Feb 28, 2025

Top 7 SIP Myths Busted

Kuhu Verma

Only for Small Investors

SIPs are flexible and suitable for all, from beginners to high-net-worth individuals.

Source: canva

Only for Equity Funds

You can invest in debt funds, hybrid funds, and even gold via SIPs.

Source: canva

SIPs are Non-reversable

Investors can increase, decrease, or pause their SIPs anytime.

Source: canva

Only for Lump sum Investment

SIPs help average out costs and minimize risks compared to lump sum investments.

Source: canva

Only for Long-Term

While long-term investments benefit more, SIPs also work well for short-term financial goals.

Source: canva

SIPs are Risk-Free

SIPs reduce volatility, but like all market-linked investments, they carry some risk.

Source: canva

SIPs are One-Time Committment

You can modify your SIP strategy as per changing financial goals and market conditions.

Source: canva

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