Govt cautions states of vacuum if Real Estate Act timelines not met by April 30

In the context of only four States and six Union Territories so far notifying the final Real Estate Rules and complaints of violation of some of the provisions of the Act by some States, Minister of H

real estate, income rate, interest rate

Employees’ Enrolment Campaign: One-time opportunity for defaulting employers

The Employees’ Enrolment Campaign, 2017 has been introduced to encourage employers, who have defaulted in making provident fund contributions (which also includes pensions), to voluntarily enroll th

Some unlisted companies are luring retail investors, says SEBI

Regulatory body SEBI, in a bid to protect the interests of investors who invest in securities, has issued some guidelines. It says that some unlisted companies are luring retail investors by issuing s

A term plan does more than just cover life: Find out how

Term insurance is considered to be the essence of life insurance as it covers the risk of premature death. Its premiums are low, and this helps you get the right coverage without worrying about how it

5 signs to spot you are about to step into a Ponzi or pyramid scam

Soon after the unearthing of the Rs 3700-crore Noida Ponzi scam, which is claimed to have duped around six lakh people, another multi-hundred crore Ponzi scam is said to have surfaced in Noida. Althou

5 financial products to look at for retirement planning

Eighteen till I die? Sure, live your life like that. But, how will you do it without the money flowing in even at 80? Yes, you can ‘save’, but how will you invest? The good news is that you can.

Government warns employees of action for misusing LTC

Central government employees found misusing Leave Travel Concession (LTC) will face disciplinary action, the Department of Personnel and Training (DoPT) has warned.

Where to keep your emergency fund? Here are five things to know

While doing financial planning it is always advised to keep a certain amount of money in an emergency fund which can help you in times of crisis. There is a general saying - 'precaution is better than

emergency funds, liquid funds, payments bank, fixed deposits, savings banks account, interest rates

Life insurers’ new business premium up 28% in January

The new business premium of life insurance companies grew by 27.8 per cent to Rs 13,138.10 crore in January, compared with the year-ago month.

NPCI launches BHIM App for iOS: Here are 6 things to know

BHIM is a mobile application specially designed for doing financial transactions which include the transfer of payments, sending money to people who don’t have the app and other facilities via direc

BHIM, BHIM NPCI, BHIM app, version, UPI, digital payments, transactions, payment of transfer

How effective is National Pension System for an employee? Here’s all you need to know

The existing provision of section 10(12A) says that the payment from National Pension System (NPS) trust done to an employee on closing his/her account will get an exemption up to 40% of total amount

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PFRDA allows Karvy Computershare to start operations as 2nd Central Recordkeeping Agency

Pension Fund Regulatory Development Authority (PFRDA) has decided to allow Karvy Computershare Private Limited to start its operations, as second Central Recordkeeping Agency (CRA), for servicing of a

Here’s why you need to review your insurance needs at different life stages

There is no real need for life insurance when you have just started off your career, unless you have financial dependents. The more compelling need for getting oneself insured at an early stage is for

RBI Governor keeps repo rate unchanged: Will it impact your investments?

The RBI has kept the repo rate unchanged at 6.25 percent for the second straight time and thereby it seems to have changed its policy stance from ‘accommodative’ to ‘neutral’. The RBI in its r

RBI, repo rate, credit policy, monetary policy, interest rate

Want to take control of your debt in 2017? Follow these tips

It’s always a good practice to pay off your debt as early as possible. An outstanding loan is a financial burden which keeps growing due to the interest rate working on the amount. The longer you ke

Will NPCI’s Bharat Bill Payment System create a unique retail bill payment system? 5 things to know

Currently, a large number of billers are providing multiple ways of payment options to their customers. Various organisations felt the need of having a single platform to make all these payments and b

RBI, NPCI, BBPU, BBP, BBPS, BBPCU, payments, bharat, bill payments, transactions

Waiting for RBI’s next rate cut? It could be in August based on good monsoon, says BofAML

Reserve Bank may finally go for a 25 basis points rate cut in August if a good monsoon contains core inflation at a moderate 4-5 per cent, says a Bank of America Merrill Lynch (BofAML) report.

Six factors that can raise your insurance premiums

Lots of people often wonder why their premium rates usually go up at the time of policy renewal. Some of them also have to pay a higher premium while buying a policy and then they think that the insur

insurance plan wealth tax saving creating wealth ULIP'ssection 10(10D) of the I-T Act 1961.Rs.1.5lakh under section 80C of the Income Tax Act

Double whammy for consumers as they have to pay more for both cash and cashless transactions now

The government’s emphasis on digitisation and going cashless—although they have their own advantages--seems to be turning into a double whammy for Indian consumers day by day.

Bringing affordable housing under infrastructure bracket is poised to give a huge impetus to real estate

This has been a historic budget wherein for the first time, the rail budget was merged with the General Union Budget and advanced to the first day of February. Post demonetization, the expectation was

Your ATM card can provide you insurance up to Rs 10 lakh: 5 things to know

ATM cards have made one's life easy. You do not have to stand in a queue in a bank for withdrawing money. ATM cards can also be used for online shopping. Not only this, ATM cards come up with various

ATM, debit card, credit card, money, withdraw, insurance cover, insurance policy, insurance claim

Govt mulls raising EPFO’s investment in ETF to 15%: Bandaru Dattatreya

The government is looking at raising retirement fund body EPFO's investment in exchange traded funds (ETFs) to 15 per cent from existing 10 per cent, Union Labour Minister Bandaru Dattatreya said toda

Here’s all you need to know about high deductible health plans

If you have been keeping yourself abreast of the happenings in the insurance sector, you must have come across the term called ‘high deductible health plans’. Today, we are going to learn all abou

6 money-saving tips you should be aware of while celebrating Valentine’s Week

It is the month when love in all its forms and types is celebrated by every couple. Valentine’s Week, starting from February 7 to February 14, brings lots of joy and happiness among people irrespect

Valentine’s week, Valentine’s week 2017, credit card, service charge, bill, discounts, EMI option, salary, savings, Valentine’s day, february, february 2017

Union Budget 2017: How beneficial is it for startups in India?

The much-awaited Union Budget 2017-18 seems to have maintained a right balance between populism and fiscal prudence. However, a few sectors like insurance and e-commerce felt disappointed as they hard

Six things Finance Minister did not tell you in Budget 2017

While we all intently listen to each and every word that the finance minister spells out in his Budget speech, there is more to the Union Budget proposals than what meets the eye…err ears. If you mi

Mutual Funds see Rs 54,000 cr inflow in January; Rs 3.67 lakh cr in FY’17

Investors have pumped in nearly Rs 54,000 crore into various mutual fund schemes in January, with liquid, income and equity funds attracting the most of the inflows.

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