Returning to India after years abroad is often filled with joy and nervousness for many NRIs. The excitement of going back home comes with important questions about how to rebuild life and plan finances. One such NRI, who spent seven years in Australia, shared his story on Reddit. He moved to Australia at the age of 20, borrowing money from family to fund his education. After finishing his studies, he secured a job as a software engineer and slowly worked his way up. Over time, he repaid all the money he owed.
How is his financial status?
Today, he has managed to save around Rs 1.5 crore. He is now preparing to return to Hyderabad in the next six to twelve months. He explains that he promised his mother he would come back one day and live with his parents, no matter what. In his post, he admits that staying in Australia longer could help him save more.
The thought of earning additional money is tempting after working so hard to build this financial cushion. But there is also a desire to settle down, be with family, and think about marriage. Once he returns to India, he expects to have about Rs. 50 lakh in usable funds to start his new life.
He turned to the online community to understand what opportunities he could explore in Hyderabad and how he should invest the money he has earned. While the savings sound impressive, the journey was far from easy. He describes years of physical and emotional exhaustion.
He worked long hours, sometimes 70 to 80 hours a week, took up labour jobs when needed, and often felt completely alone in a foreign land. He says he dealt with health issues, broken relationships, and criticism from relatives back home. But he kept going, determined to survive and succeed. With permanent residency in Australia and the comfort of financial security, he now wants to begin a new chapter in his own country.
‘Why do you want to come back to a third world country?’
Netizens reacted to the post. A user noted, “You seem to have worked hard to get to where you are… I would not want to return to a 3rd world country when there is an option to live in a developed country as a resident.”
He added, “To want to live in peace, away from polluted air/water/soil, away from poor infrastructure and amenities, away from shitty politics and mob culture…This is not “greed for money”. The value of these things will be infinitely more if you ever have children in the future…But hey…To each his own… In most Indian metros, to start a life at 27-28 with 50L in savings is a decent start to a retirement fund with retirement at 60. But you will need to work full time for the foreable future to afford a decent quality of life.”
“Honestly you will need to work because 50L will give you 10000-15000 monthly income even if you invest it. If you want to start something of your own then do not invest in capital intensive business, try service based business,” added a user.
“It’s best to secure a job before traveling back or have companies or connections in Australia recommend you to potential employers, as this will make your transition smoother,” opined a netizen.
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