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Tier-1,2 or 3 stocks: An investor’s quandary

The ongoing global and domestic economic slowdown raises concerns about the market’s valuations in general

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Vision 2019: Chip industry leads in AI adoption, says Accenture

Nearly nine in 10 semiconductor executives (88%) say that 5G, the next generation of wireless technology, will revolutionise their industry by offering new ways to provide products and services.

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Digital printing is the next big thing: Kuldeep Mahotra, vice president, sales, Konica Minolta Business Solutions India

In order to achieve a revenue target of `1,000 crore by 2022-23, we are also augmenting our operations across the board – right from our channel strategy to product innovation, says Kuldeep Malhotr

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Husband, wife can’t claim to self-occupy different properties for tax purposes

Assuming both would be residing in the same house, each of you cannot claim to be occupying a different property for tax purposes.

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Benefits of starting your tax planning early in the year

For a smooth tax filing process, all your tax-related documents ought to be kept securely.

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Explained: Why you need to wait to reap the benefits of insurance

While there is scope to bring in more exciting features in traditional products, insurers need to build a committed band of agents who can make customers understand the need to remain loyal to a produ

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Negative yield on bonds globally pushing up gold prices to new highs

If growth worries persist due to trade war, gold prices would go even higher driven by large ETF gold holdings

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Under DTAA, you can claim credit for taxes already paid in Nepal

For unlisted shares, if capital gain is long term, it is calculated by deducting indexed cost of acquisition from sales considerati-on.

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Financial planning: Why you need to rebalance your investment portfolio

Rebalancing works as a risk minimisation strategy, allowing the investor to periodically line up investments in alignment with their goals

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Rising gold prices: Should you buy now?

While the value of gold has increased 8.5 times in the last 25 years, the BSE Sensex in the same period has gone up by 9.5 times

gold prices, US-China trade war, domestic price of gold, gold demand, Sovereign Gold Bond, paper gold News

Your money: Delay in investment could cost you a fortune

We do not truly understand the power of compounding until we experience it and by then it is too late to capture lost time

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Financial planning: Here are four tips that may help in long-term investments

To tide over tough times, investors must set aside a fixed income corpus with tax free bonds and high quality debt instruments

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Now, mPokket small – ticket loans for salaried class

The digital lending platform has disbursed loans worth Rs 600 crore to students since its inception in December 2016

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Your money: Loan growth showing signs of moderation

Loan growth for the industry has declined to 12% in 1QFY20 compared to 15% last quarter due to deceleration in retail demand, slowdown in auto loans and two-wheelers has led to slightly moderated grow

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Income Tax Return 2019: Pre-filled ITR forms to make filing easier

According to media reports, the government is in talks with the markets regulator to get details of investment returns of taxpayers. The pre-filled forms will have salary break-up from Form 16.

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TDS on salary income has to be deducted on every month’s salary

Section 54EC provides exemption of tax on amount of capital gain invested in the specified bonds. Thus, only the amount of capital gain, not the sales consideration, is to be invested in specified bon

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Recognise risks and opportunities and be prepared for multiple outcomes

Today, all policy emanating out of the US is intended to insure there is no sell-off in the S&P 500. Once markets sold off this month, Trump pulled back on China tariffs, called bank CEOs, and gave Hu

risk, opportunity, multiple outcome, personal finance, money, bank, market, growth  News

Stock Markets: Promoters pledging shares; is it a danger signal?

Before investing, investors must analyse the reasons for the company pledging shares. However, if the quantum of pledged shares is increasing then it becomes a worry and investors must stay away from

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For good returns, equity investment should be held for these many years

A longer horizon allows a fund manager to stick to stocks wherein he has high degree of conviction, which may need time to play out depending on the stage of the economic cycle.

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Do you ask the right question before deciding on investing?

And these questions should then lead to the asset allocation and the expected returns on the investment. But invariably, the first question one asks is: What is the return I can get?

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Why financial planning is essential early in your career

Try to save 30% of your net-of-tax earnings and don't fall prey to debt traps by spending more than your earnings.

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Taking a home loan? Five steps to plan your home loan EMIs

If you do not have existing debt, lenders ask you to pay 40% of your income towards loans. If you sense you will earn a higher salary in the future in the form of hikes, bonuses, incentives, you can c

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Lock in higher rate of return on annuities now

With interest rates falling, insurers are likely to reduce the annuity rate. Those aged 50 and above must buy annuity policies at current rates to enjoy high income rest of their life

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Non-convertible debentures: Four factors to consider when investing in NCDs

Investors need to consider aspects such as safety, liquidity, diversification and tenure of investment

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Life insurance: Strong growth momentum in individual business

HDFC Life, Max Life, Tata AIA, Birla Sun Life & Bajaj Life delivered strong growth in individual APE in July

ICICI Prudential Life’s individual APE growth was flat y-o-y while SBI reported 24% y-o-y rise. (Illustration: Shyam Kumar Prasad) News

Stock markets: Know how factor investing works

Allocating investment capital to factors could be a better way to diversify rather than allocating across asset classes as it will help to reduce risk and increase returns

The BSE and the NSE have launched the factor indices at the end of 2015 and the middle of 2017, respectively after MSCI launched the world factor indices. (Illustration: SHYAM Kumar Prasad) News

Personal loans are also on floating interest rates

Very few bank loans in India are on a fixed interest rate basis. Personal loans are also on a floating rate.

Indian Overseas Bank, IOB, home loan, personal loan, Micro, Small and Medium Enterprises, MSME, MCLR News
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