Auto Insurance: 8 smart tips to save money while renewing car insurance

The government has time and again enforced the need of having a valid insurance policy. On implementation of these tips, you can save a good amount on your overall renewal premium.

auto insurance, car insurance, car insurance policy, how to save money on car insurance, car insurance renewal tips, own damage, comprehensive auto insurance policy News

Looking to buy Ulips? Know these investment strategies to maximise gains

Most ulips offer several fund options across equity and debt asset classes and in addition offer investment strategies to make optimum use of the premium paid.

Mutual Fund Vs ULIP, Mutual Funds Vs ULIPs, Ulip Vs mutual fund, Ulip, Mutual fund, mutual fund investment, mutual fund plans, mutual fund sahi hai News

Education Crowdfunding: Your dream education is now within your reach

Education crowdfunding has rapidly evolved to become the solution for students in India who often put their educational prospects on hold due to the lack of financial support.

Education Crowdfunding, Education Crowdfunding platforms, Education Crowdfunding sites, Education Crowdfunding in India, education crowdfunding campaigns News

Not allowed to issue FDs and give loans, how payments banks function and offer higher interests on deposits?

Some payments banks started their operations by offering higher interest rates than most scheduled commercial banks on savings account deposits, as well as other incentives like cash backs on payments

payments banks, India Post Payments Bank, IPPB, State Bank of India, SBI, interest rates, fixed deposits, FD, FD interest, interest on savings accounts, demand deposits, time deposits, loans, NPA, cash backs News

The RuPay card PM Modi used to buy jackets; Know all about this India MasterCard, Visa rival

From withdrawing cash to making cashless payments, RuPay card can be used for lots of things. Here's all you need to know.

RuPay Card, PM Narendra Modi, Modi Government, Digital India, Digital India Initiative, Debit card, Credit Card, master card, visa card, News

Looking to buy health insurance online? Read this before you pay your premium

Tax saving is incidental while the benefit of owning a health insurance policy is huge as it helps in meeting medical expenses during hospitalisation and thus protects one's investments.

interim budget 2019, Budget 2019, general elections, Health insurance , Section 80D, Union Budget News

5 investment options for 2019 to get good return and keep your money safe

Your investments have to be diversified and well thought through in this rather volatile and uncertain environment. Take a look at these 5 investment options for this year.

Bharat 22 ETF, Bharat 22, Bharat 22 ETF discount, ICICI Prudential Mutual Fund, mutual fund, mutual fund investors, ETF, Exchange Traded Fund News

Direct Vs Regular Mutual Fund: How choosing the right MF is more important than investing in a direct plan

While comparing between the returns on direct and regular plans, we compare the returns of the same mutual fund scheme, in which the direct plan gives about 0.5-1 per cent more return.

mutual funds, MF, equity MF, MF direct plan, MF regular plan, return on direct MF plan, return on regular MF plan, direct vs regular debate News

Are ULIPs a better bet for investment this tax season?

It is important to choose and invest in an option which is well-thought and planned so that you could also attain your investment goals along with tax savings.

best funds to invest in 2019, income tax saving tips, Equity linked savings scheme, income tax slab 2019-20, tax saving options, Ulip, tax savings, Unit Linked Insurance Plan, Ulip charges, ulip returns, ulip plan, ulip calculator, Insurance, ULIPs, insurance policy, ULIP policy, tax benefits, market risk, market return, risk cover, News

How to open NPS account online with PAN as Aadhaar based registration gets disabled

Before you proceed to open an NPS account online with the help of your PAN card, there are certain things that you need to keep handy.

National Pension System, NPS, NPS contributions, CRA-NSDL, CRA-NSDL log in, NPS investments, NPS contribution online, NPS withdrawals, NPS withdrawal online, NPS account, Permanent Retirement Account Number, PRAN, NPS corpus, retirement corpus, pension fund, Personal Details, Nominee Details, Bank Details, Scheme Preference Details News

India Post Payments Bank changes validation norms for QR card transactions

Earlier, the transactions through quick response (QR) cards were validated in two steps, that is scanning of the card and biometric, like finger print scanning, which will now be done in three steps.

India Post Payments Bank, IPPB, payments banks, QR cards, biometric authentication, one-time password, OTP verification, officially valid documents, OVD validatoin, Aadhaar Card, Supreme Court verdict on Aadhaar News

Do futures and options trading? Know full tax impact of derivative transactions on individual investors

Individual investors have started investing in the derivative market due to the multiple exciting opportunities that the sector offers. However, the taxability of such instruments is still not very cl

derivative, derivatives market, derivatives transactions, futures and options trading, taxability of derivatives, tax treatment of derivatives transactions, LTCG News

This new health insurance plan comes with 3 unique features: Find out

We look at Tata AIG MediCare Health Insurance plan which has at least three differentiating features and see what all is included and excluded in the plan.

health insurance, health insurance plans, health insurance plans in India, assess health insurance cover, Religare Health Insurance, MAX Bupa Health Insurance, Star Health and Allied Insurance News

Exchange Traded Funds: Why ETFs are a good investment bet

For retail investors, ETFs are a low-cost investment option as they have lower operating cost, including the management fees

etf, insurance News

Planning to withdraw PF money but don’t have UAN? Know how you can do it

To withdraw money from PPF you need to provide a UAN number. But if you don't have that, know how you can withdraw your PF amount without a UAN.

Public Provident Fund, PPF, PPF accounts, tax benefits, partial withdrawals, How much can you withdraw from your PPF, how to withdraw EPF without UAN, UAN number, News

Budget 2019: Will FM Jaitley double I-T exemption limit to Rs 5 lakh? Here’s what tax experts say

Some industry bodies, including the CII, have recommended that the I-T exemption limit should be doubled to Rs 5 lakh. However, is this possible?

Budget 2019, Union Budget 2019, interim budget 2019, finance minister Arun Jaitley, Modi government, income tax exemption limit, Rs 5 lakh, income tax slab, CII, News

Affordable luxury housing to gain momentum in 2019

2019 is expected to see significant growth and development in the affordable luxury segment, which will continue to experience a massive transformational shift.

real estate, affordable housing, Affordable luxury housing in 2019, real estate trends, real estate investment, real estate in india News

Health insurance alert! E-Meditek’s TPA licence cancelled by IRDAI; Here’s how you may be impacted

TPAs are the intermediaries between the insurance companies and the policyholder in the claims settlement process of health insurance policies.

health insurance, health insurance policy, sub limits in health insurance, critical illness, pre existing diseases, News

Vector-borne disease health cover: Do you need it? Find out

Vector-borne diseases are mostly bloodsucking insects, such as flies, triatomine bugs, sandflies, fleas, ticks, and mosquitoes, transmitting diseases such as malaria, chikungunya, dengue, and schistos

Insurance News

NSC or tax saving FD? Which one should you opt for this tax season?

This tax season, while you explore tax-efficient investments, let’s compare these two fixed-income investments.

NSC, tax saving FD, FD, fixed deposits, NSC vs FD, income tax, section 80c deduction, save tax News

Modi government to spend Rs 4,242 crore for faster processing of returns, quick refunds

After the cabinet on Wednesday approved expenditure of Rs 4,242 crore for an income tax project to be undertaken by the income tax department, the assessees would soon be provided with pre-filled retu

income tax, income tax return News

How to make money by investing small amounts in real estate

With the mere mention of real estate investment, you might be thinking of arranging a large amount of money for down payment, getting home loan at a cheaper rate and paying EMIs for around 20 years, a

how to make money, real estate investment, small investments, Real Estate Investment Trusts, REITs, SEBI, commercial real estate, ANAROCK Capital, Shobhit Agarwal News

NPS Contribution: Confused in selecting investment options, fund manager? Don’t worry, default options can help you

Before making NPS contribution, you may get confused in selecting NPS fund options or the pension fund manager. Know the default options before you invest in it.

nps contribution, NPS, nps fund manager, nps fund OPTIONS, nps fund, National Pension Scheme, National Pension system News

Have money to invest but afraid of Election 2019 uncertainty? This very unique feature in Edelweiss small-cap NFO can help you

The Edelweiss Small Cap fund will be available for purchase from Jan 18, 2019, till February 1, 2019, during the New Fund Offer (NFO) period.

Money News

Tax benefits on education loan: Who can get it, how to avail – All you need to know

Over the years education costs have been on the rise, but you can avail income tax benefit under section 80E of the Income Tax Act against such costs.

education loan tax benefit, Tax benefits on education fees, tax benefits on education loan, tax benefits on tuition fee, tax exemption on education allowance, education tax breaks 2018, under section 80E of the Income Tax Act, education loan,   News

Opening an account in a payments bank is useful, but here is why you should link it with another account

As you may keep maximum Rs 1 lakh in a payments bank account, it would limit you loss in case of any banking fraud as you need not compromise on the security of your main account for online payments.

payments banks, technology-driven banks, online banking frauds, maximum limit of Rs 1 lakh, sweep-in account, CASA plus account, no minimum balance, Fino Bank, RBI, savings bank account News

Have a low credit score? Here’s what you can do this year to fix it

Your credit score is not just a number but an indication of your financial health and a lender looks at it to get an understanding of your loan repayment behaviour and credit worthiness.

credit score, cibil score, credit history, credit score check, cibil score check, how to check credit score, how to build credit score News
Income Tax Calculator, Budget 2019, How to Calculate Income Tax
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