1. Vacations are good, but for half of travellers, who jet off without saving enough in advance, they tend to come with a baggage: credit card debt, as per a new study. (Representational image; Bollywood Hungama)

2. 1. Survey by credit data monitoring company Experian Consumer Services found that 46% percent of people said they paid for a vacation by credit card when they didn't have enough saved, the USA Today reported. (Reuters)

3. 2. The online survey of 1,000 adults found that 49 percent of vacationers accumulated credit card debt when traveling and 68 percent go over budget. 52 percent of Millennials came home with credit card debt and 72 percent reported going over budget. (Reuters)

4. Budget 2016: "So expect more expensive trips to shops, restaurants and hotels. An additional infrastructure and agriculture cess will make tourism costly in Goa, which is already considered as one of the most expensive tourist destinations in India and world too," he added. (Reuters)

5. Try to use credit cards that offer added advantages like cash back and reward points. (Reuters)

6. 5. The National Endowment for Financial Education, a non-profit for financial literacy, suggests setting up automatic bill pay to avoid late fees, packing a cooler of snacks and meals for the road and being aware of extra hotel fees. (Reuters)

7. (Reuters)

8. 7. She noted "if you're not saving, get started, but rather than pledging to save hundreds per month and setting yourself up for failure, go for setting an automatic transfer into a savings account. She added that "if you're in debt, set a goal to be debt-free before worrying about vacations." (Representational image; Bollywood Hungama)