain rights under the law. The foremost thing a…

July 16, 2024 16:05 IST

5 reasons to work towards building a strong credit score

In the absence of adequate information regarding your credit history, credit bureaus are unable to generate a credit score for…

June 28, 2024 11:09 IST

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WinTrack highlighted a case of an entrepreneur allegedly harassed by customs at Indira Gandhi International Airport in Delhi, stressing that “genuine entrepreneurs face harassment frequently”.

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Techie discusses move back to India amid Green Card concerns.

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A gold flight to safety has its limits

Market53 min ago

Experts warn against buying gold at inflated prices as it may lead to a correction in the market. The Reserve Bank of India has witnessed a rise in gold reserves, but the current demand is driven by a shift towards non-traditional assets and a speculative boom. Investors should not expect high returns and be prepared for potential volatility.

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