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Budget 2019 needs to introduce provisions to deal with splitting of MF portfolio

Union Budget 2019 India: The Securities and Exchange Board of India (Sebi) allows a mutual fund to segregate the downgraded or bad debt securities from the investment grade securities into a separate scheme with a separate Net Asset Value (NAV).
INDIA BUDGET 2019 News

Life insurance: Premium collections of private life insurers up 27 pct

Overall inflows to equity mutual funds were better month-on-month (m-o-m) but broadly still muted. Against this backdrop, the sustenance of such high growth is crucial.

Insurance News

Investment planning: How to make your portfolio work in troubled times

In 2019, till date, the BSE Sensex has delivered an absolute return of close to 10%. But the individual portfolio is not reflecting the same.

Money News

Fixed income: Know how to pick the right credit risk fund

With the recent credit downgrades/ defaults by several companies adversely hitting the returns from credit risk funds, it is important to take informed decision before investing in these funds.

Money News

Your money: The advantages of being ESG-compliant

With India getting more serious about climate change and pollution control, a company that has the best practices when it comes to the conservation of the environment is less likely to be impacted wit

Industry News

Stock Market: Do you sell winners and hold on to losers?

Loss-aversion tendency leads investors to avoid realising losses whereas risk-aversion makes them book gains too soon

According to this theory, people are loss-averse and evaluate gains and losses with respect to a specific reference point. (Illustration: Rohnit Phore) News

Learning the basics of forex trading

You need to invest through a Sebi authorised broker to ensure that your forex trading actions are legal

Currency pairs, such as US Dollar and INR, UK Pounds and INR or Euro and INR are the type of Forex trades allowed. News

Confused over investment plan? Follow these 5 solid tips

Investments have three characteristics: safety, income and growth. The first thing you need to decide is which of these three characteristics is most important

Make a list of all investment choices that meet your stated goal. Then take the time to understand the pros and cons of each instrument. Then, narrow down your final investment choices to a few that you feel confident about (Illustration: Rohnit Phore) News

ITR-2 Form queries answered: NRIs to report capital gains income

As per Section 145, the taxpayer has the option to declare income either on accrual basis or cash basis at his/her choice but the same method should be used every year.

The capital gain on the sale of your ancestral property shall be calculated by deducting the indexed cost of acquisition from the sale proceeds. News

Investing in debt funds? Know your risks

The most important factor to be considered about the issuer of debt, is the ability to repay the capital, and also the interest payouts.

As an investor, it is important that we know what exactly constitutes risk and what is uncertainty (Illustration: Rohnit Phore) News

Investor alert! Some lessons from current crisis in debt funds

The spate of defaults and rating downgrades has made it clear about credit risk in debt mutual funds. Investors should not invest in funds that have high exposure to companies having a large leverage.

Around 160 debt mutual fund schemes had exposure to the debt papers of DHFL worth Rs 5,236 crore as on April 30, 2019. (Illustration: Rohnit Phore) News

Home loans: All that you wanted to ask — rules and rates

Usually, there is no limit on prepayment amount. However, some banks have particular restrictions where it has clauses in the arrangement letter.

Check if your bank has any restrictions on pre-payments News

How to use Net Present Value to determine your investments

Discounting Factor allows us to compare all future cash flows—both positive and negative—generated by an investment decision and arrive at one consolidated value in the present, which is the Net P

NPV can be a powerful tool in your investment strategy. (Illustration: Rohnit Phore) News

Attention depositors! Bank FD interest rates may be cut

Following the repo rate cut, depositors may be hit with falling FD rates. Individuals should lock-in at current fixed deposit rates before banks start reducing the rates

Reserve Bank of India, Bank FD interest rate, Monetary Policy Committee, Kotak Institutional Equities, fixed deposit rates, CARE Ratings, DHFL News

Taking a car loan? Follow these steps

Lenders can investigate the financial condition and loan obligations of an applicant

car loan, car loan tips, Fixed Obligation to Income Ratio, lower car loan interest rate, car loan process News

RBI may cut policy rate by 25 bps again in August

The MPC’s acknowledgement of the need to address the slowing growth strengthens the case for another cut

RBI, Monetary Policy Committee, RBI growth-inflation trajectory, Rate cuts, Basel III Standards, CPI inflation News

Motor insurance: Third-party cover gets costlier; new rates come into effect from June 16

The new rates come into effect from June 16. However, premium for long-term cover remains unchanged

Motor insurance, Irdai, Bajaj Allianz General Insurance, Electric vehicles, long term premiums News

There is a severe cybersecurity skills shortage: Rajesh Maurya

Security must be natively embedded in the SD-WAN solution itself to reduce the device footprint needed to protect the branch office.

India Inc, cybersecurity, cybersecurity jobs, cybersecurity courses, cybersecurity skills, digital leadership, Capgemini, Digital Transformation, News

Interest on CPF retained after retiring liable to tax

As per some recent rulings, the interest earned subsequent to retirement is liable for tax in your hands at applicable slab rates.

Contributory Provident Fund, interest CPF, Public Provident Fund, PPF, NPS, Employees News

Future of self-service is customer-led automation

Gartner says the trend of customers assigning their digital activities to VPAs & chat-bots will grow over the next 10 years

IT jobs loss, IT Hiring, IT loss, ITeS, BPO, automation in jobs, self service robot, self service, self service automation, News

RBI monetary policy: Reserve Bank may again reduce repo rate by 25 bps

By Pankaj Pathak As Reserve Bank of India (RBI) is going to announce its monetary policy on June 6, the street has priced for at least 25 basis points reduction in the policy repo rate. Furthermore, t

RBI, RBI Monetary Policy, Monetary Policy, DBS, Reserve Bank of India, News

Real Estate Investment: Five tips to help you earn high rental income

When people invest in real estate, they look for capital appreciation of the property along with the rental income to get the return on their investment.

rental income, housing rent, income tax, income tax rules, new income tax rules, taxpayer alert, house loans, News

In which ITR Form NRIs need to furnish income tax return?

A non-resident or a person not ordinarily resident in India, earning income in the form of salary and interest, is required to furnish return of income in India.

itr filing, income tax return filing, income tax efiling, itr filing 2019, income tax NRI News

Stock corner: ‘Reduce’ PNB, Q4 shows bank still in weak terrain

Management continues to focus on recoveries, sale of non-core assets and conservation of capital. We, however, believe a weak earnings profile, structural operational issues and a diluted franchise (C

PNB, PNB profit, PNB earning, PNB corporate result, banks, indian banks News
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