Banking & Finance


Banks’ PSL growth slows down in FY25

Regional rural banks took the second position as sellers, “reflecting their focused loan portfolio and comparative advantage in rural lending”.

Private banks (PVBs) also maintained discipline, with GNPA ratios inching down from 1.9% to 1.8%, supported by strong recoveries and upgrades. Foreign banks remained the cleanest segment with sub‑1% GNPA levels.

PSU Banks lead India’s NPA clean-up

Private banks (PVBs) also maintained discipline, with GNPA ratios inching down from 1.9% to 1.8%, supported by strong recoveries and…

RBI 2025 playbook – easier banking

As credit conditions evolved, the RBI also showed its willingness to recalibrate earlier macroprudential measures. In February, the central bank…

Lenders are focusing on fresh originations to sustain overall growth

Lenders cut home loans to woo customers

With outstanding home loan portfolios slowing to 11% in the September quarter from 13% in FY25, the aggressive pricing seen…