Personal Finance Print

Health insurance: Here’s how to choose the right plan

Most coverage benefits under a health plan have sub-limits which limit the extent of coverage allowed under the benefit. Room rent limit is one such common sub-limit found in many health insurance plans. The limit is usually either expressed as an absolut
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Term insurance cover must be equal to total income of 10-15 years

Your life insurance plan should be a mix of income and saving plans to provide funds at specific points in time for your daughter’s education and help create a corpus for future needs.

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Financial planning: Investment options for securing your kid’s future

If you are looking for higher returns and liquidity with low investment cost, you should consider investing in mutual funds to secure the financial future of your children. Equity funds can garner goo

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How investors can benefit from corporate tax cuts

Corporate tax reduction is credit positive for companies as it enables them to generate higher post-tax income and this incremental money is channelised further.

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Smart investments! Dividend or growth: Which one is better?

In other words, your earning from the dividend option is not higher than your earning from the growth option, though it may psychologically feel better because of the regular flows.

If the fund had not paid out that dividend, it would have remained there. News

Irdai calls for wellness features in health insurance plans

Policyholders can avail value-added benefits such as outpatient consultations and health check-ups which will help them get diagnosed at an early stage, making preventive healthcare more prevalent.

Insurance News

Life insurance: Private insurers see muted growth in premiums

Private insurers saw 5% y-o-y growth in overall annualised premium equivalent in September.

Insurance News

Equity investing: Stick to SIPs in volatile phase

With SIP AUM crossing the Rs. 3-lakh crore mark, investors are realising that this route of investing can help them sidestep behavioural weakness during volatility.

Money News

Reduce the tenure of your home loan if you have comfortable cash flow

If monthly cash flow is tight, and you are unable to save for future goals, go for EMI reduction.

Money News

Investing for child’s future? Here’s what you must do

Our in-house research shows that school fees, tuition fees and other associated expenses have risen by 150% in the last 10 years.

Money News

Five smart tips on setting financial goals

Setting financial goals early in your career will give you time to draw out detailed plans on how to channelise your savings and investment returns to meet your targets.

Money News

Capital gains tax rate depends on holding period

For holding periods of more than one year in equity mutual funds, long-term capital gains tax at 10% (excluding cess) is applicable on gains exceeding Rs. 1 lakh in a financial year.

Income Tax News

Suffering from diabetes? Buy a health cover

The cost of diabetes care has gone up manifold in recent years putting financial burden on families whose members suffer from the ailment.

Insurance News

BHIM 2.0: Transacting with ease

With new add-ons, NPCI is trying to bring the Bhim app on par with other payment options.

Money News

Buying a health plan for your parents? Check these 4 crucial factors

Go for an independent policy rather than a family floater as group cover does not always include pre-existing diseases.

Insurance News

Four crucial financial steps when going through a divorce

However complicated and exhausting the entire process of divorce is, one cannot ignore the financial impact it will have on one’s future

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Reliance health Insurance to stop selling policies

Irdai has said that the interests of policyholders will be protected and all genuine claims will be honoured

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Insurers need to leverage digital wave, data

Insurance companies must accelerate the process of digitisation and automation by deploying next-generation technology, says a BCG-Ficci report

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Are you a risk-averse investor? Here’s a check-list

The more risk you can take on, the more risk-seeking you are as an investor. In this case, you are more likely to suffer a loss, but you are also more likely to get higher returns, as risk and return

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Encashment of NHAI bonds before maturity attracts LTCG tax on sum invested in bonds

Section 54EC provides that if a taxpayer invests his long-term capital gains in specified bonds (i.e. NHAI bonds), then the amount of capital gains so invested shall be exempt up to the monetary ceili

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Impact investing: Know how it works

Impact investing has emerged as a new asset class in India, with social venture funds providing capital and support to social enterprises.

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Why your smartphone, too, needs an insurance policy

While most manufacturers offer a single year warranty, an extended warranty helps take this cover beyond this period to up to three years.

Insurance News

Which loan should you prepay first – car loan or housing loan?

It is not advisable to keep a loan outstanding on a depreciating asset. Here is why.

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Fixed income: Here’s how you can make your investments tax-efficient

For investors in lower tax bracket, choose your investment options so as to lower your tax burden.

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