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    1. Business News
    2. Authors
    3. balwant jain

    Balwant Jain

    5 most important financial resolutions for 2021

    This is the time of the year when a majority of us make some resolutions as regards our physical fitness…

    By Balwant Jain
    January 2, 2021 13:09 IST
    Income Tax Return filing for AY 2020-21: Who can use ITR-1 Sahaj and who cannot?

    Form ITR 1, popularly known as Sahaj, is used by a majority of tax payers for filing their income tax…

    By Balwant Jain
    December 21, 2020 12:37 IST
    SCSS Scheme Eligibility, age limit, Senior Citizen Savings Scheme 2019, private sector employee, SCSS account opening, post office
    Income tax benefits on EPF contributions and withdrawals: All you need to know

    EPF is an excellent tool for salaried to accumulate funds for their retirement. Let us discuss the income tax implications…

    By Balwant Jain
    December 2, 2020 11:23 IST
    bond, RBI bonds, tax-free bonds, Should you invest in tax-free bonds, AAA-rated bonds, NSC risk-free investment, financial turmoil, low risk, medium risk, high-risk investments, ETF, Gold ETF, stock market, large-cap companies,
    Should you invest in tax-free bonds? Find out

    In case of tax-free bonds, the interest is tax-free and therefore such bonds are priced higher than the taxable bonds.

    By Balwant Jain
    November 11, 2020 12:30 IST
    Claiming LTA benefits through GST paid goods and services – Here’s all you should know

    Under the scheme announced, the Central government employees are allowed to get cash in lieu of their entitlement for leave…

    By Balwant Jain
    Updated: November 2, 2020 13:00 IST
    Can you get a home loan with no credit history? Find out

    A CIBIL score is a numerical value ranging between 300 and 900 which is arrived on the basis of your…

    By Balwant Jain
    October 30, 2020 11:51 IST
    SBI, SBI home loan restructuring scheme, home loan, SBI home loan, RBI loan restructuring scheme, Basic features of SBI scheme, interest rates, monetary impact, future EMIs, home loan, housing loan, RBI policy review, RBI announcements, conducive environment, homebuyers, Home loan interest rates, credit score
    Does the SBI home loan restructuring scheme work for you?

    SBI has announced that its home loan borrowers can opt for the moratorium for payment of their EMIs for a…

    By Balwant Jain
    October 10, 2020 10:46 IST
    ESG Investing: How to invest in ESG companies – Here’s all you wanted to know

    Even though the idea of investing on the ESG parameter is at a nascent stage in India, it is very…

    By Balwant Jain
    October 6, 2020 11:02 IST
    home loan, home loan interest rates, paying higher interest on home loan, Shifting of home loan, housing loan, home loan eligibility, home loan floating interest rate, prepayment penalty, processing fee
    Are you paying higher interest on your home loan?

    In case your lender is charging you a higher interest rate on your home loan than what others are offering…

    By Balwant Jain
    September 28, 2020 13:36 IST
    RBI individual loan restructuring scheme, personal loan restructuring scheme, RBI, EMI, NPA, salaried class, Covid-19, consumer credit, education loan, home loan, personal loan, resolution plan, credit score
    RBI’s individual loan restructuring scheme: All you wanted to know about it

    To help the borrowers impacted by Covid-19, the RBI has announced guidelines for devising the policy for granting relief to…

    By Balwant Jain
    September 9, 2020 14:26 IST
    NPS, National Pension System, How to open NPS account, how to open nps account online, how to open nps account offline, how to open nps account in sbi, HDFC, PNB, ICICI, NSDL, Karvy, Aadhaar, PAN, PRAN
    How to open an NPS account online and offline – All you wanted to know

    You can open an NPS account online by visiting the website of either NSDL or Karvy. There are the two…

    By Balwant Jain
    September 8, 2020 12:33 IST
    National Pension System, NPS, Tier II NPS account, Tier I NPS account, withdrawals from NPS account, How withdrawals from Tier II NPS account should be taxed, Section 80CCC, Income tax act, Section 80CCD
    National Pension System: How withdrawals from Tier II NPS account should be taxed

    Though tax benefits for contribution to the Tier I NPS account are available to all subscribers, tax benefits in respect…

    By Balwant Jain
    September 2, 2020 11:02 IST
    income tax reform, Faceless Assessment, Taxpayers’ Charter, Faceless Appeal Process, ITR, income tax return filing, TDS, black money, benami property, prime minister, e-assessment scheme
    Faceless Assessment & Taxpayers’ Charter: All you need to know about them and their impact on the system

    In the series of tax reforms, the Prime Minister recently announced some reformative measures during the launch of ‘Transparent Taxation…

    By Balwant Jain
    August 23, 2020 10:56 IST
    cash transactions, Restrictions on cash transactions, Income Tax Act 1961, Restrictions on cash transactions under Income Tax laws, cash transaction limit, cash transactions above 10000, cash transactions restrictions, cash transactions above 2 lakhs
    Restrictions on cash transactions under Income Tax laws: Here’s all you wanted to know

    The income tax laws in India have various restrictions on payment in cash and receipt of money in cash in…

    By Balwant Jain
    Updated: August 14, 2020 12:53 IST
    how to save tax on property sale, how to save tax on sale of residential property, long-term capital gain tax, sale of property in india, tax on selling property in india, specified bonds, Tax liability on the basis of holding period
    How to save tax on sale of residential property – All you need to know

    Many people are not aware that they have to pay tax in respect of profits made on sale of a…

    By Balwant Jain
    July 28, 2020 10:29 IST
    health insurance, super top-up health insurance, top-up health insurance, hospitalisation expenses, health insurance top-up, health insurance, Corona-specific insurance policies, Corona Cover, Corona Rakshak, Corona Kavach, high cost of treatment of corona, IRDAI, cost of hospitalisation
    Should you buy the new Corona-specific insurance policies?

    IRDAI has introduced two Corona-specific insurance policies to cover the high cost of its treatment. However, should you opt for…

    By Balwant Jain
    July 24, 2020 09:26 IST
    Senior Citizen Savings Scheme, SCSS, features, interest rate, nomination, tenure, withdrawal details, Senior Citizen Savings Scheme calculator, PPF, Ulip
    Why Senior Citizen Savings Scheme makes sense even now? Check features, interest rate, withdrawal details

    Since the deposits under SCSS earn you higher returns than those generally available under other comparable safe investment avenues, it…

    By Balwant Jain
    Updated: July 13, 2020 13:50 IST
    NPS account opening
    National Pension System: Basics of NPS, eligibility, benefits, nomination, contribution limit – All you wanted to know

    Since the Government of India does not run any social security scheme to take care of its citizens after retirement,…

    By Balwant Jain
    July 8, 2020 10:02 IST
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    Latest News

    The International Monetary Fund urged Asia on Friday to lower non-tariff barriers and integrate regional trade

    Asia must deepen regional trade, reduce non-tariff barriers to guard against US shocks: IMF

    HUL shares slide 3%: Is the share a Buy or Sell now? Analysts weigh in

    HUL slides 3%: Is the share a Buy or Sell now? Analysts weigh in

    Enrique Iglesias to perform in India after 13 years: Dates, venue and ticket details

    . He is survived by his family, his colleagues who became his extended family, and a body of work that continues to define Indian advertising’s heart and soul.

    Piyush Pandey, the creative mind behind Abki Baar Modi Sarkar slogan, dies at 70

    Weather update

    Weather Today: Heavy rainfall expected across South India, says IMD

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