Personal Finance Print

Self-declaration process eased for fixed deposit, RD

THE government has simplified the format and procedure for self-declaration in Form 15G or 15H.

Income Tax returns filing on job change: Resolving issues arising from multiple Form-16 News

Some debt options you could go for if govt reduces deposit rates

WITH the Reserve Bank of India slashing repo rate by 50 bps to 6.75% on Tuesday, investors who park their money in bank fixed deposits will stand to lose as lenders will now start reducing deposit rat

deposit rates News

Investing: Make future perfect

It’s necessary to forecast important economic variables and estimate biz cycles before taking investment decisions

Investing: Make future perfect

Tax Talk: Buying a house? TDS provisions you must know

OWNING a property is a basic need as well as an important investment avenue. These transactions not only require significant quantum of funds, but also involve tax implications and procedural challeng

Tax Talk: Buying a house? TDS provisions you must know

Expect a lull after the storm

RBI is widely tipped to cut repo rate by 25 bps today in the wake of easing inflation and US Federal Reserve status quo on interest rates.

Expect a lull after the storm

What is home equity and why it’s important to ‘build’ one

Almost all banks or financial institutions appoint an appraiser to calculate home equity. The appraiser considers many factors before arriving at the fair market value of the property

What is home equity and why it’s important to ‘build’ one

Income Tax: Wealth tax won’t be applicable from current fiscal year

I own two flats. I stay in one of them and other is under construction. Will wealth tax be applicable in my case? —  Sumit  Das Wealth tax is applicable on specified assets as defined under sectio

Income Tax: Wealth tax won’t be applicable from current fiscal year

Corporate fixed deposits in demand, should you invest?

While corporate fixed deposits offer lucrative returns, they come with high risk. Exercise caution

irda investment guidelines, newInvestment norms, News

Delay in getting possession of house could have adverse tax consequences

WITH festivals round the corner, builders are enticing home buyers with deals like 'buy now, pay later', 'no VAT/service tax on early bookings', and so on.

Real Estate Bill News

Banking on Technology

Branchless banking channels have grown with wider use of mobile banking, point-of-sale terminals at merchant establishments and pre-paid payment instruments.

Banking on Technology

Avoiding some mistakes that can keep your debt fund ‘safe’

Understanding how your fund invests your money is crucial to ensuring that debt funds remain safe for you. It helps that these risks are well known to experts and, therefore, techniques to manage thes

Avoiding some mistakes that can keep your debt fund ‘safe’

Irdai guidelines may delay transition to paperless system

In September 2013, Insurance Regulatory and Development Authority of India (Irdai) had launched the insurance repository system as a pioneering act even at a global level.

Irdai guidelines may delay transition to paperless system

Investing: Grown-up decisions

Shares of a growth company are often seen as synonymous to growth shares. Here’s why they aren’t

Banking & Finance News

Slow and unsteady

While the government is taking steps to improve the investment climate, the financial condition of infrastructure and metal companies hasn’t improved much...

Slow and unsteady

Let destination decide journey, not other way round

In the context of wealth, when you have an objective you can build a design. And by merely designing a strategy, you significantly increase the chances of attaining the objective

irda investment guidelines, newInvestment norms, News

Tax talk: Tax gains you can make from your losses

While making losses in a volatile market may be unavoidable, one can still maximise income by accounting for losses at the time of calculating the tax liability.

indian rupee News

Gold monetisation, bond schemes: How useful are they

The Cabinet nod to the gold monetisation and sovereign gold bond schemes has provided an alternative avenue to investors.

Gold, dhanteras, Gold prices News

Tax: Why it is important to report your foreign assets and income

Under the I-T Act, 1961, taxpayers are broadly categorised as Ordinary Resident, Not Ordinarily Resident (NOR) and Non-Resident (NR).

tax News

Bank credit: Slow road to recovery

Bank credit — which is the main source of funding for the commercial sector — grew 24% from 2004 to 2008, funding India's 8.8% GDP growth. After the economic slowdown, nominal credit growth is now

Bank credit: Slow road to recovery

Your money: How banks fix their interest rates

Base rate is the minimum rate of interest below which banks cannot lend. The system of base rates was introduced on July 1, 2010, replacing the previous Benchmark Prime Lending Rate

forex scam News

Mutual Funds: Redeem units if you have a liquidity requirement

After the markets correction in the past one month, should I delay redeeming some units from my equity funds? —  Bhupesh Kumar It’s very difficult to exactly time one’s entry and exit perfectly

Mutual Funds, sensex News

curbing mis-selling

Investment products should have no upfront commissions, suggests the Sumit Bose committee

curbing mis-selling

Do not panic if you get notice from taxman

Nobody ever likes to receive a letter from tax authorities, but if you do get one do not panic. Read the notice carefully to see what the tax authorities are actually looking for.

Income tax News

Tax compliance scheme: Which assets you cannot declare

No declaration of foreign assets can be made which have been acquired during the year for which a notice under specified sections of the I-T Act has been issued

tax News

Taxpayers can raise request for re-issue of refund online

Income tax department has come up with various online services for the convenience of taxpayers. For the refund which is returned, you can now raise a request for re-issue of refund online through inc

income tax News

Why it makes sense to invest in defensive stocks in times of volatility

Knee-jerk reaction to market volatility is unadvisable. Instead, opt for defensive stocks and avoid speculation

stock market volatility News

Ulips drive private players’ growth

Private life insurers reported a 24% growth in individual annualised premium in July as unit-linked products continue to drive premium volumes.

Ulips drive private players’ growth
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