During the joint session of the Parliament after the constitution of the 18th Lok Sabha on Thursday, President Droupadi Murmu made reference to several schemes of the Narendra Modi-led government.

Here’s a list of all the schemes mentioned by the President in her speech.

On PM KISAN scheme, the President said, “To enable farmers to meet their small expenses, more than Rupees 3,20,000 crore have been disbursed to them under PM-Kisan Samman Nidhi. In the initial days of its new term, my Government has transferred an amount of more than Rupees 20,000 crore to farmers.”

“The Government has also effected a record increase in the MSP for Kharif crops,” she said.

Ayushman Bharat: All citizens aged above 70 years will be provided free treatment under the Ayushman Bharat health insurance scheme, she said.

The opening of 25,000 Jan Aushadhi Kendras in the country is also progressing at a fast pace, she said.

Under the Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), free health services are being provided to 55 crore beneficiaries, Murmu said.

“Further, the Government is going to take yet another decision in this area. Now all the elderly above 70 years of age will also be covered and get the benefit of free treatment under Ayushman Bharat Yojana,” the President said.

The AB-PMJAY, the largest publicly funded health insurance scheme in the world, aims to provide health cover of Rs 5 lakh per family per year for secondary and tertiary care hospitalisation to 12 crore families.

Pradhan Mantri Awas Yojana (PM-AWAS): President Droupadi Murmu said that in the third term of the Modi government, approval for construction of three crore new houses has been given.

“Over the past decade, various Government schemes have led to greater economic empowerment of women. As you are aware, during the last 10 years, majority of the 4 crore Pradhan Mantri Awas Yojana (PM-AWAS) houses have been allotted to women beneficiaries.

“Now, at the very start of the third term of my Government, approval for construction of 3 crore new houses has been accorded. Most of these houses will be allotted to women beneficiaries,” she said.

PM-AWAS is a credit-linked subsidy scheme by the Government of India to facilitate access to affordable housing for the low and moderate-income residents of the country. Launched in 2015, this scheme is overlooked by the Ministry of Housing and Urban Affairs.

PMAY has two components: one for urban areas (PMAY-U) and another for rural areas (PMAY-G or PMAY-R).

NAMO Drone Didi Scheme: The President said, “The endeavour of the Government is to improve skills and sources of income, and enhance respect for women. The NAMO Drone Didi Scheme is contributing towards achieving this goal.”

“Under this Scheme, women belonging to thousands of Self Help Groups are being provided with drones and also being trained as Drone Pilots,” it added.

Sukanya Samriddhi Yojana: President Murmu said that the government is also aiding in maximising the savings of women.

“We are well aware of the popularity of Sukanya Samriddhi Yojana under which a higher interest rate is being provided to girls on their bank deposits. Women are also immensely benefitting from the schemes providing free ration and affordable gas cylinders,” she said.

The SSY is a National Savings Scheme administered by the Government of India through the Ministry of Finance. This scheme is designed exclusively for the financial benefit of girl children.

It provides one of the highest interest rates among small savings schemes supported by the Government of India. The current interest rate for Sukanya Samriddhi Yojana in the fiscal year 2024-2025 stands at 8.2% per annum, compounded annually.

-PM Surya Ghar Muft Bijli Yojana: President Murmu said, “My Government has also brought a scheme to bring down the electricity bill to zero and generate income by selling electricity. Solar panels are being installed on the rooftops of houses under PM Surya Ghar Muft Bijli Yojana.

“For this, my Government has been providing a support of upto Rupees 78,000 per family. More than 1 crore families have already been registered under this scheme within a very short time,” she said.

“The electricity bill of houses with rooftop solar installation has come down to zero,” she added.

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