Does making payments through IMPS or NEFT make any difference?

A week of celebrations has begun with the Christmas Eve. However, while going cashless for your purchase, understand the extra charges behind the medium of payment you are using to transfer the funds.

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Demonetisation or not, KYC is key to smooth banking. Check KYC status, be compliant & update details

People who do not have the relevant documents to verify their identity remain Non-KYC customers and then they face issues while depositing and withdrawing cash. It is, therefore, better to be a KYC-co

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New to plastic money? Know all your costs before swiping your credit card!

After demonetisation of high value currency notes, you might be thinking about shifting all or most of your transactions from cash to plastic and digital. Let’s take a deeper dive into credit card c

Demonetisation boosts digital payments; debit card growth jumps over 30%

The acute shortage of cash has driven up both the volumes and value of card transactions at point-of-sale (PoS) machines.

Health insurance policy: How sub-limits can play a spoilers role

While selecting a health insurance policy one must look at room rate cap. There are many types of sub limits but the room rate cap is the one that bites the hardest at the time of a claim.

How good is your financial standing? Here are 4 points to note about your investment portfolio

The end of the year is a good time to review your financial standing, goals, and implications of major economic events

5 financial planning tips from Aamir Khan’s new movie Dangal

Aamir Khan's upcoming movie Dangal pays tributes to the Indian women and gives us a message how a woman in India can achieve her goal despite crossing so many hurdles in her life. Similarly, financial

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8 ways to manage your household budget

Savings can only be done when you are able to manage your household budget in an efficient way. For this, you have to standardise the savings ratio which means that you need to save at least 10% to 20

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Here’s why equity mutual funds are a good option for investment

Amongst the various investment vehicles, options available under equity mutual fund come up with the least lock-in period for saving taxes. If you have still not done any investment for saving tax dur

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10 things you mustn’t ignore while investing in mutual funds in 2017

No wonder, retail investors are likely to get lost in this maze of financial allegories and also run the risk of their investment strategy getting divorced from their investment objective.

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Ecommerce: Shopmatic helped 50,000 sellers create an online storefront

The Start-up India programme has unlocked many opportunities for entrepreneurs from smaller cities such as Lucknow, Jaipur, Indore, Bhopal, Kolhapur but they still find it difficult to create a dent i

Risk management : Here’s how to have an effective investment strategy

The first fortnight of this month was an interesting period. Key events such as the referendum in Italy, RBI monetary policy review, meetings of the Bank of England and the Federal Reserve gave some d

How to make the most of your money in your 20s: Top 3 points to know

The twenties is such a challenging time as you have to balance your limited income with your expectations, wants and needs.

5 insurance lessons from gaming apps like Temple Run, Candy Crush & Pokémon Go

Whether it is Temple Run, Pokémon Go or Candy Crush, Clash of Clans and Monopoly, games and gaming apps are fun, a good way to entertain yourself, and surprisingly as it may seem, to financially educ

Temple run insurance tips

SBI launches MobiCash digital wallet in alliance with BSNL: Here’s everything you need to know about it

Mobilisation of digital cash has eased the way out for doing businesses at various levels. All you need to do is to make it a habit and start using it.

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Love playing Santa? Great, but avoid passing on these 6 bad financial habits to your kids

How often have you heard that children’s minds are blank slates? Since the day they are toddlers, they emulate you so much so that they unconsciously pick up on your gestures and even your slangs.

Your parents were wrong; neither property nor gold offer maximum financial security

Insurance offers huge, lifelong financial security for your family, for a monthly amount you would normally blow up on pizza & coke.

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Mutual Funds add Rs 4-trillion to kitty in 2016, eyes Rs 20-trillion mark in 2017

Helped by growing interest from retail investors and aggressive buying of stocks, mutual fund industry grew at a rapid pace in 2016 with addition of almost Rs 4 lakh crore, or 28 per cent, to its asse

Should you invest in mutual funds with just one fund house?

Mutual funds are claimed to be the simplest way of having a sound portfolio of investments according to one's financial goals.

Bajaj Finserv rated ‘Reduce’; Kotak says consumer business going strong

Bajaj Finance has fared well in the consumer vertical during November 2016, gaining market share and improving collections.

Demonetisation: What a salaried individual needs to keep in mind

THE effect of demonetisation is comparatively less on the salaried class as they receive salary after tax.

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Income Tax: Rent from furniture is ‘income from other sources’

During the year, I have let out a building along with the furniture and fixtures and have received rental income on the same. Under which head of the Income Tax Act will the said income be taxable?

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PM Narendra Modi’s digitalisation drive can improve insurance penetration; here’s how

Prime Minister Narendra Modi has been vigorously pursuing the agenda of converting the country’s socio-economic landscape into a digital highway for faster and more inclusive growth.

UPI transactions rise 2.5 times in first 16 days of December

The value of transactions made through the Unified Payments Interface (UPI) has risen more than two-and-a-half times during the first 16 days of December over the value in from November.

Should paying off education loan be top priority for a 20-something?

If you have an education loan that’s awaiting paying off, you must be seriously weighing your priorities.

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Reserve Bank of India sets rupee reference rate at 67.72 against dollar

The Reserve Bank of India today fixed the reference rate of the rupee at 67.7262 against the US dollar and 70.8416 for the euro.

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Open your pension account under NPS through eNPS using your own Aadhaar card

The 12-digit unique identification number in your Aadhaar card has become the one point source for all your needs, which is not limited to only an identity proof or an address proof, but it is also ex

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