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SteelonCall: This startup in steel sustains its business by charging Rs 200 per tonne levied on each transaction
How contrarian measures are better suited to kick-start industrial revival and help in job creation
If trade wars continue, it will be tough for India to keep export competitiveness high
World is consuming resources at an alarming rate, far quicker than our planet can replenish

Personal Finance Print News

With deposit rates broadly stable, further rise in MCLR at a swift pace is less likely
Kotak Institutional Equities | August 20, 2018 12:39 AM
Reserve Bank of India’s data for system-wide average lending and deposit rates for June continued to indicate a flattish trend for the sector (slack period), the outcomes similar for private and public banks.
Your medical insurance plan will now cover mental illness, similar to those offered for treatment of physical illness
Saikat Neogi | August 20, 2018 12:35 AM
The insurance regulator has directed insurance companies offering health insurance to cover treatment for mental illness.
Borrowings: Should you fund an investment with a loan?
August 17, 2018 1:06 AM
Investments are made in the market, where future returns are a matter of expectation, i.e., the return on investment is not a ‘given’. One may expect the market to yield high returns, but that is an expectation.
Tax talk: Know how rent-free accommodation is taxed
August 17, 2018 12:52 AM
Given an option to choose between RFA and house rent allowance (HRA), an employee should do a back-of-the-envelope calculation to see which one is more beneficial, keeping in mind his requirements, salary level, perquisite value and the tax impact.
Stock markets: Investing in a cash-rich firm? Check the source of cash
P Saravanan | August 15, 2018 12:12 AM
As an investor, you should know why a firm’s cash pile has goes up. Look at the cash flow statement and not the balance sheet to know the source of such funds.
General Insurance: You have to submit PUC certificate to renew car insurance
FE Bureau | August 15, 2018 12:12 AM
As per the recent Supreme Court order and subsequent circular from Irdai, car owners have to submit PUC certificate while renewing car insurance.
Investment planning: Know how to set ‘SMART’ financial goals
FE Bureau | August 15, 2018 12:12 AM
SMART where S=Specific, M=Measurable, A=Achievable, R=Relevant and T=Timely, is the simple logic that helps in setting your financial goal.
Tax planning: Four tips for selecting tax-savings investments
Saikat Neogi | August 14, 2018 12:58 AM
For tax-savings related investments, look at the tenure, returns offered and the taxability of the returns.
Income up to Rs 1500 per minor child is exempt from income tax
Amit Maheshwari | August 14, 2018 12:54 AM
The income earned in the name of minor is taxable in the hands of the parents whose income is greater, before adding such income of minor.
Improper asset allocation is biggest impediment in wealth creation
Brijesh Damodaran | August 14, 2018 12:47 AM
If you have invested money recently, it is not the time to pull out or exit. Try to understand, why are you investing and what is the expectation you have from the investment. And then re-jig, if required.
Investing for the long term? Here are five tips to follow
FE Bureau | August 13, 2018 11:24 AM
For long-term wealth creation, patience is the biggest virtue. Short-term market movements shouldn’t be the driving force behind your investment decisions or related actions.
Continue to invest in equities via SIP, investors can expect decent return from equities over a long period
FE Bureau | August 13, 2018 1:51 AM
During the month of July, S&P BSE Sensex rose 6.36% on total return basis and the index touched new all-time high in the month.
Retirement planning: Know the risks that can crack your nest egg
FE Bureau | August 10, 2018 11:34 AM
It is important to let your regular income continue after retirement, but it is also equally important to not let that income erode due to inflation, interest rates or unexpected healthcare costs
ITR filing: Did you get a defective income tax return notice? Here’s what you need to do
FE Bureau | August 10, 2018 11:27 AM
Revise the defective ITR within 15 days of notice addressing the defects
Explained: How technology can help make buying insurance easier
Saikat Neogi | August 8, 2018 3:23 AM
From purchasing a policy to raising a claim to assessing risks more accurately, technologies such as Artificial Intelligence, Internet of Things and wearables can make it easier for both customers and insurers
Home Finance: Need to change your lender? Opt for home loan balance transfer
Harshil Mehta | August 8, 2018 3:17 AM
Home loan repayment is categorised into repayment of principal amount and the interest on the home loan.
SIP investments in ELSS more volatile than NPS in long term
Brijesh Damodaran | August 8, 2018 3:10 AM
National Pension Scheme (NPS) as a retirement planning tool has been gaining traction since it was thrown open to all classes of investors in July 2009.
Income Tax: You have to pay 20% tax on capital gains made from property sale
Suraj Nangia | August 7, 2018 1:36 AM
Whenever a property is sold in India, the seller makes a capital gain.
Bond market rates to remain neutral over the medium term
FE Bureau | August 7, 2018 1:13 AM
The Monetary Policy Committee (MPC) of Reserve Bank of India (RBI) raised repo rate by 25 basis points (bps) for the second time in two meetings. Given rising inflation and various upside risks to future trajectory, the rate hike was warranted.
Five steps to build a solid child education plan
Adhil Shetty | August 6, 2018 1:22 AM
Check out the five steps to building a solid child education plan.
Know how your pension can be taxed
FE Bureau | August 6, 2018 1:10 AM
Taxability of commuted pension depends on the status of the employee and whether she has received gratuity.
Two months, two rate hikes: FDs, small savings to become attractive post RBI rate hike
Saikat Neogi | August 3, 2018 1:31 AM
Given the hike in repo rate, if you are looking at locking money in bank deposits for a longer tenure, it makes sense to do it now.
Private banks rely more on financial sector for funds
FE Bureau | August 3, 2018 1:27 AM
The CASA share shift continues towards private banks with a gain of 220 bps y-o-y led by current accounts.
Understand the power of compounding – Why starting early is the key to building wealth
Saikat Neogi | August 1, 2018 12:08 AM
Early investors always gain from the power of compounding. Investing in a systematic investment plan in equity mutual fund, PPF or NPS at an early stage can help the investor to accumulate a large corpus just by the power of compounding.
Mutual Funds: Here is why you must not stop SIP when markets are down
FE Bureau | August 1, 2018 12:07 AM
By stopping SIP when markets are down, you lose opportunity for rupee cost averaging.
Explained – How to save tax on mutual fund investments
FE Bureau | August 1, 2018 12:07 AM
One of the best ways to invest your money is investing in mutual funds (MF). Here’s how MF returns are taxed and possible ways to save tax on such returns.
Borrowings: How to get a loan against property
Saikat Neogi | July 31, 2018 1:05 AM
Public and private sector banks and even housing finance companies offer loans against property, usually providing around 60% of the value of the property as loan.

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Horoscope: By Peter Vidal

Today ( 20 Aug )This Week ( 19 Aug - 25 Aug )

SAGITTARIUS Your creative energy should now be at a peak, but not perhaps because the stars are all on your side. On the contrary, challenging romantic stars remind us of the cliché that all great art stems from… read more