There has been a lot of change in our lives over the past two decades with a notably change in our lifestyles. We don’t live the way our parents used to. For our parents, retirement was not a goal. It was just a phase which in their thought would come in their life eventually once they turn 58 or 60. Unlike us, they never used to live on edge of everything, having so much to spend on and do, and running all the time to make ends meet. Our lifestyle has a large role to play in making us what we are. We do pay a certain price in some ways which might become unaffordable in the distant future.