Money

Should you go for a pre-approved loan? Here’s all you need to know

When a potential borrower's creditworthiness is found to be eligible for a loan, lenders offer him the facility of availing a pre-approved personal loan. However, should you go for it?

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Are you a frequent job hopper? Keep these things in mind to minimise your tax liability

After resignation, an employee gets Earned Leave Encashment and Gratuity as retirement benefits, while the PF amount accumulated in the Employees' Provident Fund (EPF) account may also be withdrawn.

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Are female entrepreneurs better investors?

Incidentally, women may turn out to be better investors than men as proven by a study conducted by the University of California.

real estate, gold, fixed deposits, financial investments,mutual fund, News

Odisha Cyclone: How to ensure your property, car insurance claims aren’t rejected

Most often, even after having an insurance policy, claims are rejected by insurers. This is because of the lack of awareness about what is and what is not included in a policy.

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How to become a self-made millionaire with no or very little money

Having a lot of money to start with is not a pre-requisite to become successful or extremely wealthy. Here's what you need to do.

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EPS 95 Latest News 2019: Supreme Court judgement; Know what happens to your pension contributions on shifting jobs

Let us see the Employees' Pension Scheme (EPS) rules and know how to transfer the EPS money on changing jobs.

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Check price of product before taking interest-free loans from banks

"Most loans from banks these days do not require guarantors. Only in specific situations, usually in education loans, they will require a guarantor, whose net worth is at least good for the loan being

Money News

Long-term investors must not worry about Lok Sabha election results

Stock markets are generally seen as an indicator or predictor of the economy. How the economy in a growing country like India will pan out in the future depends a lot on government policies and reform

Money News

How to pick up the right home insurance policy

Even a Lloyd’s Underinsurance Report last year had estimated that India has the second-largest global underinsurance. In the last two decades, India suffered losses of $80 billion, according to a re

Insurance News

Consumer Alert! Your Personal Accident Insurance policy may not cover all these; Find out

Accidental insurance policies, come with their own set of limitations. These policies do not extend cover for just any accident that you might get yourself into.

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Not sure if income will be taxable or not? Declare investments only if you disclose all your incomes

It's time for salaried individuals to submit their tax-saving investment declarations to their employers, so that their tax liability is calculated and the tax payable, if any, is deducted through TDS

income tax, tax deducted at source, TDS, salaried individuals, investment declaration, tax-saving investments, gross salary, taxable salary, income from other sources, rental income, disclosure of other income, tax rebate, health insurance, NPS, interest on home loan News

Akshaya Tritiya 2019 Special: Is this a good time to invest in gold?

Gold is back as the safe haven option in the minds of investors on the backdrop of the recent spate of volatility in the equity markets. However, should you go for it?

Akshaya Tritiya 2019 Special, gold, gold investment, latest gold price, paper gold, physical gold, gold ETF, Sovereign gold bonds , News

Jet Airways stops Group Mediclaim Policy: This rule ensures that coverage is not lost

In the case where the employee leaves a job or when the employer does not renew the group cover, all is not lost. Here's an option.

Jet Airways, group health insurance policy, health insurance policy, health insurance, Jet Airways Group Mediclaim Policy, portability, pre-existing diseases News

How to buy gold on PhonePe

Know the various charges in buying gold on PhonePe app for both digital and physical purchase.

Akshay Tritiya, PhonePe gold, digital gold, jewellery, gold coins, gold bars News

No TDS on bank FD interest income up to Rs 40,000

ITR may be required in order to claim refund of TDS deducted, if any, if income is below the basic exemption limit.

Money News

Turmoil in debt market: Tread with caution while investing in mutual funds

Analysts say if an individual is planning to invest in debt mutual funds, then he should do in those funds where the fund manager is not just chasing returns by taking higher credit risk.

debt mutual funds, risk,investor, IL&FS, debt, Credit risk,Interest rate risk News

How falling rupee impacts education loan: Here’s what you need to do

With the rupee depreciating, it has mostly affected people with expenses in foreign currencies. Along with foreign travel, education abroad is also getting more expensive.

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Finalising travel plans? HDFC cardholders may avail up to Rs 5,000 discount on both flight, hotel bookings

HDFC Bank has tied up with leading travel aggregators to provide attractive discounts on flight and hotel bookings done by using credit card and EMI options for both domestic and international sectors

HDFC Bank, HDFC credit card, EMI option, disount on flight booking, discount on hotel booking, domestic flights, international flights, domestic hotels, international hotels, MakeMyTrip, Goibibo, Yatra, Cleartrip News

Is EPF alone good enough for your retirement? Find out before income falls short in your lean years

While the phenomenon of falling interest rates is very encouraging for investments and economy as a whole, it raises concerns over the sustainability of high fixed return instruments like EPF.

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With banks on rate cut spree, here is how to lock your funds in FD at 9.25% interest

After 25 bps repo rate cut by the RBI Monetary Policy Committee policy on April 4, 2019, most of the banks and corporates start reducing the interest rates on their fixed deposits scheme.

fixed deposit, FD, FD interest rate, RBI rate cut, repo rate, RBI Monetary Policy Committee, Shriram Transport Finance Company, STFC, CRISIL FAAA rating News

Want to become rich by investing in equity? Here’s what you need to do

An investor who sees high returns in the 1st year of investing gets greedy, whereas an investor who sees a decline in value in the initial period gets fearful. So, what is the way out?

stock market investment, equity investment, how to become rich, stock market, equity mutual funds, mutual funds, SIP News

4 ways to invest in gold on Akshaya Tritiya 2019

As a gold buyer, there are different options available in the market. Let us see some important watch outs before investing in any one of them.

Paytm gold, Akshay Tritiya, Digital Gold, buying gold, Sovereign Gold Bond, Gold ETF, Jewellery, SGB News

Forgot to file income tax returns? Know your options

If you have also missed the deadline for filing a belated return for the year 2016-17 and 2017-18, you cannot file a belated return anymore.

Money News

Smart Investing: Look at the long term for good returns

Investors wonder whether it was a correct decision to invest in equities.

Money News

Single Trip vs Multi Trip Travel Insurance: Which one is more suitable for you?

For anyone looking to travel abroad, the question which travel insurance to buy is always perplexing. Here's how to choose the right policy.

travel insurance, Single Trip vs Multi Trip Travel Insurance, Single Trip travel insurance, Multi Trip Travel Insurance, Pre-existing Medical Conditions, best travel insurance plans News

Planning to take motor insurance? Make sure it’s not fake

Frauds in the insurance sector are not only committed at the time of applying for a claim by making false or inflated claims, but also at the time of buying the policy.

life insurance claim, life insurance, policy, nominees, pre-existing diseases, policyholder News

Deferred Annuity Vs Immediate Annuity Pension Plan: Which is a better option for your retirement?

Annuities are getting more popular now as they offer guaranteed income and people are looking for smarter ways to manage retirement savings.

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