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    1. Business News
    2. Authors
    3. mithilesh jha

    Mithilesh Jha

    Are you a loan guarantor? Beware! You may face these dire consequences if borrower defaults
    Are you a loan guarantor? Beware! You may face these dire consequences if borrower defaults

    As a loan guarantor, before the bank does, you should also conduct some unofficial checks on the borrower like assessing…

    By Mithilesh Jha
    April 18, 2024 12:54 IST
    Looking for a personal loan? You won't get one if your monthly income is below...
    Looking for a personal loan? You won’t get one if your monthly income is below…

    While considering a loan application, the foremost thing that lenders see is the applicant’s monthly income. So, basically, your loan…

    By Mithilesh Jha
    April 18, 2024 10:42 IST
    These smallcap funds emerge as winners in stress test! Do you have in your portfolio? Check your funds performance
    These smallcap funds emerge as winners in stress test! Do you have in your portfolio? Steps to check funds’ test results

    Fund houses are required to disclose stress test results on their mid and smallcap schemes on 15th of every month.…

    By Mithilesh Jha
    April 17, 2024 13:44 IST
    Get up to 9.4% FD rate: Best fixed deposit returns! Check out these corporate FDs offer
    Earn up to 9.4% FD rate: Best fixed deposit returns! Check out these corporate FDs offer

    Non-bank lenders like Shriram Finance, Muthoot Capital, and Bajaj Finance are offering attractive interest rates on their FDs with tenures…

    By Mithilesh Jha
    April 17, 2024 10:42 IST
    Small and midcap funds stress test 2.0: How India's top 5 fund houses performed - Details here
    Small and Midcap Funds Stress Test: How India’s top 5 fund houses performed in 2nd round – Details here

    Asset management companies (AMCs) were asked by regulator SEBI to start conducting a regular stress test on their small and…

    By Mithilesh Jha
    April 16, 2024 13:43 IST
    Short of cash? Use credit card reward points to pay your card bill! Here's how
    Short of cash? Use credit card reward points to pay your card bill! Here’s how

    Some credit cards allow their customers to convert reward points directly into cash. Therefore, you can effectively use reward points…

    By Mithilesh Jha
    April 16, 2024 10:31 IST
    Iran-Israel Conflict: Equities plunge, gold prices soar! What to do with your current investments?
    Israel-Iran Conflict: Equities plunge, gold prices soar! What to do with your current investments?

    The geopolitical tensions in the Middle East have created jitters among investors who are now looking to stay away from…

    By Mithilesh Jha
    April 15, 2024 17:35 IST
    PPF, NSC, Sukanya Yojana, Senior Citizen Savings: Failing to submit these 2 key documents may make your accounts dormant
    PPF, NSC, Sukanya Yojana, Senior Citizen Savings: Failing to submit these 2 key documents may turn your accounts dormant

    If you fail to submit these key documents within the specified period, your account will be dormant until the documents…

    By Mithilesh Jha
    April 15, 2024 13:22 IST
    Automatic EPF account transfer: Not meeting these 4 conditions can stop your provident fund transfer
    Automatic EPF account transfer: Not meeting these 4 conditions can stop your provident fund transfer

    It’s important to note that automatic EPF balance transfer comes with certain conditions and prerequisites. While automatic transfer is now…

    By Mithilesh Jha
    April 15, 2024 10:54 IST
    Iran-Israel War: How this will hurt your investment portfolio
    Iran-Israel War: How this will hurt your investment portfolio

    Global stock markets are likely to experience knee-jerk reactions on the first trading session of the coming week on Monday…

    By Mithilesh Jha
    April 14, 2024 17:31 IST
    7th Pay Commission: DA hike announced in early March, but why some employees and pensioners await arrears?
    7th Pay Commission: DA hike announced in early March, but why some employees and pensioners await revised pay and arrears?

    Like previous years, this year also DA hike was announced in March. The government announced a 4% hike in dearness…

    By Mithilesh Jha
    April 14, 2024 11:02 IST
    FD rates hiked by up to 60 bps: These two big non-bank lenders hike fixed deposit rates! Should you invest now?
    FD rates hiked by up to 60 bps: These two big non-bank lenders hike fixed deposit rates! Should you invest now?

    Bajaj Finance has hiked interest rates on their FDs for senior citizens by up to 60 bps for tenures ranging…

    By Mithilesh Jha
    April 13, 2024 08:37 IST
    loan, MSMEs, financial support
    Cheapest Home Loans: These top 5 banks offering best interest rates – Check tenors and other details

    Loan amounts may vary depending on the case, while the Loan-to-Value (LTV) ratio allows for financing up to 90% of…

    By Mithilesh Jha
    April 12, 2024 16:38 IST
    credit growth, small finance banks, advances, geographical expansion, deposits, loans, banking sector, funding cost
    Best FD rates: Up to 9% interest rate on 5-year fixed deposits! Check out the rates from top 5 small finance banks

    For the general public, some small finance banks are offering interest rates up to 9% per annum, on tenures ranging…

    By Mithilesh Jha
    April 12, 2024 13:25 IST
    Credit Card Devaluation: These high-end cards scale back rewards and benefits! Are you affected?
    Credit Card Devaluation: These high-end cards scale back rewards and benefits! Are you affected?

    Axis Bank is set to revise features and benefits on some of its premium cards starting April 20, while IDFC…

    By Mithilesh Jha
    April 12, 2024 11:02 IST
    The average CD ratio of the banks has generally been hovering marginally below 80% since September 2023, according to CareEdge Ratings
    Customers of this bank cannot withdraw money from their accounts after RBI direction – What should depositors do now?

    The issue of the RBI placing restrictions on Shirpur Merchants’ Co-operative Bank should not per se be construed as cancellation…

    By Mithilesh Jha
    Updated: April 11, 2024 23:10 IST
    funds
    Mutual Funds: Key benefits of having index funds in your MF portfolio

    An index fund is best suited for risk-averse investors who want to get exposure to the equity market but at…

    By Mithilesh Jha
    April 11, 2024 11:43 IST
    NPS vs PPF: Which retirement plan should you choose?
    NPS vs PPF: Which retirement plan should you choose?

    Investors view both NPS and PPF as excellent retirement investment options, as these schemes are specifically designed to generate wealth…

    By Mithilesh Jha
    April 11, 2024 09:01 IST
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    Latest News

    Delhi old vehicles NOC

    Delhi lifts one-year limit on NOCs for old deregistered vehicles, eases exit to other states

    ITC share price, ITC Q2 FY26 results: Nuvama cuts target to Rs 534, agri business drags revenue

    Is ITC Still a Buy? What investors should know even as Nuvama cuts target

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    Bihar Assembly Election 2025 LIVE Updates: ‘Big netas come and never talk about your present, citizens need to wake up’, says Priyanka Gandhi in first poll rally

    Reactions on Jemimah Rodrigues performance

    ‘A great chase, a standout performance’: Virat Kohli joins cricket world in praising Jemimah Rodrigues

    Stocks making big moves midday: Dabur, Bandhan Bank, Swiggy, United Spirits, TD Power and more

    Markets edge lower: Nifty breaches 25,800, Sensex falls over 300 points; NTPC, Cipla see sharp cut

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