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Enhance your home loan limit by getting a co-borrower on board

For a home loan, an individual’s ability to get a loan is limited by his income and credit score. But when he pairs with another individual such as a parent, child, spouse or sibling, together they

Three online investment platforms offer tech-savvy investors convenience. Here’s how

Online investment platforms offer tech-savvy investors convenience and ease of operation

Mutual Funds: Here’s why you should approach NFOs with caution

At times NFOs are based on short-term fads which may not play out in the longer term

How to choose an asset allocation strategy that matches your risk appetite

FOR many investors, the biggest issue is asset allocation as it is difficult to time the market. Asset allocation is investing your money into different kind of assets, like equities, bonds, debt (fix

Income tax returns: Can claim be made under Sec 54 for expenditure on house?

The I-T Act allows rectification of any omission in the return, if it is filed within the due date.

Financing a wedding

Look beyond wedding loans from banks to celebrate the big day

Going abroad for employment? Check out the taxation rules first

TAXABILITY of an individual in India is based on the source of income as well as residential status. Residential status is determined on the basis of one’s physical presence in India during the fina

Cancer cover from Birla Sun Life, UTI MF launches capital protection plan, SUD Life launches endowment plan, more

Star Union Dai-ichi Life Insurance has come out with a new non-linked, non-participating endowment plan called Aadarsh, which offers twin benefits of savings and security

Are renters better off than homeowners?

Empirical research shows that if the savings due to renting are prudently invested, the long-term growth in a renter’s wealth will surpass a homeowner’s

3 things to keep in mind while building an emergency fund

AN emergency fund is meant to meet non-recurring expenditures like sudden loss of employment, illness, or an accident. Keep the following things in mind while building an emergency fund.

Insurance regulator’s new guidelines on standardisation in health insurance: Here are key features

The insurance regulator has come out with guidelines on standardisation in health insurance. Here are some important features:

max healthcare

Blockchain can not only transform insurers, but also benefit customers; here’s how

While it certainly transformed the insurance sector, with customers comparing, buying, renewing and storing their policies online, a second revolution may be upon insurance, transforming how companies

Seven common mistakes to avoid while applying for personal loans

WHILE taking a personal loan to finance your needs is a good idea, if not handled well, these loans can even land you in a debt trap. Here are some mistakes that borrowers make while applying for pers

Income tax returns filing

From disclosing LTCG in I-T returns to Income tax, here are answers to your queries

Deduction on interest earned from savings bank accounts in banks, co-operative society (engaged in banking), post office is allowed against taxable income up to Rs 10,000 per annum.

I-T returns: July 31 deadline nears, here are risks and penalties if you skip the deadline or avoid filing

Retirement plan: Five smart ways to build your nest egg

Put in place an appropriate asset allocation strategy comprising equities, debt, gold and real estate for retirement corpus

For lump sum investment go for STP

IN Systematic Transfer Plan (STP), an investor is able to invest a lump sum in mutual fund with the option of transferring the fixed or flexible amount into a different scheme.

bse sensex, nse nifty

Here’s how banks determine your home loan eligibility

Everything from your income and recent financial transaction history to your debt repayment potential plays a part in determining how big a loan is allotted to you.

Planning to buy home insurance? Things you should be aware of

Not confident about FD? Here’s a better alternative

As banks reduce their deposits rate, retail investors are gradually putting money in debt fund of mutual funds.

Little Internet offers best deals in spas, salons, restaurants, more, looks to be largest in lifestyle space

Little Internet has close to one million users on its platform. It has enrolled over 15,000 merchants offering lucrative deals in 11 cities across India

Livpure eyes Rs 1,000 cr sales by 2020; here’s how it aims to get there

Homegrown water purifier major Livpure aims to achieve R1,000 crore sales by 2020, riding on expansion of product line, sales network and growth of online sales

Property sale: Here’s how to handle tax issue in sale of jointly-owned house

An important question that arises here is that if a property is bought in the joint names by spouses using funds from one’s account, whether gains arising from the sale of such a property will be as

News to use: Here’s how to avoid paying interest on credit card dues

One can avoid paying the interest by using the balance transfer facility of another credit card.

Car insurance: 4 ways to get the most out of your cover

Before finalising on add-on covers, one must take note of the total sum insured of the vehicle and the additional premium

car insurance policy

Nestle India rated ‘Hold’ as HSBC looks beyond Maggi noodles for stock catalyst

After the sharp run in stock price, the current valuation multiple implies long-term annualised earnings growth expectation of c13-14%, which in our view is significantly high if not excessive and lim

Suzlon Energy rated ‘Buy’ by HSBC; here’s why

Suzlon management expects industry installations to grow 30% during FY17 to 4.3GW with Andhra Pradesh-Telangana, Gujarat and Karnataka being the prime drivers.

suzlon energy

What is the key to successful investing? Find out here

The Marshmallow test by Stanford University in the late sixties on little children is the pioneering study on delayed gratification and its future outcomes. The study gave an insight in to human behav

Here’s how to generate monthly income from mutual funds

How should I invest my retirement fund in mutual fund to generate a regular monthly income? — C Venkatesh In mutual funds, pension funds invest in a mix of equity & debt ranging from 30% to 100%

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