Reserve Bank of India Governor Sanjay Malhotra on Monday formally released the national strategy for financial inclusion (NSFI) 2025-30 at the 32nd meeting of the sub-committee of the Financial Stability and Development Council (FSDC-SC).
What does the new strategy prioritise?
The NSFI 2025-30 aims to deepen the financial inclusion ecosystem, and the new strategy shifts the focus from access to effective usage of financial services, ensuring resilience, security, and well-being.
Aligned with the United Nations’ 2030 Agenda for Sustainable Development, it embraces the principle of universality — leave no one behind — and envisions a synergistic ecosystem linking financial services with livelihood initiatives, skill development and digital infrastructure.
Objectives of NSFI 2025-30
The strategy of NSFI 2025-30 is anchored in five objectives, termed Panch-Jyoti: Expanding equitable and affordable services, promoting women-led inclusion, linking finance with livelihoods, leveraging financial education, and strengthening customer protection.
These will be implemented through 47 action points distributed across regulators — RBI, Sebi, Irdai and PFRDA — and institutions like Nabard, NSDC, and NCFE.
