
India’s insured deposits ratio (IDR) dropped to 41.5% in FY25, the lowest in five years, as assessable deposits grew faster…
However, it’s worth noting that, according to banking regulations, each depositor receives insurance (DICGC coverage) up to Rs 5 lakh,…
Corporate FDs are making a comeback as manufacturing firms like Godrej & Boyce and Hawkins Cookers tap retail investors. Offering…
Understand what a mutual fund overlap is, how much is acceptable and how to check overlapping mutual funds.
Despite multiple repo rate cuts by the RBI in 2025, senior citizens can still earn up to 8.8% interest on…
Following the Reserve Bank of India’s (RBI) recent 50-bps rate cut and a significant 1% reduction in the Cash Reserve…
Despite RBI’s 100 bps repo rate cut, some banks like SBI, HDFC, ICICI, PNB, and Bank of Baroda are still…
Despite RBI cutting repo rates by 100 basis points over the last three policy meetings since February 2025, some private…
Top banks like SBI, HDFC, and ICICI have slashed their interest rates in June 2025 following the RBI’s 100 basis…
Now that the RBI has cut its repo rate by 50 bps in its successive MPC meeting, banks have followed…
Currently, Suryoday Small Finance Bank offers interest rates ranging from 4% to 8.6% for general customers and from 4.5% to…
The DICGC insures all deposits such as savings, fixed, current, recurring, and more up to a maximum of Rs 5…
Public sector banks like SBI, Indian Bank, BoB, and Canara Bank are offering high-return special FDs with up to 7.90%…
In this write-up, we will take a look at the current fixed deposit rates offered to general customers and senior…
When you prematurely close the SCSS account, there is a penalty. One needs to be mindful about it and the…
The recent RBI repo rate cut will prompt a dip in home loan interest rates while bank mergers in 11…
Although most public and private banks have cut their FD interest rates drastically, some small finance banks are still offering…
Now under this special FD scheme, SBI’s general customers will get 7.05% interest per annum, whereas earlier this rate was…