Personal Finance Print
Income Tax queries answered: Pay tax on income from shares held abroad
The maximum loss that one can claim under the head of House Property is limited to Rs 2 lakh only.
Want to invest? Look at value averaging investment plans
Investors can turn volatility into their favor by investing higher amounts when the market is falling and lower when the market is rising.
Mutual Fund Investment: Liquid fund yields set to come off
Liquid funds have long been a popular avenue for investors, especially institutional, with a very short-term horizon.
From mutual funds to bonds, your income tax queries answered here
The amalgamation of schemes is not regarded as transfer as per Section 47(xix) of the I-T Act
Budget 2019 agenda: Incentivise homebuyers and boost investor confidence
The Union Budget 2019 needs to solve practical challenges faced by homebuyers due to factors like uncertainty over project approvals, construction delays and completion hassles.
Stock Market Investment: How to gain in a bear market
It’s the bear market which makes you wealthy in the long term as you get to buy stocks at low prices.
Budget 2019: FM Nirmala Sitharaman should focus on uniform tax structure for retirement products
Budget 2019 India: The need of the hour is to establish parity in retirement products and NPS by including all retirement products under Section 80CCC, and exempt annuities from income tax.
Tax talk: You can get tax benefits on personal loans too
If you use the personal loan to buy or construct a house or for any business purpose, you can get tax deduction.
Budget 2019 needs to introduce provisions to deal with splitting of MF portfolio
Union Budget 2019 India: The Securities and Exchange Board of India (Sebi) allows a mutual fund to segregate the downgraded or bad debt securities from the investment grade securities into a separate
Investment tips: Why you need to go in for a goal-based plan
To start with, make a list of your financial goals. Quantify them based on time; short-term goals for 0-2 years, mid-term goals for 2-5 years and long-term goals for 5-25+ years.
Have a question on loans? This may help you
An education loan the EMI essentially starts after completion of the course. In the interim period, you may clear the interest component, every month.
NRIs need to file income tax return to get TDS refund
Income from shifting from one scheme to another scheme of mutual funds is considered transfer and is subject to long term capital gains or short term capital gains depending upon the holding period.
Life insurance: Premium collections of private life insurers up 27 pct
Overall inflows to equity mutual funds were better month-on-month (m-o-m) but broadly still muted. Against this backdrop, the sustenance of such high growth is crucial.
Investment planning: How to make your portfolio work in troubled times
In 2019, till date, the BSE Sensex has delivered an absolute return of close to 10%. But the individual portfolio is not reflecting the same.
Fixed income: Know how to pick the right credit risk fund
With the recent credit downgrades/ defaults by several companies adversely hitting the returns from credit risk funds, it is important to take informed decision before investing in these funds.
Your money: The advantages of being ESG-compliant
With India getting more serious about climate change and pollution control, a company that has the best practices when it comes to the conservation of the environment is less likely to be impacted wit
Stock Market: Do you sell winners and hold on to losers?
Loss-aversion tendency leads investors to avoid realising losses whereas risk-aversion makes them book gains too soon
Learning the basics of forex trading
You need to invest through a Sebi authorised broker to ensure that your forex trading actions are legal
Confused over investment plan? Follow these 5 solid tips
Investments have three characteristics: safety, income and growth. The first thing you need to decide is which of these three characteristics is most important
ITR-2 Form queries answered: NRIs to report capital gains income
As per Section 145, the taxpayer has the option to declare income either on accrual basis or cash basis at his/her choice but the same method should be used every year.
Investing in debt funds? Know your risks
The most important factor to be considered about the issuer of debt, is the ability to repay the capital, and also the interest payouts.
Investor alert! Some lessons from current crisis in debt funds
The spate of defaults and rating downgrades has made it clear about credit risk in debt mutual funds. Investors should not invest in funds that have high exposure to companies having a large leverage.
Home loans: All that you wanted to ask — rules and rates
Usually, there is no limit on prepayment amount. However, some banks have particular restrictions where it has clauses in the arrangement letter.
How to use Net Present Value to determine your investments
Discounting Factor allows us to compare all future cash flows—both positive and negative—generated by an investment decision and arrive at one consolidated value in the present, which is the Net P
Attention depositors! Bank FD interest rates may be cut
Following the repo rate cut, depositors may be hit with falling FD rates. Individuals should lock-in at current fixed deposit rates before banks start reducing the rates
Taking a car loan? Follow these steps
Lenders can investigate the financial condition and loan obligations of an applicant
RBI may cut policy rate by 25 bps again in August
The MPC’s acknowledgement of the need to address the slowing growth strengthens the case for another cut
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