As we enter into 2025, here is a look at the holiday list for the first month of the year, January. As outlined in the Reserve Bank of India (RBI) holiday calendar, banks in India will remain closed for a total of 13 days in the month of January including public holidays, regional holidays, and regular closures on Sundays, second and fourth Saturdays. January includes festivals like New Year’s Day, Sri Guru Gobind Singh’s Birthday and Makar Sankranti. The RBI’s website provides information about these holidays, which vary by state. While the banks will remain shut on these specific days, customers can access banking services via net banking, ATMs, mobile applications, and bank websites.
In December 2024, banks were closed for 17 days and these holidays included Feast of St. Francis Xavier, Christmas, Goa Liberation Day, and the usual weekend breaks.
RBI classifies holidays into three categories: Real-Time Gross Settlement Holiday, Banks’ Closing of Accounts Holiday, and Holidays Under the Negotiable Instruments Act. Banks remain closed on the second and fourth Saturdays of every month. The RBI had, in 2015, announced that both private and PSU banks in India would remain closed on the second and fourth Saturdays of the month. While on other Saturdays, banks will stay operational full-day. Banks across the country remain closed on Sundays. Further, during state-specific festivals, the banks will remain shut only in those states, while during national festivals, banks stay closed across the country.
Here is a look at the dates of the January 2025 bank holidays across regions.
January 1 (Wednesday): New Year’s Day/Loosong/Namsoong – Banks will stay shut in Aizawl, Chennai, Gangtok, Imphal, Itanagar, Kohima, Kolkata and Shillong on the first day of the year.
January 2 (Thursday): Loosong/Namsoong/New Year Celebration – Banks will be closed in Aizawl and Gangtok.
January 6 (Monday): Sri Guru Gobind Singh’s Birthday – Banks will remain non-operational in Chandigarh.
January 11 (Saturday): Missionary Day/Imoinu Iratpa – Banks will be closed in Aizawl and Imphal.
January 14 (Tuesday): Makar Sankranti/Uttarayana Punyakala/Pongal/Maghe Sankranti/Magh Bihu/Birthday of Hazarat Ali – Banks will stay shut in Ahmedabad, Bengaluru, Bhubaneswar, Chennai, Gangtok, Guwahati, Hyderabad – Andhra Pradesh, Hyderabad – Telangana, Itanagar, Kanpur and Lucknow.
January 15 (Wednesday): Thiruvalluvar Day – Banks will remain non-operational in Chennai.
January 16 (Thursday): Uzhavar Thirunal – Banks will be shut in Chennai.
January 23 (Thursday): Birthday of Netaji Subhas Chandra Bose/Vir Surendrasai Jayanti – Banks will stay shut in Agartala, Bhubaneswar and Kolkata.