Personal Finance Print News
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Life Insurance: Why Indians are living dangerously
Nirjhar Majumdar | June 18, 2018 12:49 AMHow many Indians are covered by life insurance? According to Irdai’s Handbook 2016-17 (Table 9A), 32.81 crore of policies are in force in the books of life insurance firms in India.
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Investment goals: Tips from FIFA Football World Cup 2018 you can take
June 18, 2018 12:44 AMAs 32 teams are set to do battle to hold the World Cup gold trophy, the team that plays the best across the grueling tournament and has a judicious mix of attack and defence will be the one that will lift the most prestigious trophy in the most followed sport in the world.
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Going abroad? Here’s why you should use your credit cards wisely
Sahil Arora | June 15, 2018 12:51 AMOne must remember that the implications of using your credit card abroad is different from that while transacting in India. There are particular charges that are levied on all international transactions.
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Life insurance: Expect inflows into Ulips to be moderate in FY19
Kotak Institutional Equities | June 15, 2018 12:52 AMPrivate life insurance companies reported 4% growth in individual annual premium equivalent (APE) (16% excluding ICICI Prudential Life and SBI Life Insurance) during May 2018 on a high base – 46% year-on-year (y-o-y) growth in March 2017.
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Motor Insurance: Look beyond your car dealer to buy insurance
FE Bureau | June 13, 2018 1:59 AMCheck if the premium that you are shelling out on buying car insurance from your dealer is much more than what you would be paying if you bought it online.
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Received gift from relative? Check if you have to pay tax on it
June 13, 2018 1:52 AMAny sum of money received without consideration—monetary gift may be received in cash or in kind; i.e., cheque, draft, etc.,—by an individual/ HUF will be charged to tax if the aggregate value of such sum of money received during the year exceeds Rs 50,000.
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Income Tax: Standard deduction on LIC Jeevan Suraksha annuity if started by former employer
Amit Maheshwari | June 13, 2018 1:44 AMIf an employee receives pension from former employer then such amount is eligible for standard deduction.
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Investing in stock market? Know the difference among volatility, risk and uncertainty
Brijesh Damodaran | June 12, 2018 3:49 AMUnlike the last two years, the markets are not really on a roll this year. Crude oil prices are inching up, there’s a looming US-China trade war and the US Fed is reducing its balance sheet.
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Home Finance: Spouse can’t get Pradhan Mantri Awas Yojana subsidy if you have taken the subsidy earlier
Harshil Mehta | June 12, 2018 3:47 AMPMAY subsidy is applicable for first-time home buyers, who will be the end users.
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Stock Market: Should you take up an offer for buyback of shares?
Saikat Neogi | June 12, 2018 3:43 AMFor any buyback, retail investors should look at the size of the buyback offer, the buyback price and the duration of the offer. The higher the percentage of the buyback, the greater the potential for profits.
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Systematic Transfer Plan: Know how STP works
Dhaval Kapadia | June 11, 2018 2:28 AMUnder Systematic Transfer Plan (STP), an investor gives consent to the mutual fund house to transfer certain amount/ units from one scheme to another, of the same mutual fund house at regular time intervals.
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RBI repo rate hike: Bond spreads remain high; here’s why
June 11, 2018 2:24 AMIf the RBI indeed acts on the liquidity front in an assertive manner, we would see short-term market interest rates falling sharply from its current levels.
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Income Tax Return filing: Pick right ITR form based on your performance; here’s how
Neha Malhotra | June 11, 2018 11:07 AMFor individuals and HUFs, ITR 1 to 4 are applicable, depending upon the source/nature of income. Understand the changes in ITR and their impact, so as to prepare better for the tax filing season.
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Life Insurance: Ulips, term protection plan to lead life insurance market
FE Bureau | June 8, 2018 2:57 AMIndia’s life insurance sector has been on a roller-coaster ride. While the structural growth opportunity is large and promising (favourable demographics, increasing financialisation and a large protection gap), near-to-medium term risks exist from regulating product structure, pricing and protecting policyholders’ interests.
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Employee Stock Option Plan: Know how ESOPs are taxed
June 8, 2018 2:50 AMESOPs are taxed twice in the hands of an employee. First, when the employee buys the shares of the company and next when she sells the shares.
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Fixed income: Top ways to invest in volatile debt markets
June 6, 2018 1:49 AMIn summary, one needs to realise that every now and then bond markets suddenly wake up to remind the world of its existence.
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Why you need to be financially literate to make the right investment decision
June 6, 2018 1:43 AMYou are investing your money in financial products, and for that you have to look at the marketing literature.
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Home Loan and Finance: If you keep 30-year period, PMAY subsidy will be only for 20 years
Harshil Mehta | June 6, 2018 12:45 AMPMAY-Gramin is applicable for benefi-ciaries in rural areas for self-construction of pucca houses.
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Travel Insurance: Travelling overseas? Don’t forget insurance – Here is why
Saikat Neogi | June 5, 2018 1:41 AMInsurance companies offer a wide range of specialised travel insurance plans such as family floater, senior citizens, students and multiple trips plans for business travelers.
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Why you need to save 2 times your annual salary by age 35
Adhil Shetty | June 5, 2018 11:37 AMTrying to save 2x by 35 is an excellent target. It creates the solid platform upon which your wealth creation will accelerate with compounded growth.
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Income Tax: No tax payable on inheriting property
Amit Maheshwari | June 5, 2018 1:31 AMDividend received from a domestic company is exempt u/s 10(34) of the Income Tax Act, 1961.
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Motor Insurance: Long-term third-party cover for new private cars and two-wheelers
Saikat Neogi | June 4, 2018 3:03 AMThe Insurance Regulatory and Development Authority of India (Irdai) note underlines that third-party insurance should be five years for two-wheelers and three years for four-wheelers.
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How to plan retirement fund with mutual funds
June 4, 2018 2:58 AMIt is advisable that an investor starts his retirement planning on the first day of the job. It will add value to your planning.
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Your queries: Have a term insurance cover until your retirement age
June 4, 2018 2:52 AMTerm insurance policies are pure protection covers which act as an income replacement shield.
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From mutual funds to fixed deposits, check top 5 investment tips to make your money earn for you
FE Bureau | June 1, 2018 2:22 AMFrom equity mutual funds to bank fixed deposits, investment planning needs careful analysis of the returns and the tenour
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Stock Markets: Why investors should not let market corrections dampen their spirits
Saikat Neogi | June 1, 2018 2:13 AMLong-term investors should not let market corrections dampen their spirits. Instead, they should buy more stocks when the prices are low to bring down the average price for the shares
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Is married daughter considered as member of Hindu Undivided Family (HUF)?
Suraj Nangia | May 30, 2018 2:40 AMA married daughter is considered as members of the HUF as per the Hindu law.
Horoscope: By Peter Vidal
SAGITTARIUS Your creative energy should now be at a peak, but not perhaps because the stars are all on your side. On the contrary, challenging romantic stars remind us of the cliché that all great art stems from… read more
