Been thinking about getting a credit card for yourself for some time now; this is the perfect time to get it. Onam is here knocking at your doorstep and many more festivals are soon to follow. Credit Cards are a great convenience when it comes to shopping, travelling or simply paying your utility bills. However before you apply for credit card, it is important that you choose the right one. There are many types of credit cards available from various financial institutions, so choosing the right one for yourself can be a challenge. Having said that choosing the right card is just the first step, using them responsibly is definitely a must. Here is what you need to when getting a card for yourself.