Here’s why you need to review your insurance needs at different life stages

There is no real need for life insurance when you have just started off your career, unless you have financial dependents. The more compelling need for getting oneself insured at an early stage is for

RBI Governor keeps repo rate unchanged: Will it impact your investments?

The RBI has kept the repo rate unchanged at 6.25 percent for the second straight time and thereby it seems to have changed its policy stance from ‘accommodative’ to ‘neutral’. The RBI in its r

RBI, repo rate, credit policy, monetary policy, interest rate

Want to take control of your debt in 2017? Follow these tips

It’s always a good practice to pay off your debt as early as possible. An outstanding loan is a financial burden which keeps growing due to the interest rate working on the amount. The longer you ke

Will NPCI’s Bharat Bill Payment System create a unique retail bill payment system? 5 things to know

Currently, a large number of billers are providing multiple ways of payment options to their customers. Various organisations felt the need of having a single platform to make all these payments and b

RBI, NPCI, BBPU, BBP, BBPS, BBPCU, payments, bharat, bill payments, transactions

Waiting for RBI’s next rate cut? It could be in August based on good monsoon, says BofAML

Reserve Bank may finally go for a 25 basis points rate cut in August if a good monsoon contains core inflation at a moderate 4-5 per cent, says a Bank of America Merrill Lynch (BofAML) report.

Six factors that can raise your insurance premiums

Lots of people often wonder why their premium rates usually go up at the time of policy renewal. Some of them also have to pay a higher premium while buying a policy and then they think that the insur

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Double whammy for consumers as they have to pay more for both cash and cashless transactions now

The government’s emphasis on digitisation and going cashless—although they have their own advantages--seems to be turning into a double whammy for Indian consumers day by day.

Bringing affordable housing under infrastructure bracket is poised to give a huge impetus to real estate

This has been a historic budget wherein for the first time, the rail budget was merged with the General Union Budget and advanced to the first day of February. Post demonetization, the expectation was

Your ATM card can provide you insurance up to Rs 10 lakh: 5 things to know

ATM cards have made one's life easy. You do not have to stand in a queue in a bank for withdrawing money. ATM cards can also be used for online shopping. Not only this, ATM cards come up with various

ATM, debit card, credit card, money, withdraw, insurance cover, insurance policy, insurance claim

Govt mulls raising EPFO’s investment in ETF to 15%: Bandaru Dattatreya

The government is looking at raising retirement fund body EPFO's investment in exchange traded funds (ETFs) to 15 per cent from existing 10 per cent, Union Labour Minister Bandaru Dattatreya said toda

Here’s all you need to know about high deductible health plans

If you have been keeping yourself abreast of the happenings in the insurance sector, you must have come across the term called ‘high deductible health plans’. Today, we are going to learn all abou

6 money-saving tips you should be aware of while celebrating Valentine’s Week

It is the month when love in all its forms and types is celebrated by every couple. Valentine’s Week, starting from February 7 to February 14, brings lots of joy and happiness among people irrespect

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Union Budget 2017: How beneficial is it for startups in India?

The much-awaited Union Budget 2017-18 seems to have maintained a right balance between populism and fiscal prudence. However, a few sectors like insurance and e-commerce felt disappointed as they hard

Six things Finance Minister did not tell you in Budget 2017

While we all intently listen to each and every word that the finance minister spells out in his Budget speech, there is more to the Union Budget proposals than what meets the eye…err ears. If you mi

Mutual Funds see Rs 54,000 cr inflow in January; Rs 3.67 lakh cr in FY’17

Investors have pumped in nearly Rs 54,000 crore into various mutual fund schemes in January, with liquid, income and equity funds attracting the most of the inflows.

Now you can also pay your rent via credit card: Here’s all you need to know

Demonetisation has been unquestionably 'the event of the year'. Reading India’s demonetisation, Donald Trump’s much-anticipated corporate tax plan to lower the business tax rate to 15% (thereby ca

Is this a good time to buy debt mutual funds? Find out

An ideal investment portfolio is targeted to meet every financial goal of an investor, and it needs to be reallocated every now and then to make the most out of market movements. Each investment instr

10 allowances which form salary of an individual under the I-T Act

If you think that your entire salary is taxable, then that is not true. The overall package, which is termed as CTC, comprises many allowances. While calculating taxes, employees must know which allow

basic salary, HRA, DA, Bonus, income tax act, performance, allowance, salary, special allowance

RBI status quo on repo rate disappoints real estate

Hit hard by the demonetization drive and having failed to get a major push by the Budget, the real estate sector was looking towards the February 8 credit policy announcement with much hope. It was ex

Union Budget 2017, Finance Minister, Arun Jaitley, affordable housing, real estate, Brotin Banerjee, Tata Housing infrastructure, GDP, economic growth

RBI keeps repo rate unchanged: Here’s how you can still get better returns on investments

The RBI has kept the repo rate unchanged at 6.25 percent contrary to the expectations of economists who were hoping for a 0.25 percent cut in the rate. However, RBI Governor Urjit Patel, analysing cer

RBI, RBI policy, credit policy, monetary policy, repo rate, reverse repo rate, investements, fixed deposits

RBI keeps key policy rate unchanged, but expect your EMIs to come down further

In a surprise move, RBI governor Urjit Patel preferred to keep the key policy rate unchanged at 6.25 per cent in his third policy review, although bankers, market analysts and financial experts were h

Income tax returns: CAs to pay fine of Rs 10,000 for filing incorrect info, says Sushil Chandra

In a bid to check filing of incorrect returns by CAs, the tax authority will impose Rs 10,000 fine on such professionals to deter such act.

Govt confident that debit card charges may decline

As the government seeks to promote digital transactions, Finance Minister Arun Jaitley today exuded confidence that the charges on such payments would come down with increase in volumes.

FM halves tax rate for lower income slab: Will consultants/professionals benefit from this move?

The government has halved the tax rate from 10 per cent to 5 per cent for individual tax payers who fall in the Rs 2.5 to Rs 5 lakh tax slab. This is supposed to largely increase the tax compliance as

RBI sets rupee reference rate at 67.3692 against dollar

The Reserve Bank of India today fixed the reference rate of the rupee at 67.3692 against the US dollar and 72.0716 for the euro.

5 financial planning mistakes you must avoid

It's a myth that financial planning means only making investments towards your financial goal. Doing financial planning gives you the holistic view of your finances, right from budgeting your househol

With BHIM do you need to dump other digital wallets? Five things you must know about Bharat Interface for Money

Bharat Interface for Money (BHIM) is now available on play store with an updated version – 1.2. BHIM is a different mobile application for doing financial transactions as compared to other mobile wa

BHIM, bharat interface for money, app, google play, e wallets, digital payments, payments , transactions, financial transactions
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