Money

​10 crucial mistakes to avoid while buying a term insurance plan

Many people buy a term insurance policy without estimating the actual requirement of life cover. Buying a term insurance plan for inadequate coverage may not serve the purpose for which it is purchase

MIC, term Insurance plan, loan, life insurance

Realtors betting big on festive season as housing sales rise in top cities

The assumption that sales will increase further during this season can be attributed to the fact that following the pandemic, people have begun to realize the value of owning a house.

Housing unit sales rose by 20% in Jan-Mar 2021: Report

The first quarter of 2021 witnessed a resurgence in sales volume across metro cities, particularly in Pune and Mumbai, amid a stamp duty cut till March.

TDS on fixed deposit interest: Time to submit Form 15G / 15H to your banker – Here’s why

Eligible individuals can submit Form 15G or Form 15H to their banker for non-deduction of TDS on interest income earned in bank FD.

TDS, senior citizens, fixed deposit interest income, bank, Form 15G, Form 15H

Cash deposit interoperability, deployment of cash recyclers at WLAs to drive ATM penetration

White Label ATMs, that focus primarily on semi-urban and rural locations for ATM deployment, can drive ATM penetration while contributing to financial inclusion.

Should I opt for a child plan or invest in a large cap fund for my daughters higher education? – Your Queries

Go for pure-play equity & debt funds to build corpus for kid’s education

MutualFunds

Your Money: A diversified portfolio is the best bet against market volatility

As investors, the main aim for asset allocation is to minimise risk while ensuring that we get the returns that we are expecting. Mutual fund investments have offered reasonable returns in the past wi

Mutual Funds: Are balanced advantage funds perfect for you?

Expect a reasonable return from balanced advantage funds as over the long-term, they offer returns that are higher than debt funds but lower than that of equity funds

Nine personal finance lessons from Navdurga’s Navratras that help you achieve financial goals

Like all other festivals these nine incarnations also teach us many life lessons to deal with different facets of life including investments.

financial lessons, financial planning, financial goals, personal finance lessons from Navdurga’s Navratras

TDS on Dividend Income: How to get relief if you don’t have taxable income

The details of dividend income and TDS will now be available on the new format of Form 26AS to make filing of Income Tax Return (ITR) easier and to make suppression of income harder.

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RTGS operating hours to be impacted! Check date, time to plan your payment operations

The up-gradation is being done to enhance the resilience and to further improve the Disaster Recovery Time of the RTGS system.

RTGS operating hours, timing, process, rbi, neft, charges, rtgs vs neft

New Gurgaon: The new growth corridor of National Capital Region

New Gurgaon is characterized by a cosmopolitan population, state-of-the-art office spaces, integrated retail and entertainment spaces.

Bank Fixed Deposits: Special FD schemes for senior citizens extended till June 30

Effectively, on special FD schemes above 5 years of tenure, there will be an additional interest rate of 0.80 per cent or even more.

Bank Fixed Deposits, Special FD schemes, senior citizens, interest rate, SBI, ICICI Bank, HDFC Bank

Top 4 benefits of buying a car insurance policy online

Buying insurance for your vehicle online has endless advantages over buying offline.

Benefits of buying car insurance online

Your Income Tax Queries: Is it mandatory to transfer PF to a new company account after switching jobs?

You can adjust loss on NCD sale within 3 years against short/ long term capital gains

income tax,

Your Money: Of annuities, payouts and perpetuity dues

Instalments paid on loans such as housing loans, automobile loans, educational loans and personal loans are also examples of annuities.

Debt mutual funds: Corporate bond funds find favour with investors

Corporate bond funds can be ideal for those investors having a longer-term investment horizon

Kotak Mahindra Bank now offers lowest home loan interest rate – Check details

Both fresh home loan applicants and balance transfer cases are eligible for the lowest interest rate.

Fractional Ownership of Property or REIT – What is right for you?

While both instruments are relatively new to investors, they are quickly gaining in popularity because they have finally given retail investors access to commercial real estate.

Index Mutual Funds: How to invest and how they work – Explained

Index funds can be a good starting point for many first time investors and may even be a part of their long term portfolio.

index funds vs mutual funds, What are index funds in stock market

11 super critical questions to ask yourself before signing up for a home loan

Here is a list of some important questions to help you avoid making a mistake while you plan to take a home loan.

important questions to ask before signing up for a home loan

Your Money: What EBITDA and EBIT tell about a firm’s performance

We need to know the application of EBITDA & EBIT to arrive at a correct valuation of firms

The operating revenue for TL is Rs 1,500 crore.

General insurance: No differential rates for similar risks, says Irdai

Premiums should ensure the product or add-on is viable, generating a reasonable margin without any cross-subsidisation from any other product or add-on

The premium rates will neither be excessive nor inadequate and should aim at ensuring that the product or add-on is viable, generating a reasonable margin without any cross subsidisation from any other product or add-on.

Planning for your child’s future? Here are some quick tips

Planning for your child’s future is no longer a decision you can procrastinate. It needs your urgent attention, especially if you are a new couple or new parents.

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5 ways credit cards can improve your financial health

When used in a disciplined manner, credit cards can be an excellent tool for managing finances, saving money and building a strong credit score.

Govt hikes circle rates in Gurugram by up to 88% – How it will impact property market

Gurugram's district administration has increased the circle rates for FY2021-22 by up to 88%, which will have a cascading impact on the property prices in the micro market.

Investment Portfolio: What is it and how to build an investment portfolio?

While building an investment portfolio, it is important to keep track of asset allocation.

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