Money

Why you should understand your risk profile before investing

Although it is easy to understand the returns by looking into the instrument's past performance, it is hard to analyse the risk profile of the investor.

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NFO: Things to know before you invest in Principal Small Cap mutual fund

What is unique about Principal Small Cap Fund is that exclusively during the NFO period, the fund house is offering a mechanism to stagger one's investment into the market and not invest in a lump sum

Mutual Fund SIP, Mutual Fund, SIP, Mutual Fund Investors, Volatile Market, Yop Up SIP, Stock Market, Equity Market, म्यूचुअल फंड, एसआईपी News

First year premium of private life insurers grows

The individual annualised new business premium of private life insurance industry grew 12% year-on-year in FY19 as compared to LIC's 5%

private life insurers, APE growth, HDFC Life,  LIC, ICICI Prudential Life, private sector  News

Non-life insurers’ gross direct premium grows 13% in FY19

New India Assurance, the country’s biggest general insurance company, continued its dominant position with a market share of 14.06%, while in the private sector ICICI Lombard remained on the top wit

Non-life insurers, General insurance, ICICI Lombard, Insurance Regulatory and Development Authority of India, money News

Providing adequate life insurance cover and annuity plans should be vision statement of insurers

The vision statement of a company describes where the organization or the company wants to be by fulfilling its mission.

life insurance cover, annuity plans, financial protection, IRDAI, SBI Life, ICICI Prulife Insurance News

Buying second home from the same developer is a big No-No for many buyers now; Here’s why

In some markets, buyers said they will not consider buying a property from the same developer, clearly giving an indication that they are not satisfied with their developer.

real estate, home buying, real estate investment, ANAROCK’s Consumer Sentiment Survey H1 2019, delhi NCR, kolkata, Bangalore, Pune, Chennai News

Fixed deposits with a difference: Check out what SBI, ICICI, HDFC Bank are offering

What if one doesn’t want to save the same amount each month in a bank deposit? Here's an option.

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Looking to invest in ULIPs? Check out the best 4G ULIPs for maximum returns

The new 4G ULIPs have low cost and zero commission where charges like premium allocation and policy administration are typically zero.

ulip, Unit Linked Insurance Products, 4G Ulips, ulip charges, ulip returns, Click2Invest, insurance, investment, maximum returns, best Ulip plans News

How 2019 general elections will impact the real estate sector?

Major anticipation can be seen in the real estate sector which almost every time gets significantly affected during the pre and post-election time.

General Elections 2019, real estate,RERA, GST, property, Indian Real estate market News

NFO: Things to know before you invest in Mirae Asset Focussed Mutual Fund

After SEBI's MF re-categorisation exercise, how is a Focussed Fund different from a Multi-Cap fund? Know the difference and risk impact before investing.

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Term Insurance Plans with Return of Premium: Best for people looking for investment element in life insurance

A term plan is the only kind of insurance policy that you need to have because it gives you the maximum cover for the lowest cost.

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6 common mistakes to avoid while buying a travel insurance policy

Buying international travel insurance for your trip is mandated for the visa processes of many countries.

travel insurance, international travel insurance,booking a flight, travelling with family, Claims process, Loss of Passport News

Income tax filing: Disclose exemptions, allowances in new Form 16

The new Form 16 demands salary break-up details, specifying the various tax-exempt allowances and deductions availed by an employee.

income tax, income tax filing, form 16 News

Do this before prepaying your home loan

There are no uniform rules in personal loans. Ask for the details before signing on the papers.

loan, car loan, home loan, personal loan News

Your money: Taking cues from central banks’ gold buys

Preference for gold after decades of selling is indicative of central bank concerns about financial markets and geopolitics.

gold, gild burchase, central bank News

How much can you invest in NPS? How safe and rewarding is it? Know facts about the pension system

Investments made in NPS mature when an employee retires at the age of 60 years and the subscriber has to invest within three years minimum 40 per cent of the retirement corpus in an annuity plan.

National Pension System, NPS, New Pension Scheme, How much can you invest in NPS? How safe is NPS? How rewarding is NPS? NPS investment limit, risks in NPS, returns on NPS, pension, NPS corpus, retirement corpus, NPS tax benefits News

SBI Car Loan: Interest rates, eligibility, repayment period and discount for electric cars

The actual interest rate will be based on one's credit score procured by SBI from any of the Credit Information Companies.

SBI, SBI Car Loan, SBI Car Loan Interest rates, SBI Car Loan eligibility, Car Loan, Interest rates, Green Car Loan, SBI Green Car Loan News

TDS on salary income will depend on Investment Declaration to your employer: What if you fail to submit it?

Right at the beginning of the new financial year 2019-20, the employees are being asked by the employer or the accounts department to submit an Investment Declaration.

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No need to file income tax return if buying property or selling without capital gains

For purchase of property for above Rs 30 lakh, no ITR filing is required,

income tax, income tax return, housing sector, housing industry News

How to allocate investment portfolio via the Mutual Fund route

Balanced Funds are more aggressive, as the equity allocation is higher. Balanced Advantage Funds and asset allocator funds are more defensive, as allocation to equity, which is relatively more volatil

mutual fund, mf. portfolio allocation News

Tax exemption on capital gains: Check all the options

The benefit of exemption spans across varied capital gains arising on transfer of any long-term capital asset.

tax, income tax, tax evation, house property News

Mental Health Insurance: Products introduced; Here’s how they can be made better and widely accessible

Mental Health Insurance has the potential to expedite the implementation of all other mental health reforms by making access to mental health services financially feasible.

Mental Health Insurance, health insurance, IRDAI, MHI products, Inpatient cover, OPD cover News

Wondering how much term insurance would be sufficient for you? It depends on your lifestyle

The motive of taking a term insurance plan is to cover the risk of early death during one's working life.

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List of Small Finance Banks and their latest FD rates: Which one is offering the highest interest rate?

As compared to leading commercial banks, the new stream of Small Finance Banks offer a competitive rate of interest on their FDs and even on their savings account.

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10 best performing mutual funds in last 5 years which may give you superior returns

Mutual fund investments work best over the long term because assets need time to grow, and over a longer period of time, volatility in the markets tend to get smoothed out.

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Income tax filing: Know which ITR form is right for you

For salaried employees, exempt allowance has to be shown separately along with the bifurcation for deductions claimed under Section 16 of the I-T Act.

tax, incime tax, itr form News

Six points that determine your credit score and how to boost a low score

If your credit score is low, take immediate steps to boost it as it will play a major role in deciding the future of your credit applications.

credit score, credit utilisation ratio News
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