To receive the insurance amount, after a policyholder\u2019s death, the family or nominee is required to carry out the mandated procedure. This is quite a time-consuming job and also takes a lot of documentation. Various reports suggest many people including the nominees themselves are not even aware of life insurance policies owned by a member of the family, due to which claims are not even raised, and the amount remains unclaimed. Vineet Arora, MD & CEO of Aegon Life Insurance, says, \u201cOne of the major reasons why the amount remains unclaimed is because the nominee is not aware of the policy. This results in the nominees not intimating the company either in time or worse, not intimating at all." According to company data, almost 41 per cent of claim intimations were made after 6 months of the death of policyholders. To bridge this gap, and to offer consumer-driven, innovative and digital insurance products and services, Aegon Life Insurance has recently launched an e-card 'I Owe You'. It is a digital card through which you can keep your nominees aware of all your insurance policies. Arora of Aegon Life Insurance adds, "This initiative will make it easier for anyone to provide quick means of sharing policy details with their nominees. \u2018I Owe You\u2019 is an editable e-card containing the insured\u2019s policies along with its plan name, sum assured, rider name and rider sum assured if any along with the helpline number." This e-card is an editable card which you can create, download and share with your nominee for easy referencing in times of uncertainty. Benefits and features of this card: To use the benefits of this card, you do not have to be an Aegon Life\u2019s customer; anyone can avail this facility. This is an OTP verified e-card which you can share with the nominee for easy reference at times of claim if any. Policyholders can also personalize this card with a picture and a message for your loved ones. There is also an option incorporated for updating the nominee details. However, this feature is limited to Aegon Life customers only. You can also download the final card to share with your nominees via WhatsApp or share in a link on an email. There is also the option included for the nominee if they wish to invest further.