Personal Finance Print

Not future-ready

Mortality protection gap in India has grown 11% every year between 2004 and 2014.

Not future-ready

Time amplifies money when it comes to compounding

Inflation is often known as a silent killer. Both compounding and inflation are functions of time, but while one multiplies wealth, the other corrodes it

Time amplifies money when it comes to compounding

General Insurance: Gold ornaments stored in locker are not insured by bank

Gold ornaments that you store in your bank’s locker are not insured.

General Insurance: Gold ornaments stored in locker are not insured by bank

Investing: Child’s play? Almost

Child plans provide a viable option for parents looking to save for their ward’s education & marriage. Should you invest?

Investing: Child’s play? Almost

Tax Talk: Tax treatment of income earned by a dependent

Investments made by an individual in the name of a minor, spouse or daughter-in-law have to be included in his taxable income.

Tax Talk: Tax treatment of income earned by a dependent

Private players drive insurance growth

Between April and August this year, the first-year premium of life insurance companies grew 13.8% y-o-y as private players reported a 27% growth.

Private players drive insurance growth

Identifying a benchmark to assess performance of your portfolio

An investor needs to evaluate his own performance with that of the benchmark portfolio performance to assess how his portfolio is faring

Identifying a benchmark to assess performance of your portfolio

Fed-induced volatility continues to be an overhang for gold

In September, the price movement of gold was largely focused on the US Federal Reserve policy. Initially, the markets were gearing up for a rate hike...

Fed-induced volatility continues to be an overhang for gold

The loan rangers

As lending rates drop, a gradual pick-up in credit growth is expected in the latter half of FY16, driven by a rise in retail loans (especially automobile and home) and public sector investments, which

The loan rangers

Tax talk: When reducing tax liability is child’s play

THE government provides tax deductions on investments made and expenses incurred for children. Here are a few ways to reduce your tax liability.

tax News

Self-declaration process eased for fixed deposit, RD

THE government has simplified the format and procedure for self-declaration in Form 15G or 15H.

Income Tax returns filing on job change: Resolving issues arising from multiple Form-16 News

Some debt options you could go for if govt reduces deposit rates

WITH the Reserve Bank of India slashing repo rate by 50 bps to 6.75% on Tuesday, investors who park their money in bank fixed deposits will stand to lose as lenders will now start reducing deposit rat

deposit rates News

Investing: Make future perfect

It’s necessary to forecast important economic variables and estimate biz cycles before taking investment decisions

Investing: Make future perfect

Tax Talk: Buying a house? TDS provisions you must know

OWNING a property is a basic need as well as an important investment avenue. These transactions not only require significant quantum of funds, but also involve tax implications and procedural challeng

Tax Talk: Buying a house? TDS provisions you must know

Expect a lull after the storm

RBI is widely tipped to cut repo rate by 25 bps today in the wake of easing inflation and US Federal Reserve status quo on interest rates.

Expect a lull after the storm

What is home equity and why it’s important to ‘build’ one

Almost all banks or financial institutions appoint an appraiser to calculate home equity. The appraiser considers many factors before arriving at the fair market value of the property

What is home equity and why it’s important to ‘build’ one

Income Tax: Wealth tax won’t be applicable from current fiscal year

I own two flats. I stay in one of them and other is under construction. Will wealth tax be applicable in my case? —  Sumit  Das Wealth tax is applicable on specified assets as defined under sectio

Income Tax: Wealth tax won’t be applicable from current fiscal year

Corporate fixed deposits in demand, should you invest?

While corporate fixed deposits offer lucrative returns, they come with high risk. Exercise caution

irda investment guidelines, newInvestment norms, News

Delay in getting possession of house could have adverse tax consequences

WITH festivals round the corner, builders are enticing home buyers with deals like 'buy now, pay later', 'no VAT/service tax on early bookings', and so on.

Real Estate Bill News

Banking on Technology

Branchless banking channels have grown with wider use of mobile banking, point-of-sale terminals at merchant establishments and pre-paid payment instruments.

Banking on Technology

Avoiding some mistakes that can keep your debt fund ‘safe’

Understanding how your fund invests your money is crucial to ensuring that debt funds remain safe for you. It helps that these risks are well known to experts and, therefore, techniques to manage thes

Avoiding some mistakes that can keep your debt fund ‘safe’

Irdai guidelines may delay transition to paperless system

In September 2013, Insurance Regulatory and Development Authority of India (Irdai) had launched the insurance repository system as a pioneering act even at a global level.

Irdai guidelines may delay transition to paperless system

Investing: Grown-up decisions

Shares of a growth company are often seen as synonymous to growth shares. Here’s why they aren’t

Banking & Finance News

Slow and unsteady

While the government is taking steps to improve the investment climate, the financial condition of infrastructure and metal companies hasn’t improved much...

Slow and unsteady

Let destination decide journey, not other way round

In the context of wealth, when you have an objective you can build a design. And by merely designing a strategy, you significantly increase the chances of attaining the objective

irda investment guidelines, newInvestment norms, News

Tax talk: Tax gains you can make from your losses

While making losses in a volatile market may be unavoidable, one can still maximise income by accounting for losses at the time of calculating the tax liability.

indian rupee News

Gold monetisation, bond schemes: How useful are they

The Cabinet nod to the gold monetisation and sovereign gold bond schemes has provided an alternative avenue to investors.

Gold, dhanteras, Gold prices News
Advertisement
Income Tax Calculator, Budget 2019, How to Calculate Income Tax

 

Stock Market

Advertisement
Advertisement