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    1. Business News
    2. Authors
    3. aanya desai

    Aanya Desai

    Senior Citizens Savings Scheme: Earn Rs 12.30 lakh interest on Rs 30 lakh deposit — Full Post Office SCSS guide (Image: Canva)
    The new paycheck trap: Why earning more doesn’t mean saving more in India

    Earning more does not always mean saving more in India. Rising taxes, EMI burdens, and lifestyle inflation trap many professionals.…

    By Aanya Desai
    August 29, 2025 05:30 IST
    Retirement traps: Why old financial rules no longer work. (Image Source: Gemini)
    7 retirement planning sins you need to unlearn right now

    What worked for retirement in the 90s can quietly ruin your future today. Depending on pensions, piling into property, trusting…

    By Aanya Desai
    August 24, 2025 05:33 IST
    Retirement planning
    Why retiring on Rs 1 crore could be your biggest financial mistake

    Retirement once felt secure with Rs 1 crore, but rising costs, longer lifespans, and inflation have changed the picture. Today,…

    By Aanya Desai
    Updated: August 23, 2025 08:09 IST
    Amedabad, Chennai, Pune, Jaipur, Kochi, Indore, Chandigarh, lifestyle
    More savings, better lifestyle: 7 Indian cities where your salary goes further than Mumbai

    Choosing where to live is not just about lifestyle, it’s a financial strategy. Some Indian cities quietly let you save…

    By Aanya Desai
    August 14, 2025 06:40 IST
    Why a Six-Figure Income Is No Longer Enough in Urban India. (Image Source: Canva)
    The Rs 1 lakh salary trap: Why high earners in India still feel broke

    Earning ₹1 lakh a month was once a symbol of success. Today, it barely covers rent, groceries, and a few…

    By Aanya Desai
    August 9, 2025 05:30 IST
    best indian cities to live in low rent
    Tired of high rents and no savings? These 8 Indian cities offer a better life

    Looking for a city that balances comfort, career, and cost? Discover 7 Indian cities where you can live well without…

    By Aanya Desai
    August 3, 2025 05:30 IST
    Retirement reality check: The hidden costs of your first five years and how to thrive. (Image Source: Canva)
    The single biggest mistake people make in their first 5 years of retirement

    Retirement may seem like a financial break, but the first five years can be surprisingly expensive. From rising healthcare costs…

    By Aanya Desai
    August 2, 2025 05:30 IST
    Why Planning for 60 Is Not Enough in a 90-Year Lifespan. (Image Source: Canva)
    Retiring at 60? The real risk isn’t a market crash. It’s living too long

    Retiring at 60 sounds ideal—until you realise you might live till 90. That’s 30 years with no steady income. Are…

    By Aanya Desai
    July 31, 2025 05:30 IST
    retirement, money, Financial Planner, Emergency Funds, Education Funds
    Your age-by-age retirement playbook: The right moves for your 30s, 40s, and 50s

    What if the way you save for retirement in your 30s could make you a crorepati, but the same strategy…

    By Aanya Desai
    July 27, 2025 05:00 IST
    Money insights personal finance
    Money is only 1 of Goddess Lakshmi’s 8 blessings. Here are the other 7

    Money is just one kind of wealth. From knowledge and courage to peace and family, Goddess Lakshmi’s eight forms offer…

    By Aanya Desai
    Updated: July 26, 2025 08:20 IST
    parental financial support india retirement planning
    No retirement plan? How to support your parents without sacrificing your future

    What if your parents did not plan for retirement—and now it’s up to you? This article explores how to manage…

    By Aanya Desai
    July 25, 2025 05:37 IST
    Retirement planning for all ages: SIP, NPS, and EPF explained. (Image Source: Canva)
    Your age-by-age guide to retirement: When to choose SIP, NPS, or EPF

    SIP, NPS, or EPF—which one truly secures your golden years? While EPF offers safety, NPS brings structure, and SIPs deliver…

    By Aanya Desai
    July 21, 2025 05:30 IST
    money, personal finance, Ramayana, early retirement, finance, financial goals,
    The Ramayana: The ultimate guide to personal finance you never knew you had

    What if the Ramayana was also a guide to managing your money? From royal riches to jungle scarcity, epic battles…

    By Aanya Desai
    July 19, 2025 05:30 IST
    Retirement planning cities in India
    8 budget-friendly cities to retire early without sacrificing comfort

    Want to retire early without draining your savings? Discover India’s most affordable cities—like Mysore, Coimbatore, and Siliguri—offering clean air, quality…

    By Aanya Desai
    July 13, 2025 05:30 IST
    7 Timeless Finance Lessons from Akbar and Birbal Stories
    7 Timeless Finance Lessons from Akbar and Birbal Stories

    What can a 16th-century court jester teach you about modern money? A lot, actually. Hidden in the witty tales of…

    By Aanya Desai
    July 12, 2025 05:30 IST
    personal finance tips
    The hidden financial wisdom in Krishna – Sudama story

    The classical tale of Sudama and Krishna is generally regarded as a tale of friend and divine grace, but it…

    By Aanya Desai
    Updated: July 7, 2025 15:33 IST
    how to get rich
    6 Money Secrets Every 9-to-5 Worker Should Know

    Most people believe getting rich means escaping the 9-to-5 grind, but what if that’s not true? What if your regular…

    By Aanya Desai
    July 2, 2025 06:00 IST
    financial fomo personal finance rules
    Tenali Raman’s survival guide to today’s financial FOMO

    Step into the world of Tenali Raman and uncover six timeless tales that teach clever money-saving habits. From dodging scams…

    By Aanya Desai
    Updated: July 7, 2025 15:36 IST
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    Latest News

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    44,000 crypto traders on Income Tax Dept’s radar: Govt tightens watch on black money in virtual digital assets

    ‘Will be world’s first domino’: Australia becomes 1st country to ban social media for kids under 16

    FE Special | Breathless in India – A farmer-citizen conflict? Not really

    Indian cement industry's volume is likely to grow by 8-9 per cent in the second half of FY26

    Cement demand to surge 8–9% in H2 FY26; Margins to expand on GST cut, premiumisation: Crisil

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