Bajaj Finserv posted an 8 per cent YoY profit growth in the second quarter of the financial year 2025-26. The company reported a consolidated profit after tax (PAT) of Rs 2,244 crore in Q2 FY26. The Bajaj group company’s consolidated PAT in Q2 FY25 was Rs 2,087 crore.
Bajaj Finserv’s interest income grew by 18.27 per cent in the quarter, on a yearly basis. The company’s interest income in Q2 FY26 stood at Rs 19,598 crore, compared to Rs 16,571 crore in the corresponding quarter of the previous fiscal year.
The company’s total income in Q2 FY26 increased to Rs 37,403 crore from Rs 33,704 crore in Q2 FY25, resulting in an 11 per cent YoY growth. The company’s insurance segment, Bajaj General Insurance, recorded 9 per cent YoY gross written premium growth, rising to Rs 6,413 crore in Q2 FY26.
Bajaj Finserv subsidiaries’ performance
Bajaj Finserv’s subsidiary company, Bajaj Finance, reported 22 per cent consolidated PAT growth in the quarter. The company PAT increased to Rs 4,876 crore in Q2 FY26 from Rs 4,000 crore in Q2 FY25.
Bajaj Finance reported assets under management (AUM) of Rs 28,814 crore in the quarter. However, the company now expects AUM to grow 22%–23%, down from the 24%–25% projected earlier, citing rising bad loans in its small business segment and increasing competition in housing finance.
