Personal Finance Print

Stock markets: Are we headed for a bubble-burst?

Every time the stock market falls, experts start talking about stock market bubble and bubble bursting. We saw it twice in 2018. It was the beginning of February 2018 and market started falling from all-time highs. Nifty was trading at PE (price-earnings)
Markets News

Investment planning: Align tax saving investments with your asset allocation strategy

Lay down your investment goals, the time horizon and anticipated returns from different equity-linked and debt-related investments, then reap the compounding benefits and save tax, too.

Money News

Life insurance: Annual premium collections of private sector players up 14 per cent

Private sector players reported improvement in individual Annualised Premium Equivalent (APE) growth, up 14% year-on-year (y-o-y) in December 2018 after remaining flat in November 2018.

insurance, life insurance, lic News

Read fine print in home loan contract for hidden charges

If you have availed loan on a floating rate basis, with the change in MCLR/ erstwhile bank PLR, interest rate should be reset automatically.

home loan, real estate sector, real estate industry News

Take personal term plan along with group life insurance: Pankaj Razdan

Primary objective of term insurance is to eliminate financial burdens a family might face in case of untimely death of the earning member.

Insurance News

How to repay loan: The snowball method can be the magic to live an EMI free life

Is it possible to lead a debt-free life as most of us are burdened with car loan, education loan, personal loan, credit card outstanding, etc?

Money News

Your money: Modern-day fasting in the investment world

An investor is regularly confronted with a melee news flows, analysis and “good faith” advise.

Money News

Home loans: Five tips to enhance your eligibility

Shorter tenures imply higher EMIs, which may impact the repayment capacity of borrower and hamper their loan eligibility as well.

Money News

Making money work: Here’s why you need financial plan to achieve goals

You don’t need to invest large amount of money to reach your goals. All you need is a financial plan that can help you to pursue your financial goals

Money News

Tax on Employee Stock Ownership Plan is as perquisites or capital gains?

Organisations often use ESOPs as a tool for retaining their employees and rewarding loyalty.

Money News

Personal finance: How ELSS is ideal for young investors

The main purpose of ELSS is helping individuals to avail income tax benefits under Section 80C of up to Rs 1.5 lakh a year along with continued growth of fund. Fundamentally, equity investments are su

Money News

Policy revival is two years from last unpaid premium

Revival or reinstatement of a policy post non-payment of premiums depends on the type of policy and differs from product to product like term plans, endowment plans

Money News

Side pocketing: Here are pros and cons for retail investors

The Securities and Exchange Board of India (Sebi) permitted the mutual funds who have an exposure to troubled assets (such as IL&FS) and certain funds giving negative returns, to use side- pocketing t

Money News

Here’s how you can design a well-diversified mutual fund portfolio

There are so many options in mutual funds that most of the investors are confused which one is right for them. There is no such thing as a perfect mutual fund portfolio.

Money News

2019 looks good for bond fund investors

For bond investments, we take a view on interest rate movements. To be noted, in bonds or bond funds, most of the returns come from the accrual, i.e., the coupon receipts and a small component comes f

bond fund, investors News

Here’s why you need to make full disclosure to health insurer

ealth insurance plays a critical role in case of any unforeseen medical exigency.

health insurance News

Home loans: Tax benefit on dependent on timing of repayment

Prepayment of home loan does not entail any specific benefits whereas benefit on repayment of the home loan is provided by I-T Act.

Budget 2019: Industry bodies demand cut in corporate taxes. News

Money matters: Five simple ways to make your money work for you

Money is a great seed which when planted and nurtured can generate more money

how to make money, how to dace money, liquid funds, fixed deposits, minimum balance in saving account, PPF News

Financial Planning: Decide on your savings goal at the year’s start

To conclude, by adopting the above, you are positioning yourself in the best possible place for achieving financial success, but it takes extreme discipline, dedication and repeated sacrifice.

Money News

Take up this 30-day money challenge to save more

Wait no more and take up the 30-day money challenge. As you refrain from impulse purchases, saying no to frivolous spending in the future only becomes easier.

Money News

What are debt mutual funds and what is the credit risk involved

Investors should, however, understand that these are MTM products and, thus, exposed to market risk. Further, investors should avoid concentration of the risks identified.

Money News

From data protection to cloud: Cybersecurity forecast for 2019

TIP: To succeed, enterprises must have the processes, technology and – most importantly – people in place to keep systems adequately secured. Reducing cyber risk requires having integrated, automa

Industry News

For NSC interest, pay quarterly advance tax or pay when filing ITR

The payout is not subject to TDS, hence you will need to pay the tax either by paying quarterly advance tax installments, if applicable to you or at the time of filing your income tax return.

Money News

Financial Planning: Six tips towards building wealth in 2019

In the world of personal finance, 12 months is a long enough time to create an impact depending on how you spend, save and invest.

Money News
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