A Reddit post detailing a couple’s financial and career dilemmas while moving between the US, Canada, and India has sparked discussion online. The user explained that despite working for years on OPT in the US, they managed to save only about $180,000 after covering wedding expenses.
Financial Decisions Abroad: US and Canada
“I wanted to move back to India, but my wife and I decided to try living abroad together for a while so I got a transfer to Canada. Looking back, it wasn’t the best financial decision. We didn’t save much in Canada, and she spent 8 months job-hunting after leaving her senior manager role in India where she earned about ₹50L a year,” the Redditor wrote.
The couple initially planned to stay in the US for a few years after obtaining permanent residency but are now reconsidering their plans following personal and family events. “Earlier this year, my mother-in-law passed away, and now my wife, understandably, doesn’t have the same interest as me to move back to India,” they added.
Current Financial Situation and Dilemma
The Redditor shared details of their current savings: “401k: $25k, Vested stock: $120k, Fidelity: $95k, Savings: $85k.” They noted that their wife has not been able to save much due to family responsibilities, despite two promotions in less than four years.
The couple is now debating their next move: whether to relocate to another city in India for work and home ownership, remain in the US on an L1 visa to save more, or return to Canada, get citizenship, and then move to India later with less savings. The Redditor concluded, “We’re in our early 30s, and after moving around so much, we just want to settle down and start a family.”
(This story is based on a post shared by a social media user. The details, opinions, and statements quoted herein belong solely to the original poster and do not reflect the views of Financialexpress.com. We have not independently verified the claims.)