Mar 03, 2025

8 things to know about Warren Buffet’s 90/10 strategy

Anamika Sinha

What is Warren Buffet’s 90/10 strategy?

Warren Buffet’s 90/10 strategy is a simple investment approach in which 90% of funds are put into in a low-cost S&P 500 index fund and 10% in short-term government bonds. It is designed for them who want to attain strong returns by putting minimum of effort and less amount of risk over time.

Source: freepik

Passive Investing

Instead of picking up individual stocks, buffet recommends using diversified, low-cost S&P 500 index fund, according to a report by Investopedia.

Source: freepik

Stock market growth

Trust in market growth, as S&P 500 has a record of delivering strong long-term returns.

Source: freepik

Low fees, high returns

Low fees, high returns-Index funds have nominal management fees and allow investors to have more gains.

Source: freepik

Less of effort and minimal time

Less of effort and minimal time-This approach will need less time and more of patience.

Source: freepik

Avoid emotional investing

Stay away from emotional investing-A wide range of portfolio helps in reducing stress.

Source: freepik

Risk management

Built in risk management: The 10% bond allocation gives liquidity and safeguard from market fluctuations.

Source: freepik

Time tested approach

Time tested approach: Records suggest Buffet’s 90/10 split outshines traditional allocation models.

Source: freepik

Not work for all

Not work for all-This strategy may not suit someone who prefers to preserve their capital or for retirees.

Source: freepik

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