Mar 05, 2025
Relying solely on your monthly income without setting aside money for the future can leave you struggling during emergencies or job loss.
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Postponing retirement savings means losing out on compound interest, making it harder to achieve financial security in your later years.
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Excessive credit card use without timely repayments leads to mounting interest rates, increasing your debt burden and financial stress.
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Keeping all your money in a low-interest savings account instead of investing means you’re missing out on compounding growth and wealth-building opportunities.
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Without a proper budget or spending tracker, it’s easy to splurge unnecessarily, leaving little to no room for savings or investment.
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Buying things based on emotions or instant gratification can lead to regret and financial instability in the long run.
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Without an emergency fund, unexpected medical bills, home repairs, or job loss can push you into debt or financial instability.
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