Personal Finance Print

Fixed income: Top ways to invest in volatile debt markets

In summary, one needs to realise that every now and then bond markets suddenly wake up to remind the world of its existence.

Why you need to be financially literate to make the right investment decision

You are investing your money in financial products, and for that you have to look at the marketing literature.

Home Loan and Finance: If you keep 30-year period, PMAY subsidy will be only for 20 years

PMAY-Gramin is applicable for benefi-ciaries in rural areas for self-construction of pucca houses.

Travel Insurance: Travelling overseas? Don’t forget insurance – Here is why

Insurance companies offer a wide range of specialised travel insurance plans such as family floater, senior citizens, students and multiple trips plans for business travelers.

Why you need to save 2 times your annual salary by age 35

Trying to save 2x by 35 is an excellent target. It creates the solid platform upon which your wealth creation will accelerate with compounded growth.

Income Tax: No tax payable on inheriting property

Dividend received from a domestic company is exempt u/s 10(34) of the Income Tax Act, 1961.

Motor Insurance: Long-term third-party cover for new private cars and two-wheelers

The Insurance Regulatory and Development Authority of India (Irdai) note underlines that third-party insurance should be five years for two-wheelers and three years for four-wheelers.

How to plan retirement fund with mutual funds

It is advisable that an investor starts his retirement planning on the first day of the job. It will add value to your planning.

Your queries: Have a term insurance cover until your retirement age

Term insurance policies are pure protection covers which act as an income replacement shield.

From mutual funds to fixed deposits, check top 5 investment tips to make your money earn for you

From equity mutual funds to bank fixed deposits, investment planning needs careful analysis of the returns and the tenour

Stock Markets: Why investors should not let market corrections dampen their spirits

Long-term investors should not let market corrections dampen their spirits. Instead, they should buy more stocks when the prices are low to bring down the average price for the shares

Is married daughter considered as member of Hindu Undivided Family (HUF)?

A married daughter is considered as members of the HUF as per the Hindu law.

Wonder.Legal helps create legal documents quickly and easily

This start-up enables users gain access to high-quality legal documents at a fraction of law firm prices

Equity Mutual Funds: Why it is important to understand growth and value style of investing

Equity mutual funds follow two styles of investing: Growth and Value.

Investing in corporate fixed deposits? Here are four points to consider

While most risk-averse investors prefer to invest in bank fixed deposits with low risk and low gain, one must also look at corporate fixed deposits after weighing their merits and limitations

Flexiloans: Fintech start-up offers working capital, lines of credit, loans against invoices and more without collateral

The fintech start-up offers working capital, lines of credit, loans against invoices or POS transactions without requiring any collateral to SMEs

How to invest for your child’s education

With increasing costs of higher education, it is essential to plan for it early with proper asset allocation and portfolio re-balancing when required

Long-term investing lesson to learn from Chennai Super Kings victory in IPL 2018 final

You should increase the allocation to equity as more evidence about improved market situation is noticed. You should invest the money lying in cash/liquid mutual funds and revisit your asset allocati

Brigade Enterprises: Axis Capital says ‘buy’; cancellations affect pre-sales in quarter

Collections improved, led by greater traction in ready inventory; company looks to double pre-sales in FY19

Home Loan query: Eligibility depends on income and repayment record

The home loan eligibility will be based on your income and repayment track record.

Sold property? Know if you can invest up to Rs 50 lakh proceeds in tax saving bonds

As per Section 54EC, you can invest your proceeds from sale of house up Rs 50 lakh in tax saving bonds (capital bonds) issued by NHAI, REC, etc., within six months from the date of sale.

Want successful lifelong investment strategy? Here’s what you should do

Goal-based investing ensures that the product selected is appropriate for your specific goals – it is a means to an end, not the end in itself.

Important financial planning tips: Are you self-employed? Get money-savvy with these 4 suggestions

Given that the self-employed have irregular income, it is essential to have adequate emergency funds, life and medical insurance

Top 4 reasons to continue with your SIP in a volatile market

Starting an SIP tends to bring discipline to our portfolio as SIP investors buy even when the markets are low, which actually is the best time to buy. As an investor you don’t need to time the marke

Mutual Funds: Are the good times over for balances funds?

Fixed income savers who have invested in balanced funds for monthly or regular returns are heading for tough times. Balanced funds is a good category provided you have a 3- to 5-year horizon.

Income Tax: Deadline for filing belated ITR of Assessment Year 17-18 is over

Employees need to submit Form 12BB to their employer, mentioning the property owner’s name, address and the PAN.

Fixed Deposits: Looking for alternatives to bank FDs? Check out Dewan Housing’s NCDs

For risk-averse retail investors, Dewan Housing Finance Corporation Ltd (DHFL) has launched Non Convertible Debentures.

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