UTI Gilt Fund - Direct Plan - IDCW

Debt

Gilt

Moderate Risk

Rs 30.72

0.42

NAV as on Dec 24, 2025

Growth Direct

IDCW Direct

IDCW Regular

Benchmark

CRISIL Dynamic Gilt Index

Expense Ratio

0.56%

Fund Category

Debt - Gilt

Fund Size

Rs 556 Crores

Exit Load

0.00%

Min. Investment

Rs 1,000

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UTI Gilt Fund - Direct Plan - IDCW Fund Details

Investment Objective - To generate credit risk-free return through investment in soverign securities issued by the Central Government and / or a State Government of varying maturity to suit the investment plans.

Fund House

UTI Mutual Fund

Return Since Launch

9.05%

Launch Date

Jan 1, 2013

Type

Open Ended

Riskometer

Moderate

Ratio Analysis

Standard Deviation

3.80

Category Avg

Beta

1.01

Category Avg

Performance Analysis

	1W	1M	3M	6M	1Y	3Y	5Y	10Y	SI
Fund Returns (%)	0.16	0.27	1.38	1.04	5.56	5.62	4.25	5.58	9.05
Category Average (%)	0.29	0.19	0.69	0.28	4.27	6.32	4.43	NA	6.89
Rank within Category	152	70	14	22	88	106	83	68	31

* Returns over 1 year are CAGR

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Peer Comparision

Scheme Name(IDCW Direct)	NAV (Rs)	AUM (Rs Cr)	1W(%)	1M(%)	3M(%)	6M(%)	1Y(%)	3Y(%)	5Y(%)	10Y(%)	SI(%)	ER(%)
SBI Gilt Fund	22.51	10,897	0.21	-0.05	0.61	0.75	5.38	7.58	5.51	5.70	6.45	0.46
ICICI Prudential Gilt Fund	19.09	9,227	0.08	0.38	1.17	1.60	-0.92	4.34	2.83	4.43	5.10	0.57
Kotak Gilt Fund	23.90	3,330	0.29	0.17	0.43	-1.50	0.82	6.07	5.04	6.65	6.94	0.47
HDFC Gilt Fund	13.00	2,926	0.21	0.20	0.09	-1.81	0.64	1.44	0.58	1.46	2.04	0.46
Bandhan Gilt Fund	14.80	2,265	0.17	0.18	1.10	1.36	4.73	7.68	3.79	2.77	3.07	0.52
Aditya Birla Sun Life Government Securities Fund	11.67	1,863	0.40	-1.02	-0.80	-2.90	-2.38	0.32	-0.49	1.42	1.19	0.49
Nippon India Gilt Fund	11.54	1,836	0.17	0.10	0.76	0.29	-1.51	-0.32	0.04	0.42	1.11	0.50
Nippon India Gilt Fund - Auto Annual Rein Opt	23.29	1,836	0.17	0.10	0.76	0.29	4.63	7.24	5.55	8.42	6.76	0.63
Nippon India Gilt Fund - Auto Capital Appre Payout	42.92	1,836	0.17	0.10	0.76	0.29	4.63	7.24	5.55	8.41	11.88	0.63
DSP Gilt Fund	12.62	1,327	0.50	0.41	0.36	0.58	2.13	0.32	0.04	0.64	1.81	0.57

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Dec 24, 2025

Return Calculator

₹ One-Time

Over the past

Invested

₹5000

Invested Amount
Estimated Return

Total investment of ₹5000

Would have become ₹5,199 (+3.97%)

Fund Manager

Pankaj Pathak

Mr. Pankaj Pathak holds a Post Graduate Diploma in Banking & Finance from National Institute of Bank Management, Pune and is qualified CFA (Chartered Financial Analyst). <r> Prior to joining Quantum, he was associated with Bank of Maharashtra.

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Here is the list of funds managed by Pankaj Pathak

Scheme Name(IDCW Direct)	Category	NAV(Rs)	AUM(Rs Cr)	1Y(%)	5Y(%)
UTI Gilt Fund	Debt - Gilt	30.72	556	3.97	4.25
UTI Dynamic Bond Fund	Debt - Dynamic Bond	26.44	437	7.12	9.18

Dec 24, 2025

Top Performing Related Funds

Scheme Name(IDCW Direct)	NAV (Rs)	AUM (Rs Cr)	1W(%)	1M(%)	3M(%)	6M(%)	1Y(%)	3Y(%)	5Y(%)	10Y(%)	SI(%)	ER(%)
UTI Nifty 50 Index Fund	92.02	26,492	1.26	0.70	4.44	4.99	11.34	14.72	14.81	13.74	18.64	0.19
UTI Flexi Cap Fund	231.15	25,575	0.76	-1.22	-1.76	0.04	2.47	12.97	10.25	11.02	27.36	1.03
UTI Large Cap Fund	66.37	13,399	0.97	1.04	0.66	1.69	6.98	12.47	11.33	7.91	15.69	0.93
UTI Mid Cap Fund	166.88	12,050	1.10	-0.03	0.78	0.86	1.09	19.28	18.23	13.33	24.21	0.91
UTI Arbitrage Fund	22.48	10,720	0.14	0.54	1.70	3.21	7.06	7.70	5.83	3.41	6.51	0.27
UTI Value Fund	62.38	10,135	1.22	1.13	2.98	4.36	7.43	20.42	19.07	12.78	15.14	1.19